BAC
Bank of America Corporation
BAC has a slight edge over PB overall, supported by stronger fundamentals and stronger valuation.
PB
Prosperity Bancshares, Inc.
PB trails on the overall score without a compensating advantage in the available component scores.
BAC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BAC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAC.
PB Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
PB's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like PB.
BAC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.4x | $39.50 | -22% |
| Forward | 10x | $50.51 | — |
| Current | 12x | $50.51 | — |
| Fair | 13x | $53.81 | +6.5% |
| Expensive | 15x | $62.23 | +23% |
Historical ranges are pointers, not guarantees.
BAC's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 10x next year's earnings, in its cheap range.
PB PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 10x | $72.62 | — |
| Cheap | 12x | $63.63 | -12% |
| Fair | 13x | $70.42 | -3% |
| Current | 13x | $72.62 | — |
| Expensive | 14x | $77.28 | +6.4% |
Historical ranges are pointers, not guarantees.
PB has the edge over BAC in the historical PE scenario, which offers more potential upside but is not a forecast.
BAC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
BAC has the edge over PB on the outlook, with more favorable profitability expectations.
PB Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Weakening | |
| Limited | |
| Moderate |
Analysts expect strong earnings and revenue growth for PB, but weaker profitability.
BAC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.92 | +17% |
| Q3 2026 | $4.19 | +14% |
| Q2 2026 | $4.34 | +27% |
| Q1 2026 | $4.02 | +20% |
| Q4 2025 | $3.81 | +19% |
| Q3 2025 | $3.66 | +33% |
| Q2 2025 | $3.41 | +20% |
| Q1 2025 | $3.35 | +16% |
| Q4 2024 | $3.21 | +4.2% |
BAC has the edge over PB on earnings, with more consistent year-over-year improvement.
PB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $7.01 | +28% |
| Q3 2026 | $5.49 | -2% |
| Q2 2026 | $5.76 | +4.9% |
| Q1 2026 | $5.51 | +5.2% |
| Q4 2025 | $5.72 | +13% |
| Q3 2025 | $5.60 | +19% |
| Q2 2025 | $5.49 | +21% |
| Q1 2025 | $5.24 | +21% |
| Q4 2024 | $5.05 | +12% |
PB earned $5.49 per share over the past year, down 2% from the year before.
BAC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $30B | +6.7% |
| Q2 2026 | $31.6B | +19% |
| Q1 2026 | $30.3B | +11% |
| Q4 2025 | $31.2B | +23% |
| Q3 2025 | $28.1B | +11% |
| Q2 2025 | $26.5B | +4.3% |
| Q1 2025 | $27.4B | +6% |
| Q4 2024 | $25.3B | +15% |
BAC's revenue has grown year over year for 10 quarters in a row: $30B last quarter, up 6.7% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | -3.7 points |
| Q2 2026 | 37% | +7.6 points |
| Q1 2026 | 34% | +4.7 points |
| Q4 2025 | 40% | +12 points |
| Q3 2025 | 34% | +4.8 points |
| Q2 2025 | 29% | -0.7 points |
| Q1 2025 | 30% | +1.5 points |
| Q4 2024 | 28% | +14 points |
BAC's operating margin was 30% last quarter, down 3.7 points from the same quarter a year ago.
PB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $495.7M | +58% |
| Q2 2026 | $391.3M | +26% |
| Q1 2026 | $367.6M | +20% |
| Q4 2025 | $317.7M | +3.3% |
| Q3 2025 | $314.7M | +3.9% |
| Q2 2025 | $310.7M | +1.9% |
| Q1 2025 | $306.7M | +11% |
| Q4 2024 | $307.6M | +12% |
PB has the edge over BAC on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 38% | -18 points |
| Q2 2026 | 55% | -0.4 points |
| Q1 2026 | 41% | -13 points |
| Q4 2025 | 56% | +2.4 points |
| Q3 2025 | 56% | +2.3 points |
| Q2 2025 | 55% | +8.5 points |
| Q1 2025 | 54% | +3.3 points |
| Q4 2024 | 54% | +9.6 points |
PB has the edge over BAC on profitability, with a higher operating margin.
BAC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$6.5B | -114% |
| Q2 2026 | $29B | +$38.2B |
| Q1 2026 | $41.8B | +$44B |
| Q4 2025 | -$22.9B | -189% |
| Q3 2025 | $46.9B | +$84.2B |
| Q2 2025 | -$9.1B | -150% |
| Q1 2025 | -$2.2B | +$13.4B |
| Q4 2024 | $25.9B | -21% |
BAC's free cash flow was $41.4B over the past year, down 33% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BAC.
PB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $301.5M | +62% |
| Q2 2026 | $157.9M | +72% |
| Q1 2026 | $178.1M | +4.1% |
| Q4 2025 | $68.5M | +$279.1M |
| Q3 2025 | $185.7M | -31% |
| Q2 2025 | $91.8M | -57% |
| Q1 2025 | $171.1M | -5.1% |
| Q4 2024 | -$210.7M | -1004% |
PB's free cash flow was $706M over the past year, about three times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like PB.
BAC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1% | -72M shares |
| 1 year | -5.3% | -405M shares |
| 3 years | -11% | -854M shares |
| 5 years | -15% | -1.3B shares |
| Available history | -24% | -2.2B shares |
BAC has the edge over PB on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6B |
| Q2 2026 | $6B |
| Q1 2026 | $7.2B |
| Q4 2025 | $6.3B |
| Q3 2025 | $5.3B |
| Q2 2025 | $5.3B |
| Q1 2025 | $4.5B |
| Q4 2024 | $3.5B |
BAC spent $25.6B buying back its own shares over the past year, up 37% from the year before.
PB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +19% | +19.1M shares |
| 1 year | +26% | +24.8M shares |
| 3 years | +28% | +26.2M shares |
| 5 years | +29% | +27.2M shares |
| Available history | +27% | +25.5M shares |
PB has 120M diluted shares, up 26% from a year ago, despite $240M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $31.8M |
| Q2 2026 | $13.7M |
| Q1 2026 | $57.1M |
| Q4 2025 | $137.2M |
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | $39.5M |
| Q1 2024 | $35.3M |
PB spent $240M buying back its own shares over the past year.
BAC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 6.4x | High |
| Q2 2026 | 6.7x | High |
| Q1 2026 | 7.1x | High |
| Q4 2025 | 7.7x | High |
| Q3 2025 | 8.3x | High |
| Q2 2025 | 8.8x | High |
| Q1 2025 | 8.6x | High |
| Q4 2024 | 9.0x | High |
BAC's net debt is about 6.4 years of its operating earnings (EBITDA), down from 8.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BAC.
PB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 3.2x | Elevated |
| Q2 2026 | 1.0x | Healthy |
| Q1 2026 | 0.9x | Very low |
| Q4 2025 | 3.0x | Moderate |
| Q3 2025 | 0.9x | Very low |
| Q2 2025 | 2.3x | Moderate |
| Q1 2025 | 1.5x | Healthy |
| Q4 2024 | 6.8x | High |
PB has the edge over BAC on leverage, with a lower net debt burden relative to earnings.
BAC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.1 | Neutral |
| Stochastic | 4.9 | Oversold |
BAC's weekly RSI is 37 (neutral) and its Stochastic is 5 (oversold).
PB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 55.5 | Neutral |
| Stochastic | 66.3 | Neutral |
PB's weekly RSI is 55 (neutral) and its Stochastic is 66 (neutral).
BAC PE vs Financial Services Sector
| Metric | BAC | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 7.5% below |
| PE % | 40 | 63 | 23 pts below |
BAC has the edge over PB on valuation relative to its sector.
PB PE vs Financial Services Sector
| Metric | PB | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 1.6% above |
| PE % | 64 | 63 | 1 pt above |
PB is trading at 13x earnings, in line with the Financial Services sector's median of 13x.
BAC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $52.1 | 3% below |
| 20 week MA | $57.8 | 13% below |
| 50 week MA | $54.7 | 7.7% below |
| 100 week MA | $50.5 | 0% below |
| 200 week MA | $42.5 | 19% above |
BAC has fallen below most of its moving averages, though it's still 19% above its 200-week average.
PB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $69.4 | 4.7% above |
| 20 week MA | $71.4 | 1.7% above |
| 50 week MA | $70.6 | 2.9% above |
| 100 week MA | $70.4 | 3.2% above |
| 200 week MA | $67.5 | 7.5% above |
PB has the edge over BAC on trend strength, trading above more of its moving averages.
BAC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $35.4 | $30.0 | -15% |
| 2021 | $30.0 | $44.4 | +48% |
| 2022 | $44.4 | $32.5 | -27% |
| 2023 | $32.5 | $33.7 | +3.7% |
| 2024 | $33.7 | $44.3 | +32% |
| 2025 | $44.3 | $56.2 | +27% |
| 2026 YTD | $56.2 | $50.5 | -10% |
BAC has finished higher in four of the last six years. It's down 10% so far in 2026.
PB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $71.7 | $69.3 | -3.3% |
| 2021 | $69.3 | $71.6 | +3.2% |
| 2022 | $71.6 | $71.4 | -0.2% |
| 2023 | $71.4 | $67.7 | -5.2% |
| 2024 | $67.7 | $75.4 | +11% |
| 2025 | $75.4 | $70.3 | -6.8% |
| 2026 YTD | $70.3 | $72.6 | +3.3% |
PB has the edge over BAC on returns for 2026, with the stronger performance.