BAC
Bank of America Corporation
BAC's fundamentals are strong: its operating margin rose 5 points to 35% and revenue grew 15%. At 12x earnings, it's trading in line with its usual 13x. Analysts expect earnings growth.
OXSQ
Oxford Square Capital Corp.
There isn't enough reported data to score OXSQ yet.
BAC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BAC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAC.
OXSQ Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Healthy | |
| N/A | |
| N/A |
OXSQ's profitability is currently healthy, but its revenue is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like OXSQ.
BAC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.4x | $39.50 | -22% |
| Forward | 10x | $50.51 | — |
| Current | 12x | $50.51 | — |
| Fair | 13x | $53.81 | +6.5% |
| Expensive | 15x | $62.23 | +23% |
Historical ranges are pointers, not guarantees.
BAC's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 10x next year's earnings, in its cheap range.
OXSQ PE Valuation
OXSQ has no meaningful PE right now: it lost money over the past year.
BAC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
BAC has the edge over OXSQ on the outlook, with more favorable earnings and profitability expectations.
OXSQ Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Decline | |
| Growth | |
| Strongly weakening | |
| Limited | |
| High |
Analysts expect OXSQ's revenue to grow, but its earnings and profitability to decline.
BAC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.92 | +17% |
| Q3 2026 | $4.19 | +14% |
| Q2 2026 | $4.34 | +27% |
| Q1 2026 | $4.02 | +20% |
| Q4 2025 | $3.81 | +19% |
| Q3 2025 | $3.66 | +33% |
| Q2 2025 | $3.41 | +20% |
| Q1 2025 | $3.35 | +16% |
| Q4 2024 | $3.21 | +4.2% |
OXSQ has the stronger earnings trend. Trailing diluted EPS is up 14% for BAC versus OXSQ up 256%.
OXSQ Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.18 | -44% |
| Q3 2023 | -$0.09 | +$1.16 |
| Q2 2023 | -$0.42 | +$0.38 |
| Q1 2023 | -$1.42 | -810% |
| Q4 2022 | -$1.71 | -314% |
| Q3 2022 | -$1.25 | -178% |
| Q2 2022 | -$0.80 | -145% |
| Q1 2022 | $0.20 | -90% |
| Q4 2021 | $0.80 | +7900% |
OXSQ has returned to profit: it earned $0.32 per share over the past year, after losing money the year before.
BAC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $30B | +6.7% |
| Q2 2026 | $31.6B | +19% |
| Q1 2026 | $30.3B | +11% |
| Q4 2025 | $31.2B | +23% |
| Q3 2025 | $28.1B | +11% |
| Q2 2025 | $26.5B | +4.3% |
| Q1 2025 | $27.4B | +6% |
| Q4 2024 | $25.3B | +15% |
OXSQ has the stronger quarterly revenue trend. Revenue is up 6.7% for BAC versus up 31% for OXSQ.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | -3.7 points |
| Q2 2026 | 37% | +7.6 points |
| Q1 2026 | 34% | +4.7 points |
| Q4 2025 | 40% | +12 points |
| Q3 2025 | 34% | +4.8 points |
| Q2 2025 | 29% | -0.7 points |
| Q1 2025 | 30% | +1.5 points |
| Q4 2024 | 28% | +14 points |
BAC's operating margin was 30% last quarter, down 3.7 points from the same quarter a year ago.
OXSQ Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q1 2023 | $12.9M | +31% |
| Q4 2022 | $11.9M | +17% |
| Q2 2022 | $9.9M | +27% |
| Q1 2022 | $9.9M | +5.4% |
| Q4 2021 | $10.2M | -76% |
| Q3 2021 | $9.8M | +19% |
| Q2 2021 | $7.8M | -67% |
| Q1 2021 | $9.4M | -14% |
OXSQ's revenue is recovering but still below its 2020 peak: $13M last quarter, up 31% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q1 2023 | 84% | +9.2 points |
| Q4 2022 | 81% | +6 points |
| Q2 2022 | 75% | +8.3 points |
| Q1 2022 | 74% | +2.8 points |
| Q4 2021 | 75% | -19 points |
| Q3 2021 | 72% | -2.9 points |
| Q2 2021 | 67% | -21 points |
| Q1 2021 | 72% | -7.4 points |
OXSQ's operating margin was 84% last quarter, up 8.7 points from the same quarter a year ago.
BAC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$6.5B | -114% |
| Q2 2026 | $29B | +$38.2B |
| Q1 2026 | $41.8B | +$44B |
| Q4 2025 | -$22.9B | -189% |
| Q3 2025 | $46.9B | +$84.2B |
| Q2 2025 | -$9.1B | -150% |
| Q1 2025 | -$2.2B | +$13.4B |
| Q4 2024 | $25.9B | -21% |
BAC has the edge over OXSQ on cash generation, producing positive trailing cash flow while its opponent burns cash.
OXSQ Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $116.4K | +$20.1M |
| Q2 2026 | -$14.1M | -$12.4M |
| Q1 2026 | -$14.4M | -340% |
| Q4 2025 | $1.9M | +$8.1M |
| Q3 2025 | -$19.9M | -481% |
| Q2 2025 | -$1.7M | -126% |
| Q1 2025 | $6M | -70% |
| Q4 2024 | -$6.2M | -162% |
OXSQ's free cash flow was −$26M over the past year, against −$22M the year before. Free cash flow isn't a meaningful measure for financial services companies like OXSQ.
BAC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1% | -72M shares |
| 1 year | -5.3% | -405M shares |
| 3 years | -11% | -854M shares |
| 5 years | -15% | -1.3B shares |
| Available history | -24% | -2.2B shares |
BAC has the edge over OXSQ on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6B |
| Q2 2026 | $6B |
| Q1 2026 | $7.2B |
| Q4 2025 | $6.3B |
| Q3 2025 | $5.3B |
| Q2 2025 | $5.3B |
| Q1 2025 | $4.5B |
| Q4 2024 | $3.5B |
BAC spent $25.6B buying back its own shares over the past year, up 37% from the year before.
OXSQ Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +12% | +12M shares |
| 1 year | +52% | +38M shares |
| 3 years | +120% | +60.7M shares |
| 5 years | +124% | +61.7M shares |
| Available history | +126% | +62.1M shares |
OXSQ has 111M diluted shares, up 52% from a year ago.
| Quarter | Spent |
|---|---|
| Q1 2023 | — |
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | — |
| Q2 2021 | — |
BAC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 6.4x | High |
| Q2 2026 | 6.7x | High |
| Q1 2026 | 7.1x | High |
| Q4 2025 | 7.7x | High |
| Q3 2025 | 8.3x | High |
| Q2 2025 | 8.8x | High |
| Q1 2025 | 8.6x | High |
| Q4 2024 | 9.0x | High |
BAC's net debt is about 6.4 years of its operating earnings (EBITDA), down from 8.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BAC.
OXSQ Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2023 | 10.5x | High |
| Q4 2022 | 13.4x | High |
| Q3 2022 | 15.3x | High |
| Q2 2022 | 5.5x | High |
| Q1 2022 | 6.3x | High |
| Q4 2021 | 6.6x | High |
| Q3 2021 | 2.8x | Moderate |
| Q2 2021 | 2.1x | Moderate |
OXSQ's net debt is about 11 years of its operating earnings (EBITDA), up from 6.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like OXSQ.
BAC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.1 | Neutral |
| Stochastic | 4.9 | Oversold |
BAC's weekly RSI is 37 (neutral) and its Stochastic is 5 (oversold).
OXSQ Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 20.2 | Oversold |
| Stochastic | 10.3 | Oversold |
OXSQ's weekly RSI is 20 (oversold) and its Stochastic is 10 (oversold).
BAC PE vs Financial Services Sector
| Metric | BAC | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 7.5% below |
| PE % | 40 | 63 | 23 pts below |
BAC is trading at 12x earnings, in line with the Financial Services sector's median of 13x.
OXSQ PE vs Financial Services Sector
| Metric | OXSQ | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
OXSQ has no meaningful PE right now: it lost money over the past year.
BAC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $52.1 | 3% below |
| 20 week MA | $57.8 | 13% below |
| 50 week MA | $54.7 | 7.7% below |
| 100 week MA | $50.5 | 0% below |
| 200 week MA | $42.5 | 19% above |
BAC has the edge over OXSQ on trend strength, trading above more of its moving averages.
OXSQ Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1.13 | 29% below |
| 20 week MA | $1.30 | 38% below |
| 50 week MA | $1.55 | 48% below |
| 100 week MA | $1.93 | 59% below |
| 200 week MA | $2.48 | 68% below |
OXSQ is in a downtrend: it's below all five of its weekly moving averages, and 68% below its 200-week average.
BAC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $35.4 | $30.0 | -15% |
| 2021 | $30.0 | $44.4 | +48% |
| 2022 | $44.4 | $32.5 | -27% |
| 2023 | $32.5 | $33.7 | +3.7% |
| 2024 | $33.7 | $44.3 | +32% |
| 2025 | $44.3 | $56.2 | +27% |
| 2026 YTD | $56.2 | $50.5 | -10% |
BAC has the edge over OXSQ on returns for 2026, with the stronger performance.
OXSQ Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $5.40 | $3.06 | -43% |
| 2021 | $3.06 | $4.08 | +33% |
| 2022 | $4.08 | $3.00 | -26% |
| 2023 | $3.00 | $2.86 | -4.7% |
| 2024 | $2.86 | $2.46 | -14% |
| 2025 | $2.46 | $1.72 | -30% |
| 2026 YTD | $1.72 | $0.80 | -53% |
OXSQ has finished four years in a row lower, and it's down 53% so far in 2026.