BAC

Bank of America Corporation

60
Fundamentals72/ 100
Valuation55/ 100
Upside potential71/ 100
Risk potential10/ 100

BAC's fundamentals are strong: its operating margin rose 5 points to 35% and revenue grew 15%. At 12x earnings, it's trading in line with its usual 13x. Analysts expect earnings growth.

OPEN

Opendoor Technologies Inc.

There isn't enough reported data to score OPEN yet.

BAC Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

BAC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAC.

OPEN Fundamentals

MetricStatus
Under pressure
Weak
N/A
N/A

OPEN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for real estate companies like OPEN.

BAC PE Valuation

CHEAPFAIREXPENSIVE5.6x11x17x22x
CHEAPFAIREXPENSIVE5.6x11x17x22x
LevelPEPriceVs current
Cheap9.4x$39.50-22%
Forward10x$50.51โ€”
Current12x$50.51โ€”
Fair13x$53.81+6.5%
Expensive15x$62.23+23%

Historical ranges are pointers, not guarantees.

BAC's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 10x next year's earnings, in its cheap range.

OPEN PE Valuation

OPEN has no meaningful PE right now: it lost money over the past year.

BAC Forward outlook

MetricOutlook
Improving
Growth
Growth
Strongly improving
Limited
Moderate

BAC has the edge over OPEN on the outlook, with more favorable earnings expectations.

OPEN Forward outlook

MetricOutlook
--
Losses growing
Strong growth
Strongly improving
Limited
Low

Analysts expect OPEN's losses to grow, with revenue growing. However, they disagree widely on these estimates.

BAC Risk to reward

ScenarioChangePrice
Upside+25%$63.36
Downside-10%$45.36

Calculated from the latest close: $50.51 on Nov 12.

There is not enough scenario data to compare BAC and OPEN's risk to reward.

OPEN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $1.24 on Nov 12.

There is not enough scenario data to compare BAC and OPEN's risk to reward.

BAC Earnings Per Share

Q4 2023: $3.08Q1 2024: $2.90Q2 2024: $2.85Q3 2024: $2.76Q4 2024: $3.21Q1 2025: $3.35Q2 2025: $3.41Q3 2025: $3.66Q4 2025: $3.81Q1 2026: $4.02Q2 2026: $4.34Q3 2026: $4.19Forward: $4.92
Q4 2023: $3.08Q1 2024: $2.90Q2 2024: $2.85Q3 2024: $2.76Q4 2024: $3.21Q1 2025: $3.35Q2 2025: $3.41Q3 2025: $3.66Q4 2025: $3.81Q1 2026: $4.02Q2 2026: $4.34Q3 2026: $4.19Forward: $4.92
QuarterTTM EPSYoY
Forward$4.92+17%
Q3 2026$4.19+14%
Q2 2026$4.34+27%
Q1 2026$4.02+20%
Q4 2025$3.81+19%
Q3 2025$3.66+33%
Q2 2025$3.41+20%
Q1 2025$3.35+16%
Q4 2024$3.21+4.2%

BAC has the edge over OPEN on earnings quality, reporting a profit while its opponent remains loss making.

OPEN Earnings Per Share

Q4 2023: $-0.42Q1 2024: $-0.42Q2 2024: $-0.58Q3 2024: $-0.53Q4 2024: $-0.56Q1 2025: $-0.52Q2 2025: $-0.43Q3 2025: $-0.44Q4 2025: $-1.70Q1 2026: $-1.76Q2 2026: $-1.89Q3 2026: $-2.00
Q4 2023: $-0.42Q1 2024: $-0.42Q2 2024: $-0.58Q3 2024: $-0.53Q4 2024: $-0.56Q1 2025: $-0.52Q2 2025: $-0.43Q3 2025: $-0.44Q4 2025: $-1.70Q1 2026: $-1.76Q2 2026: $-1.89Q3 2026: $-2.00
QuarterTTM EPSYoY
Q3 2026-$2.00-$1.56
Q2 2026-$1.89-$1.46
Q1 2026-$1.76-$1.24
Q4 2025-$1.70-$1.14
Q3 2025-$0.44+$0.09
Q2 2025-$0.43+$0.15
Q1 2025-$0.52-$0.10
Q4 2024-$0.56-$0.14

OPEN lost $2.00 per share over the past year, and its loss has widened in each of the last five quarters.

BAC Quarterly Revenue

Q4 2023: $22BQ1 2024: $25.8BQ2 2024: $25.4BQ3 2024: $25.3BQ4 2024: $25.3BQ1 2025: $27.4BQ2 2025: $26.5BQ3 2025: $28.1BQ4 2025: $31.2BQ1 2026: $30.3BQ2 2026: $31.6BQ3 2026: $30B
Q4 2023: $22BQ1 2024: $25.8BQ2 2024: $25.4BQ3 2024: $25.3BQ4 2024: $25.3BQ1 2025: $27.4BQ2 2025: $26.5BQ3 2025: $28.1BQ4 2025: $31.2BQ1 2026: $30.3BQ2 2026: $31.6BQ3 2026: $30B
QuarterRevenueYoY
Q3 2026$30B+6.7%
Q2 2026$31.6B+19%
Q1 2026$30.3B+11%
Q4 2025$31.2B+23%
Q3 2025$28.1B+11%
Q2 2025$26.5B+4.3%
Q1 2025$27.4B+6%
Q4 2024$25.3B+15%

BAC has the edge over OPEN on sales, with more consistent year-over-year improvement.

OPEN Quarterly Revenue

Q4 2023: $870MQ1 2024: $1.2BQ2 2024: $1.5BQ3 2024: $1.4BQ4 2024: $1.1BQ1 2025: $1.2BQ2 2025: $1.6BQ3 2025: $915MQ4 2025: $736MQ1 2026: $720MQ2 2026: $883MQ3 2026: $1B
Q4 2023: $870MQ1 2024: $1.2BQ2 2024: $1.5BQ3 2024: $1.4BQ4 2024: $1.1BQ1 2025: $1.2BQ2 2025: $1.6BQ3 2025: $915MQ4 2025: $736MQ1 2026: $720MQ2 2026: $883MQ3 2026: $1B
QuarterRevenueYoY
Q3 2026$1B+12%
Q2 2026$883M-44%
Q1 2026$720M-38%
Q4 2025$736M-32%
Q3 2025$915M-34%
Q2 2025$1.6B+3.7%
Q1 2025$1.2B-2.4%
Q4 2024$1.1B+25%

OPEN's revenue is recovering but still below its 2022 peak: $1B last quarter, up 12% from the same quarter a year ago.

BAC Free Cash Flow

Q4 2023: $32.7BQ1 2024: โˆ’$15.5BQ2 2024: $18.1BQ3 2024: โˆ’$37.3BQ4 2024: $25.9BQ1 2025: โˆ’$2.2BQ2 2025: โˆ’$9.1BQ3 2025: $46.9BQ4 2025: โˆ’$22.9BQ1 2026: $41.8BQ2 2026: $29BQ3 2026: โˆ’$6.5B
Q4 2023: $32.7BQ1 2024: โˆ’$15.5BQ2 2024: $18.1BQ3 2024: โˆ’$37.3BQ4 2024: $25.9BQ1 2025: โˆ’$2.2BQ2 2025: โˆ’$9.1BQ3 2025: $46.9BQ4 2025: โˆ’$22.9BQ1 2026: $41.8BQ2 2026: $29BQ3 2026: โˆ’$6.5B
QuarterFree cash flowYoY
Q3 2026-$6.5B-114%
Q2 2026$29B+$38.2B
Q1 2026$41.8B+$44B
Q4 2025-$22.9B-189%
Q3 2025$46.9B+$84.2B
Q2 2025-$9.1B-150%
Q1 2025-$2.2B+$13.4B
Q4 2024$25.9B-21%

BAC has the edge over OPEN on cash generation, producing positive trailing cash flow while its opponent burns cash.

OPEN Free Cash Flow

Q4 2023: โˆ’$551MQ1 2024: โˆ’$186MQ2 2024: โˆ’$407MQ3 2024: $56MQ4 2024: โˆ’$83MQ1 2025: โˆ’$283MQ2 2025: $821MQ3 2025: $432MQ4 2025: $67MQ1 2026: โˆ’$250MQ2 2026: โˆ’$723MQ3 2026: โˆ’$836M
Q4 2023: โˆ’$551MQ1 2024: โˆ’$186MQ2 2024: โˆ’$407MQ3 2024: $56MQ4 2024: โˆ’$83MQ1 2025: โˆ’$283MQ2 2025: $821MQ3 2025: $432MQ4 2025: $67MQ1 2026: โˆ’$250MQ2 2026: โˆ’$723MQ3 2026: โˆ’$836M
QuarterFree cash flowYoY
Q3 2026-$836M-294%
Q2 2026-$723M-188%
Q1 2026-$250M+$33M
Q4 2025$67M+$150M
Q3 2025$432M+671%
Q2 2025$821M+$1.2B
Q1 2025-$283M-$97M
Q4 2024-$83M+$468M

OPEN's free cash flow was โˆ’$1.7B over the past year, against $887M the year before. Free cash flow isn't a meaningful measure for real estate companies like OPEN.

BAC Total Shares

Q4 2023: 8.1BQ1 2024: 8BQ2 2024: 8BQ3 2024: 7.9BQ4 2024: 7.9BQ1 2025: 7.8BQ2 2025: 7.7BQ3 2025: 7.6BQ4 2025: 7.7BQ1 2026: 7.4BQ2 2026: 7.3BQ3 2026: 7.2B
Q4 2023: 8.1BQ1 2024: 8BQ2 2024: 8BQ3 2024: 7.9BQ4 2024: 7.9BQ1 2025: 7.8BQ2 2025: 7.7BQ3 2025: 7.6BQ4 2025: 7.7BQ1 2026: 7.4BQ2 2026: 7.3BQ3 2026: 7.2B
PeriodChange %Net change
Quarterly-1%-72M shares
1 year-5.3%-405M shares
3 years-11%-854M shares
5 years-15%-1.3B shares
Available history-24%-2.2B shares

BAC has the edge over OPEN on shareholder dilution, with a more favorable share count trend.

OPEN Total Shares

Q4 2023: 657MQ1 2024: 682MQ2 2024: 693MQ3 2024: 705MQ4 2024: 699MQ1 2025: 724MQ2 2025: 729MQ3 2025: 742MQ1 2026: 959MQ2 2026: 966MQ3 2026: 949M
Q4 2023: 657MQ1 2024: 682MQ2 2024: 693MQ3 2024: 705MQ4 2024: 699MQ1 2025: 724MQ2 2025: 729MQ3 2025: 742MQ1 2026: 959MQ2 2026: 966MQ3 2026: 949M
PeriodChange %Net change
Quarterly-1.7%-16.3M shares
1 year+30%+220M shares
3 years+42%+282M shares
5 years+61%+361M shares
Available history+1042%+866M shares

OPEN has 949M diluted shares, up 30% from a year ago.

BAC Net Leverage

Q4 2023: 9.5xQ1 2024: 9.5xQ2 2024: 9.4xQ3 2024: 9.9xQ4 2024: 9.0xQ1 2025: 8.6xQ2 2025: 8.8xQ3 2025: 8.3xQ4 2025: 7.7xQ1 2026: 7.1xQ2 2026: 6.7xQ3 2026: 6.4x
Q4 2023: 9.5xQ1 2024: 9.5xQ2 2024: 9.4xQ3 2024: 9.9xQ4 2024: 9.0xQ1 2025: 8.6xQ2 2025: 8.8xQ3 2025: 8.3xQ4 2025: 7.7xQ1 2026: 7.1xQ2 2026: 6.7xQ3 2026: 6.4x
QuarterNet LeverageStatus
Q3 20266.4xHigh
Q2 20266.7xHigh
Q1 20267.1xHigh
Q4 20257.7xHigh
Q3 20258.3xHigh
Q2 20258.8xHigh
Q1 20258.6xHigh
Q4 20249.0xHigh

BAC's net debt is about 6.4 years of its operating earnings (EBITDA), down from 8.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BAC.

OPEN Net Leverage

QuarterNet LeverageStatus
Q2 2022337.2xHigh

OPEN's net debt is more than 20 years of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for real estate companies like OPEN.

BAC Weekly Momentum

MetricValueStatus
RSI37.1Neutral
Stochastic4.9Oversold

BAC's weekly RSI is 37 (neutral) and its Stochastic is 5 (oversold).

OPEN Weekly Momentum

MetricValueStatus
RSI20.6Oversold
Stochastic1.2Oversold

OPEN's weekly RSI is 21 (oversold) and its Stochastic is 1 (oversold).

BAC PE vs Financial Services Sector

MetricBACSector medianRelative
PE12x13x7.5% below
PE %406323 pts below

BAC is trading at 12x earnings, in line with the Financial Services sector's median of 13x.

OPEN PE vs Real Estate Sector

OPEN has no meaningful PE right now: it lost money over the past year.

BAC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$52.13% below
20 week MA$57.813% below
50 week MA$54.77.7% below
100 week MA$50.50% below
200 week MA$42.519% above

BAC has the edge over OPEN on trend strength, trading above more of its moving averages.

OPEN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$1.9737% below
20 week MA$3.0059% below
50 week MA$4.3772% below
100 week MA$3.7467% below
200 week MA$3.1360% below

OPEN is in a downtrend: it's below all five of its weekly moving averages, and 60% below its 200-week average.

BAC Yearly ROI

YearStart priceEnd priceROI
2020$35.4$30.0-15%
2021$30.0$44.4+48%
2022$44.4$32.5-27%
2023$32.5$33.7+3.7%
2024$33.7$44.3+32%
2025$44.3$56.2+27%
2026 YTD$56.2$50.5-10%

BAC has the edge over OPEN on returns for 2026, with the stronger performance.

OPEN Yearly ROI

YearStart priceEnd priceROI
2020$10.9$27.4+150%
2021$27.4$14.9-46%
2022$14.9$1.02-93%
2023$1.02$4.48+339%
2024$4.48$1.67-63%
2025$1.67$6.01+260%
2026 YTD$6.01$1.24-79%

OPEN's yearly returns have swung widely, from +339% in 2023 to โˆ’93% in 2022. It's down 79% so far in 2026.

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