BAC
Bank of America Corporation
BAC's fundamentals are strong: its operating margin rose 5 points to 35% and revenue grew 15%. At 12x earnings, it's trading in line with its usual 13x. Analysts expect earnings growth.
HUIZ
Huize Holding Limited
There isn't enough reported data to score HUIZ yet.
BAC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BAC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAC.
HUIZ Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Under pressure | |
| N/A | |
| N/A |
HUIZ's profitability is currently under pressure. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like HUIZ.
BAC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.4x | $39.50 | -22% |
| Forward | 10x | $50.51 | — |
| Current | 12x | $50.51 | — |
| Fair | 13x | $53.81 | +6.5% |
| Expensive | 15x | $62.23 | +23% |
Historical ranges are pointers, not guarantees.
BAC's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 10x next year's earnings, in its cheap range.
HUIZ PE Valuation
HUIZ has no meaningful PE right now: it lost money over the past year.
BAC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for BAC, with profitability improving.
HUIZ Forward outlook
There aren't enough analyst estimates for HUIZ to show an outlook.
BAC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.92 | +17% |
| Q3 2026 | $4.19 | +14% |
| Q2 2026 | $4.34 | +27% |
| Q1 2026 | $4.02 | +20% |
| Q4 2025 | $3.81 | +19% |
| Q3 2025 | $3.66 | +33% |
| Q2 2025 | $3.41 | +20% |
| Q1 2025 | $3.35 | +16% |
| Q4 2024 | $3.21 | +4.2% |
BAC has the edge over HUIZ in the latest year-over-year earnings comparison.
HUIZ Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q4 2025 | $0.00 | $0.00 |
| Q4 2024 | $0.00 | -100% |
| Q4 2023 | $0.05 | +$0.07 |
| Q4 2022 | -$0.02 | +$0.06 |
| Q4 2021 | -$0.08 | -$0.06 |
| Q4 2020 | -$0.02 | +$0.03 |
| Q4 2019 | -$0.05 | +$8.43 |
HUIZ is still losing money, but far less than before: $0.00 per share over the past year, against $8.48 at its worst in late 2018.
BAC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $30B | +6.7% |
| Q2 2026 | $31.6B | +19% |
| Q1 2026 | $30.3B | +11% |
| Q4 2025 | $31.2B | +23% |
| Q3 2025 | $28.1B | +11% |
| Q2 2025 | $26.5B | +4.3% |
| Q1 2025 | $27.4B | +6% |
| Q4 2024 | $25.3B | +15% |
BAC has the edge over HUIZ in the latest year-over-year revenue comparison.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | -3.7 points |
| Q2 2026 | 37% | +7.6 points |
| Q1 2026 | 34% | +4.7 points |
| Q4 2025 | 40% | +12 points |
| Q3 2025 | 34% | +4.8 points |
| Q2 2025 | 29% | -0.7 points |
| Q1 2025 | 30% | +1.5 points |
| Q4 2024 | 28% | +14 points |
BAC's operating margin was 30% last quarter, down 3.7 points from the same quarter a year ago.
HUIZ Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q4 2025 | $237.4M | +27% |
| Q4 2024 | $187.4M | +4.5% |
| Q4 2023 | $179.4M | +3.3% |
| Q4 2022 | $173.8M | -48% |
| Q4 2021 | $336.9M | +84% |
| Q4 2020 | $183.1M | +23% |
| Q4 2019 | $149.1M | +455% |
HUIZ's revenue is growing: $237M last quarter, down 30% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q4 2025 | 0.4% | +5.5 points |
| Q4 2024 | -1.7% | +0.4 points |
| Q4 2023 | 4.3% | +4.1 points |
| Q4 2022 | -3.8% | -8.2 points |
| Q4 2021 | -5.1% | -16 points |
| Q4 2020 | -2.1% | -2.5 points |
| Q4 2019 | 0.2% | -0.2 points |
| Q4 2018 | 4.4% | N/A |
HUIZ's operating margin was 0.4% last quarter, up 5.5 points from the same quarter a year ago.
BAC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$6.5B | -114% |
| Q2 2026 | $29B | +$38.2B |
| Q1 2026 | $41.8B | +$44B |
| Q4 2025 | -$22.9B | -189% |
| Q3 2025 | $46.9B | +$84.2B |
| Q2 2025 | -$9.1B | -150% |
| Q1 2025 | -$2.2B | +$13.4B |
| Q4 2024 | $25.9B | -21% |
BAC's free cash flow was $41.4B over the past year, down 33% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BAC.
HUIZ Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q4 2025 | $1.4M | +$4.9M |
| Q4 2024 | -$3.5M | -122% |
| Q4 2023 | $16M | +$31.3M |
| Q4 2022 | -$15.3M | +$16.8M |
| Q4 2021 | -$32.1M | -265% |
| Q4 2020 | $19.4M | +16% |
| Q4 2019 | $16.8M | +89% |
HUIZ's free cash flow was −$1M over the past year, against $13M the year before. Free cash flow isn't a meaningful measure for financial services companies like HUIZ.
BAC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1% | -72M shares |
| 1 year | -5.3% | -405M shares |
| 3 years | -11% | -854M shares |
| 5 years | -15% | -1.3B shares |
| Available history | -24% | -2.2B shares |
BAC has the edge over HUIZ on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6B |
| Q2 2026 | $6B |
| Q1 2026 | $7.2B |
| Q4 2025 | $6.3B |
| Q3 2025 | $5.3B |
| Q2 2025 | $5.3B |
| Q1 2025 | $4.5B |
| Q4 2024 | $3.5B |
BAC spent $25.6B buying back its own shares over the past year, up 37% from the year before.
HUIZ Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +1.2% | +12M shares |
| 1 year | +394% | +805M shares |
HUIZ has 1B diluted shares, up 394% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2025 | — |
| Q4 2024 | $11,555 |
| Q4 2023 | $2M |
| Q4 2022 | $999,325 |
| Q4 2021 | $450,664 |
| Q4 2020 | $309,597 |
| Q4 2018 | — |
| Q3 2018 | — |
BAC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 6.4x | High |
| Q2 2026 | 6.7x | High |
| Q1 2026 | 7.1x | High |
| Q4 2025 | 7.7x | High |
| Q3 2025 | 8.3x | High |
| Q2 2025 | 8.8x | High |
| Q1 2025 | 8.6x | High |
| Q4 2024 | 9.0x | High |
BAC's net debt is about 6.4 years of its operating earnings (EBITDA), down from 8.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BAC.
HUIZ Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q4 2025 | -9.3x | Net Cash |
| Q4 2023 | -3.4x | Net Cash |
| Q4 2019 | -9.5x | Net Cash |
| Q4 2018 | 1.5x | Healthy |
HUIZ has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HUIZ.
BAC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.1 | Neutral |
| Stochastic | 4.9 | Oversold |
BAC's weekly RSI is 37 (neutral) and its Stochastic is 5 (oversold).
HUIZ Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 62.4 | Neutral |
| Stochastic | 54.0 | Neutral |
HUIZ's weekly RSI is 62 (neutral) and its Stochastic is 54 (neutral).
BAC PE vs Financial Services Sector
| Metric | BAC | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 7.5% below |
| PE % | 40 | 63 | 23 pts below |
BAC is trading at 12x earnings, in line with the Financial Services sector's median of 13x.
HUIZ PE vs Financial Services Sector
HUIZ has no meaningful PE right now: it lost money over the past year.
BAC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $52.1 | 3% below |
| 20 week MA | $57.8 | 13% below |
| 50 week MA | $54.7 | 7.7% below |
| 100 week MA | $50.5 | 0% below |
| 200 week MA | $42.5 | 19% above |
BAC has fallen below most of its moving averages, though it's still 19% above its 200-week average.
HUIZ Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1.82 | 23% above |
| 20 week MA | $1.56 | 44% above |
| 50 week MA | $1.82 | 23% above |
| 100 week MA | $2.32 | 3.4% below |
| 200 week MA | $3.56 | 37% below |
HUIZ has the edge over BAC on trend strength, trading above more of its moving averages.
BAC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $35.4 | $30.0 | -15% |
| 2021 | $30.0 | $44.4 | +48% |
| 2022 | $44.4 | $32.5 | -27% |
| 2023 | $32.5 | $33.7 | +3.7% |
| 2024 | $33.7 | $44.3 | +32% |
| 2025 | $44.3 | $56.2 | +27% |
| 2026 YTD | $56.2 | $50.5 | -10% |
BAC has the edge over HUIZ on returns for 2026, with the stronger performance.
HUIZ Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $53.0 | $35.8 | -33% |
| 2021 | $35.8 | $7.05 | -80% |
| 2022 | $7.05 | $6.65 | -5.7% |
| 2023 | $6.65 | $4.50 | -32% |
| 2024 | $4.50 | $3.23 | -28% |
| 2025 | $3.23 | $3.21 | -0.6% |
| 2026 YTD | $3.21 | $2.24 | -30% |
HUIZ has finished every year since 2020 lower, and it's down 30% so far in 2026.