BAC
Bank of America Corporation
BAC's fundamentals are strong: its operating margin rose 5 points to 35% and revenue grew 15%. At 12x earnings, it's trading in line with its usual 13x. Analysts expect earnings growth.
HTT
High Templar Tech Limited
There isn't enough reported data to score HTT yet.
BAC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BAC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAC.
HTT Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Strong | |
| N/A | |
| N/A |
HTT's profitability is currently strong. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like HTT.
BAC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.4x | $39.50 | -22% |
| Forward | 10x | $50.51 | — |
| Current | 12x | $50.51 | — |
| Fair | 13x | $53.81 | +6.5% |
| Expensive | 15x | $62.23 | +23% |
Historical ranges are pointers, not guarantees.
BAC's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 10x next year's earnings, in its cheap range.
HTT PE Valuation
HTT has no meaningful PE right now: it lost money over the past year.
BAC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
BAC has the edge over HTT on the outlook, with more favorable earnings and revenue expectations.
HTT Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong decline | |
| Strong decline | |
| Improving | |
| Limited | |
| High |
Analysts expect HTT's earnings and revenue to decline, though with profitability improving.
BAC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.92 | +17% |
| Q3 2026 | $4.19 | +14% |
| Q2 2026 | $4.34 | +27% |
| Q1 2026 | $4.02 | +20% |
| Q4 2025 | $3.81 | +19% |
| Q3 2025 | $3.66 | +33% |
| Q2 2025 | $3.41 | +20% |
| Q1 2025 | $3.35 | +16% |
| Q4 2024 | $3.21 | +4.2% |
HTT has the stronger earnings trend. Trailing diluted EPS is up 14% for BAC versus HTT up 1,320%.
HTT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2025 | $0.71 | +1320% |
| Q2 2025 | $0.45 | +$0.64 |
| Q1 2025 | $0.25 | +$0.57 |
| Q4 2024 | $0.08 | +700% |
| Q3 2024 | $0.05 | -88% |
| Q2 2024 | -$0.19 | -236% |
| Q1 2024 | -$0.32 | -313% |
| Q4 2023 | $0.01 | +$0.21 |
HTT's earnings per share have fallen from their peak: $0.71 over the past year, against $1.64 in late 2019.
BAC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $30B | +6.7% |
| Q2 2026 | $31.6B | +19% |
| Q1 2026 | $30.3B | +11% |
| Q4 2025 | $31.2B | +23% |
| Q3 2025 | $28.1B | +11% |
| Q2 2025 | $26.5B | +4.3% |
| Q1 2025 | $27.4B | +6% |
| Q4 2024 | $25.3B | +15% |
BAC has the stronger quarterly revenue trend. Revenue is up 6.7% for BAC versus down 53% for HTT.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | -3.7 points |
| Q2 2026 | 37% | +7.6 points |
| Q1 2026 | 34% | +4.7 points |
| Q4 2025 | 40% | +12 points |
| Q3 2025 | 34% | +4.8 points |
| Q2 2025 | 29% | -0.7 points |
| Q1 2025 | 30% | +1.5 points |
| Q4 2024 | 28% | +14 points |
BAC has the edge over HTT on profitability, with a higher operating margin.
HTT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $600.9K | +15% |
| Q1 2026 | $600.9K | -84% |
| Q4 2025 | $468K | -94% |
| Q4 2025 | $1.3M | -84% |
| Q3 2025 | $1.3M | -85% |
| Q2 2025 | $523.7K | -93% |
| Q1 2025 | $3.9M | -54% |
| Q4 2024 | $7.8M | -18% |
HTT's revenue has slid since its 2019 peak: $600,885 last quarter, down 53% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | -2247% | -949 points |
| Q1 2026 | -2247% | +1015 points |
| Q4 2025 | -2220% | -1966 points |
| Q4 2025 | -1298% | -1085 points |
| Q3 2025 | -1298% | -1176 points |
| Q2 2025 | -3263% | -3155 points |
| Q1 2025 | -254% | -124 points |
| Q4 2024 | -213% | -45 points |
HTT's operating margin was −2247% last quarter, down 949 points from the same quarter a year ago, near the bottom of its range since 2019.
BAC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$6.5B | -114% |
| Q2 2026 | $29B | +$38.2B |
| Q1 2026 | $41.8B | +$44B |
| Q4 2025 | -$22.9B | -189% |
| Q3 2025 | $46.9B | +$84.2B |
| Q2 2025 | -$9.1B | -150% |
| Q1 2025 | -$2.2B | +$13.4B |
| Q4 2024 | $25.9B | -21% |
BAC has the edge over HTT on cash flow, with more consistent year-over-year improvement.
HTT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $0 | $0 |
| Q1 2026 | $0 | $0 |
| Q4 2025 | $0 | $0 |
| Q3 2025 | $0 | $0 |
| Q2 2025 | $0 | $0 |
| Q1 2025 | $0 | $0 |
| Q4 2024 | $0 | $0 |
| Q3 2024 | $0 | -100% |
HTT's free cash flow was $0 over the past year, against $0 the year before. Free cash flow isn't a meaningful measure for financial services companies like HTT.
BAC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1% | -72M shares |
| 1 year | -5.3% | -405M shares |
| 3 years | -11% | -854M shares |
| 5 years | -15% | -1.3B shares |
| Available history | -24% | -2.2B shares |
BAC has 7.2B diluted shares, down 5.3% from a year ago, with $25.6B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6B |
| Q2 2026 | $6B |
| Q1 2026 | $7.2B |
| Q4 2025 | $6.3B |
| Q3 2025 | $5.3B |
| Q2 2025 | $5.3B |
| Q1 2025 | $4.5B |
| Q4 2024 | $3.5B |
BAC spent $25.6B buying back its own shares over the past year, up 37% from the year before.
HTT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -- |
| 1 year | -5.7% | -9.5M shares |
| 3 years | -26% | -56.7M shares |
| 5 years | -41% | -109M shares |
| Available history | -46% | -136M shares |
HTT has the edge over BAC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | $81.1M |
| Q3 2024 | — |
HTT hasn't bought back shares in the past year.
BAC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 6.4x | High |
| Q2 2026 | 6.7x | High |
| Q1 2026 | 7.1x | High |
| Q4 2025 | 7.7x | High |
| Q3 2025 | 8.3x | High |
| Q2 2025 | 8.8x | High |
| Q1 2025 | 8.6x | High |
| Q4 2024 | 9.0x | High |
BAC's net debt is about 6.4 years of its operating earnings (EBITDA), down from 8.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BAC.
HTT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | -27.7x | Net Cash |
| Q2 2025 | -21.0x | Net Cash |
| Q1 2025 | -22.6x | Net Cash |
| Q4 2024 | -20.4x | Net Cash |
| Q3 2024 | -29.5x | Net Cash |
| Q2 2024 | -48.6x | Net Cash |
| Q1 2024 | -118.2x | Net Cash |
| Q4 2023 | -68.0x | Net Cash |
HTT has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HTT.
BAC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.1 | Neutral |
| Stochastic | 4.9 | Oversold |
BAC's weekly RSI is 37 (neutral) and its Stochastic is 5 (oversold).
HTT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 26.1 | Oversold |
| Stochastic | 1.1 | Oversold |
HTT's weekly RSI is 26 (oversold) and its Stochastic is 1 (oversold).
BAC PE vs Financial Services Sector
| Metric | BAC | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 7.5% below |
| PE % | 40 | 63 | 23 pts below |
BAC is trading at 12x earnings, in line with the Financial Services sector's median of 13x.
HTT PE vs Financial Services Sector
| Metric | HTT | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
HTT has no meaningful PE right now: it lost money over the past year.
BAC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $52.1 | 3% below |
| 20 week MA | $57.8 | 13% below |
| 50 week MA | $54.7 | 7.7% below |
| 100 week MA | $50.5 | 0% below |
| 200 week MA | $42.5 | 19% above |
BAC has the edge over HTT on trend strength, trading above more of its moving averages.
HTT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $2.03 | 19% below |
| 20 week MA | $2.34 | 29% below |
| 50 week MA | $2.68 | 38% below |
| 100 week MA | $3.06 | 46% below |
| 200 week MA | $2.50 | 34% below |
HTT is in a downtrend: it's below all five of its weekly moving averages, and 34% below its 200-week average.
BAC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $35.4 | $30.0 | -15% |
| 2021 | $30.0 | $44.4 | +48% |
| 2022 | $44.4 | $32.5 | -27% |
| 2023 | $32.5 | $33.7 | +3.7% |
| 2024 | $33.7 | $44.3 | +32% |
| 2025 | $44.3 | $56.2 | +27% |
| 2026 YTD | $56.2 | $50.5 | -10% |
BAC has the edge over HTT on returns for 2026, with the stronger performance.
HTT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $4.64 | $1.23 | -73% |
| 2021 | $1.23 | $1.01 | -18% |
| 2022 | $1.01 | $0.96 | -5% |
| 2023 | $0.96 | $2.04 | +113% |
| 2024 | $2.04 | $2.94 | +44% |
| 2025 | $2.94 | $3.93 | +34% |
| 2026 YTD | $3.93 | $1.65 | -58% |
HTT's yearly returns have swung widely, from +113% in 2023 to −73% in 2020. It's down 58% so far in 2026.