BAC
Bank of America Corporation
BAC has the edge over GSBC overall, supported by stronger fundamentals and stronger valuation.
GSBC
Great Southern Bancorp, Inc.
GSBC's outlook is improving, though it still trails on the overall score.
BAC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BAC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAC.
GSBC Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
GSBC's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like GSBC.
BAC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.4x | $39.50 | -22% |
| Forward | 10x | $50.51 | — |
| Current | 12x | $50.51 | — |
| Fair | 13x | $53.81 | +6.5% |
| Expensive | 15x | $62.23 | +23% |
Historical ranges are pointers, not guarantees.
BAC has the edge over GSBC in the historical PE scenario, which offers more potential upside but is not a forecast.
GSBC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9x | $51.58 | -37% |
| Fair | 11x | $61.04 | -25% |
| Expensive | 12x | $66.65 | -18% |
| Current | 14x | $81.28 | — |
| Forward | 14x | $81.28 | — |
Historical ranges are pointers, not guarantees.
GSBC's PE is in its expensive range at 14.2x. On analysts' estimates for next year's earnings, today's price would be 13.9x.
BAC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
BAC has the edge over GSBC on the outlook, with more favorable valuation and revenue expectations.
GSBC Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Stable | |
| Improving | |
| Limited | |
| High |
Analysts expect GSBC's earnings to grow and its profitability to improve, with its revenue holding steady.
BAC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.92 | +17% |
| Q3 2026 | $4.19 | +14% |
| Q2 2026 | $4.34 | +27% |
| Q1 2026 | $4.02 | +20% |
| Q4 2025 | $3.81 | +19% |
| Q3 2025 | $3.66 | +33% |
| Q2 2025 | $3.41 | +20% |
| Q1 2025 | $3.35 | +16% |
| Q4 2024 | $3.21 | +4.2% |
BAC has the edge over GSBC on earnings, with more consistent year-over-year improvement.
GSBC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $5.84 | +2.1% |
| Q3 2026 | $5.72 | -5% |
| Q2 2026 | $6.01 | +2.4% |
| Q1 2026 | $6.30 | +13% |
| Q4 2025 | $6.19 | +18% |
| Q3 2025 | $6.02 | +19% |
| Q2 2025 | $5.87 | +17% |
| Q1 2025 | $5.60 | +10% |
| Q4 2024 | $5.26 | -6.2% |
GSBC earned $5.72 per share over the past year, down 5% from the year before.
BAC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $30B | +6.7% |
| Q2 2026 | $31.6B | +19% |
| Q1 2026 | $30.3B | +11% |
| Q4 2025 | $31.2B | +23% |
| Q3 2025 | $28.1B | +11% |
| Q2 2025 | $26.5B | +4.3% |
| Q1 2025 | $27.4B | +6% |
| Q4 2024 | $25.3B | +15% |
BAC has the edge over GSBC on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | -3.7 points |
| Q2 2026 | 37% | +7.6 points |
| Q1 2026 | 34% | +4.7 points |
| Q4 2025 | 40% | +12 points |
| Q3 2025 | 34% | +4.8 points |
| Q2 2025 | 29% | -0.7 points |
| Q1 2025 | 30% | +1.5 points |
| Q4 2024 | 28% | +14 points |
BAC's operating margin was 30% last quarter, down 3.7 points from the same quarter a year ago.
GSBC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $53.7M | -7.2% |
| Q2 2026 | $56.9M | -3.9% |
| Q1 2026 | $55.4M | -1% |
| Q4 2025 | $56.4M | -0.2% |
| Q3 2025 | $57.8M | +5.2% |
| Q2 2025 | $59.2M | +4.5% |
| Q1 2025 | $55.9M | +8.3% |
| Q4 2024 | $56.5M | +9.2% |
GSBC's revenue fell from its 2020 peak and has held roughly level since: $54M last quarter, down 7.2% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 31% | -7 points |
| Q2 2026 | 33% | -8.3 points |
| Q1 2026 | 39% | +0.5 points |
| Q4 2025 | 35% | +2.7 points |
| Q3 2025 | 38% | +1.6 points |
| Q2 2025 | 41% | +4.2 points |
| Q1 2025 | 38% | +6.3 points |
| Q4 2024 | 32% | +0.2 points |
GSBC has the edge over BAC on profitability, with a higher operating margin.
BAC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$6.5B | -114% |
| Q2 2026 | $29B | +$38.2B |
| Q1 2026 | $41.8B | +$44B |
| Q4 2025 | -$22.9B | -189% |
| Q3 2025 | $46.9B | +$84.2B |
| Q2 2025 | -$9.1B | -150% |
| Q1 2025 | -$2.2B | +$13.4B |
| Q4 2024 | $25.9B | -21% |
BAC's free cash flow was $41.4B over the past year, down 33% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BAC.
GSBC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $22.8M | +492% |
| Q2 2026 | $2.7M | -92% |
| Q1 2026 | $19.9M | +52% |
| Q4 2025 | $18.2M | +118% |
| Q3 2025 | $3.9M | -77% |
| Q2 2025 | $34.9M | -17% |
| Q1 2025 | $13.1M | +$40.8M |
| Q4 2024 | $8.4M | -79% |
GSBC's free cash flow was $64M over the past year, up 5.7% from the year before. Free cash flow isn't a meaningful measure for financial services companies like GSBC.
BAC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1% | -72M shares |
| 1 year | -5.3% | -405M shares |
| 3 years | -11% | -854M shares |
| 5 years | -15% | -1.3B shares |
| Available history | -24% | -2.2B shares |
BAC has the edge over GSBC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6B |
| Q2 2026 | $6B |
| Q1 2026 | $7.2B |
| Q4 2025 | $6.3B |
| Q3 2025 | $5.3B |
| Q2 2025 | $5.3B |
| Q1 2025 | $4.5B |
| Q4 2024 | $3.5B |
BAC spent $25.6B buying back its own shares over the past year, up 37% from the year before.
GSBC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.3% | -29K shares |
| 1 year | -4.3% | -485K shares |
| 3 years | -9.1% | -1.1M shares |
| 5 years | -21% | -2.9M shares |
GSBC has 11M diluted shares, down 4.3% from a year ago, with $52M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $12.7M |
| Q2 2026 | $7.8M |
| Q1 2026 | $16.9M |
| Q4 2025 | $14.4M |
| Q3 2025 | $10M |
| Q2 2025 | $9.8M |
| Q1 2025 | $10.2M |
| Q4 2024 | $2.7M |
GSBC spent $52M buying back its own shares over the past year, up 59% from the year before.
BAC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 6.4x | High |
| Q2 2026 | 6.7x | High |
| Q1 2026 | 7.1x | High |
| Q4 2025 | 7.7x | High |
| Q3 2025 | 8.3x | High |
| Q2 2025 | 8.8x | High |
| Q1 2025 | 8.6x | High |
| Q4 2024 | 9.0x | High |
BAC's net debt is about 6.4 years of its operating earnings (EBITDA), down from 8.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BAC.
GSBC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.9x | Net Cash |
| Q2 2026 | -2.0x | Net Cash |
| Q1 2026 | -2.0x | Net Cash |
| Q4 2025 | -2.0x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.7x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.4x | Net Cash |
GSBC has the edge over BAC on leverage, with a lower net debt burden relative to earnings.
BAC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.1 | Neutral |
| Stochastic | 4.9 | Oversold |
BAC's weekly RSI is 37 (neutral) and its Stochastic is 5 (oversold).
GSBC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 63.9 | Neutral |
| Stochastic | 66.7 | Neutral |
GSBC's weekly RSI is 64 (neutral) and its Stochastic is 67 (neutral).
BAC PE vs Financial Services Sector
| Metric | BAC | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 7.5% below |
| PE % | 40 | 63 | 23 pts below |
BAC has the edge over GSBC on valuation relative to its sector.
GSBC PE vs Financial Services Sector
| Metric | GSBC | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 9.1% above |
| PE % | 100 | 63 | 37 pts above |
GSBC is trading at 14x earnings, in line with the Financial Services sector's median of 13x.
BAC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $52.1 | 3% below |
| 20 week MA | $57.8 | 13% below |
| 50 week MA | $54.7 | 7.7% below |
| 100 week MA | $50.5 | 0% below |
| 200 week MA | $42.5 | 19% above |
BAC has fallen below most of its moving averages, though it's still 19% above its 200-week average.
GSBC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $79.7 | 2% above |
| 20 week MA | $79.6 | 2.2% above |
| 50 week MA | $71.5 | 14% above |
| 100 week MA | $64.9 | 25% above |
| 200 week MA | $59.7 | 36% above |
GSBC has the edge over BAC on trend strength, trading above more of its moving averages.
BAC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $35.4 | $30.0 | -15% |
| 2021 | $30.0 | $44.4 | +48% |
| 2022 | $44.4 | $32.5 | -27% |
| 2023 | $32.5 | $33.7 | +3.7% |
| 2024 | $33.7 | $44.3 | +32% |
| 2025 | $44.3 | $56.2 | +27% |
| 2026 YTD | $56.2 | $50.5 | -10% |
BAC has finished higher in four of the last six years. It's down 10% so far in 2026.
GSBC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $63.5 | $50.0 | -21% |
| 2021 | $50.0 | $58.9 | +18% |
| 2022 | $58.9 | $60.4 | +2.7% |
| 2023 | $60.4 | $59.4 | -1.8% |
| 2024 | $59.4 | $60.0 | +1.1% |
| 2025 | $60.0 | $62.6 | +4.3% |
| 2026 YTD | $62.6 | $81.3 | +30% |
GSBC has the edge over BAC on returns for 2026, with the stronger performance.