BAC
Bank of America Corporation
BAC's fundamentals are strong: its operating margin rose 5 points to 35% and revenue grew 15%. At 12x earnings, it's trading in line with its usual 13x. Analysts expect earnings growth.
GHI
Greystone Housing Impact Investors LP
There isn't enough reported data to score GHI yet.
BAC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BAC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAC.
GHI Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| N/A | |
| N/A |
GHI's revenue and profitability are currently stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like GHI.
BAC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.4x | $39.50 | -22% |
| Forward | 10x | $50.51 | — |
| Current | 12x | $50.51 | — |
| Fair | 13x | $53.81 | +6.5% |
| Expensive | 15x | $62.23 | +23% |
Historical ranges are pointers, not guarantees.
BAC's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 10x next year's earnings, in its cheap range.
GHI PE Valuation
GHI has no meaningful PE right now: it lost money over the past year.
BAC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
BAC has the edge over GHI on the outlook, with more favorable earnings and revenue expectations.
GHI Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong decline | |
| Stable | |
| Strongly weakening | |
| Limited | |
| High |
Analysts expect GHI's earnings and profitability to decline, with its revenue holding steady.
BAC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.92 | +17% |
| Q3 2026 | $4.19 | +14% |
| Q2 2026 | $4.34 | +27% |
| Q1 2026 | $4.02 | +20% |
| Q4 2025 | $3.81 | +19% |
| Q3 2025 | $3.66 | +33% |
| Q2 2025 | $3.41 | +20% |
| Q1 2025 | $3.35 | +16% |
| Q4 2024 | $3.21 | +4.2% |
BAC has the edge over GHI on earnings quality, reporting a profit while its opponent remains loss making.
GHI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.65 | — |
| Q3 2026 | -$0.32 | -278% |
| Q2 2026 | -$0.38 | -$0.30 |
| Q1 2026 | -$0.62 | -235% |
| Q4 2025 | -$0.52 | -168% |
| Q3 2025 | $0.18 | -71% |
| Q2 2025 | -$0.08 | -106% |
| Q1 2025 | $0.46 | -76% |
| Q4 2024 | $0.77 | -63% |
GHI has swung to a loss: it lost $0.32 per share over the past year, after a profit the year before.
BAC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $30B | +6.7% |
| Q2 2026 | $31.6B | +19% |
| Q1 2026 | $30.3B | +11% |
| Q4 2025 | $31.2B | +23% |
| Q3 2025 | $28.1B | +11% |
| Q2 2025 | $26.5B | +4.3% |
| Q1 2025 | $27.4B | +6% |
| Q4 2024 | $25.3B | +15% |
BAC has the edge over GHI on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | -3.7 points |
| Q2 2026 | 37% | +7.6 points |
| Q1 2026 | 34% | +4.7 points |
| Q4 2025 | 40% | +12 points |
| Q3 2025 | 34% | +4.8 points |
| Q2 2025 | 29% | -0.7 points |
| Q1 2025 | 30% | +1.5 points |
| Q4 2024 | 28% | +14 points |
BAC's operating margin was 30% last quarter, down 3.7 points from the same quarter a year ago.
GHI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $22M | +1.3% |
| Q2 2026 | $21.2M | -10% |
| Q1 2026 | $21.8M | -13% |
| Q4 2025 | $15M | -34% |
| Q3 2025 | $21.7M | -11% |
| Q2 2025 | $23.6M | +7.4% |
| Q1 2025 | $25.1M | +12% |
| Q4 2024 | $22.6M | -10% |
GHI's revenue has slid since its 2023 peak: $22M last quarter, up 1.3% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 31% | +16 points |
| Q2 2026 | 7.5% | +32 points |
| Q1 2026 | 19% | +4.4 points |
| Q4 2025 | 9.8% | -35 points |
| Q3 2025 | 15% | +31 points |
| Q2 2025 | -24% | -43 points |
| Q1 2025 | 14% | -34 points |
| Q4 2024 | 45% | +20 points |
GHI has the edge over BAC on profitability, with a higher operating margin.
BAC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$6.5B | -114% |
| Q2 2026 | $29B | +$38.2B |
| Q1 2026 | $41.8B | +$44B |
| Q4 2025 | -$22.9B | -189% |
| Q3 2025 | $46.9B | +$84.2B |
| Q2 2025 | -$9.1B | -150% |
| Q1 2025 | -$2.2B | +$13.4B |
| Q4 2024 | $25.9B | -21% |
BAC has the stronger cash trend. Its trailing FCF is up 119% versus its history, compared with GHI at down 47%.
GHI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.9M | -53% |
| Q2 2026 | $1M | -90% |
| Q1 2026 | -$170.5K | -102% |
| Q4 2023 | $4.5M | +20015% |
| Q3 2023 | $7.1M | +36% |
| Q2 2023 | $12.5M | +158% |
| Q1 2023 | $27.7K | -100% |
| Q4 2022 | $22.5K | -100% |
GHI's free cash flow was $13M over the past year, down 59% from the year before. Free cash flow isn't a meaningful measure for financial services companies like GHI.
BAC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1% | -72M shares |
| 1 year | -5.3% | -405M shares |
| 3 years | -11% | -854M shares |
| 5 years | -15% | -1.3B shares |
| Available history | -24% | -2.2B shares |
BAC has the edge over GHI on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6B |
| Q2 2026 | $6B |
| Q1 2026 | $7.2B |
| Q4 2025 | $6.3B |
| Q3 2025 | $5.3B |
| Q2 2025 | $5.3B |
| Q1 2025 | $4.5B |
| Q4 2024 | $3.5B |
BAC spent $25.6B buying back its own shares over the past year, up 37% from the year before.
GHI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.3% | -69.5K shares |
| 1 year | -0.4% | -89.4K shares |
| 3 years | +4.5% | +1M shares |
| 5 years | +14% | +2.9M shares |
GHI has 23M diluted shares, about the same as a year ago.
BAC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 6.4x | High |
| Q2 2026 | 6.7x | High |
| Q1 2026 | 7.1x | High |
| Q4 2025 | 7.7x | High |
| Q3 2025 | 8.3x | High |
| Q2 2025 | 8.8x | High |
| Q1 2025 | 8.6x | High |
| Q4 2024 | 9.0x | High |
BAC's net debt is about 6.4 years of its operating earnings (EBITDA), down from 8.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BAC.
GHI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.5x | Net Cash |
| Q2 2026 | -1.9x | Net Cash |
| Q1 2026 | -3.6x | Net Cash |
| Q4 2025 | -15.4x | Net Cash |
| Q3 2025 | -3.2x | Net Cash |
| Q2 2025 | -11.8x | Net Cash |
| Q1 2025 | -3.7x | Net Cash |
| Q4 2024 | -0.7x | Net Cash |
GHI has the edge over BAC on leverage, with a lower net debt burden relative to earnings.
BAC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.1 | Neutral |
| Stochastic | 4.9 | Oversold |
BAC's weekly RSI is 37 (neutral) and its Stochastic is 5 (oversold).
GHI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 29.3 | Oversold |
| Stochastic | 10.3 | Oversold |
GHI's weekly RSI is 29 (oversold) and its Stochastic is 10 (oversold).
BAC PE vs Financial Services Sector
| Metric | BAC | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 7.5% below |
| PE % | 40 | 63 | 23 pts below |
BAC is trading at 12x earnings, in line with the Financial Services sector's median of 13x.
GHI PE vs Financial Services Sector
| Metric | GHI | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
GHI has no meaningful PE right now: it lost money over the past year.
BAC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $52.1 | 3% below |
| 20 week MA | $57.8 | 13% below |
| 50 week MA | $54.7 | 7.7% below |
| 100 week MA | $50.5 | 0% below |
| 200 week MA | $42.5 | 19% above |
BAC has the edge over GHI on trend strength, trading above more of its moving averages.
GHI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $4.99 | 19% below |
| 20 week MA | $5.53 | 27% below |
| 50 week MA | $6.02 | 33% below |
| 100 week MA | $8.49 | 52% below |
| 200 week MA | $12.0 | 66% below |
GHI is in a downtrend: it's below all five of its weekly moving averages, and 66% below its 200-week average.
BAC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $35.4 | $30.0 | -15% |
| 2021 | $30.0 | $44.4 | +48% |
| 2022 | $44.4 | $32.5 | -27% |
| 2023 | $32.5 | $33.7 | +3.7% |
| 2024 | $33.7 | $44.3 | +32% |
| 2025 | $44.3 | $56.2 | +27% |
| 2026 YTD | $56.2 | $50.5 | -10% |
BAC has the edge over GHI on returns for 2026, with the stronger performance.
GHI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $23.4 | $13.0 | -44% |
| 2021 | $13.0 | $19.7 | +51% |
| 2022 | $19.7 | $19.1 | -3% |
| 2023 | $19.1 | $16.7 | -12% |
| 2024 | $16.7 | $10.7 | -36% |
| 2025 | $10.7 | $7.21 | -32% |
| 2026 YTD | $7.21 | $4.06 | -44% |
GHI has finished four years in a row lower, and it's down 44% so far in 2026.