BAC
Bank of America Corporation
BAC's fundamentals are strong: its operating margin rose 5 points to 35% and revenue grew 15%. At 12x earnings, it's trading in line with its usual 13x. Analysts expect earnings growth.
GECC
Great Elm Capital Corp.
There isn't enough reported data to score GECC yet.
BAC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BAC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAC.
GECC Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Weak | |
| N/A | |
| N/A |
GECC's revenue is currently stable, but its profitability is weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like GECC.
BAC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.4x | $39.50 | -22% |
| Forward | 10x | $50.51 | — |
| Current | 12x | $50.51 | — |
| Fair | 13x | $53.81 | +6.5% |
| Expensive | 15x | $62.23 | +23% |
Historical ranges are pointers, not guarantees.
BAC's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 10x next year's earnings, in its cheap range.
GECC PE Valuation
GECC has no meaningful PE right now: it lost money over the past year.
BAC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
BAC has the edge over GECC on the outlook, with more favorable earnings and revenue expectations.
GECC Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong decline | |
| Decline | |
| Strongly weakening | |
| Limited | |
| High |
Analysts expect GECC's earnings and revenue to decline, with profitability weakening.
BAC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.92 | +17% |
| Q3 2026 | $4.19 | +14% |
| Q2 2026 | $4.34 | +27% |
| Q1 2026 | $4.02 | +20% |
| Q4 2025 | $3.81 | +19% |
| Q3 2025 | $3.66 | +33% |
| Q2 2025 | $3.41 | +20% |
| Q1 2025 | $3.35 | +16% |
| Q4 2024 | $3.21 | +4.2% |
BAC has the edge over GECC on earnings quality, reporting a profit while its opponent remains loss making.
GECC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.82 | — |
| Q3 2026 | -$1.73 | -$1.22 |
| Q2 2026 | -$3.22 | -300% |
| Q1 2026 | -$2.66 | -691% |
| Q4 2025 | -$2.57 | -814% |
| Q3 2025 | -$0.51 | -173% |
| Q2 2025 | $1.61 | +16% |
| Q1 2025 | $0.45 | -80% |
| Q4 2024 | $0.36 | -89% |
GECC is still losing money, but far less than before: $1.73 per share over the past year, against $29.27 at its worst in early 2020.
BAC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $30B | +6.7% |
| Q2 2026 | $31.6B | +19% |
| Q1 2026 | $30.3B | +11% |
| Q4 2025 | $31.2B | +23% |
| Q3 2025 | $28.1B | +11% |
| Q2 2025 | $26.5B | +4.3% |
| Q1 2025 | $27.4B | +6% |
| Q4 2024 | $25.3B | +15% |
GECC has the stronger quarterly revenue trend. Revenue is up 6.7% for BAC versus up 290% for GECC.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | -3.7 points |
| Q2 2026 | 37% | +7.6 points |
| Q1 2026 | 34% | +4.7 points |
| Q4 2025 | 40% | +12 points |
| Q3 2025 | 34% | +4.8 points |
| Q2 2025 | 29% | -0.7 points |
| Q1 2025 | 30% | +1.5 points |
| Q4 2024 | 28% | +14 points |
BAC's operating margin was 30% last quarter, down 3.7 points from the same quarter a year ago.
GECC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2022 | $5.5M | +290% |
| Q2 2022 | $5.5M | +1.1% |
| Q1 2022 | $5.6M | -64% |
| Q4 2021 | $6.4M | +11% |
| Q3 2021 | $1.4M | -76% |
| Q2 2021 | $5.5M | +14% |
| Q1 2021 | $15.6M | +142% |
| Q4 2020 | $5.7M | -18% |
GECC's revenue is recovering but still below its 2021 peak: $5M last quarter, up 290% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2022 | 24% | +246 points |
| Q2 2022 | -82% | -128 points |
| Q1 2022 | -92% | -173 points |
| Q4 2021 | -349% | -182 points |
| Q3 2021 | -222% | -351 points |
| Q2 2021 | 46% | -28 points |
| Q1 2021 | 81% | +602 points |
| Q4 2020 | -168% | -145 points |
GECC's operating margin was 24% last quarter, up 246 points from the same quarter a year ago.
BAC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$6.5B | -114% |
| Q2 2026 | $29B | +$38.2B |
| Q1 2026 | $41.8B | +$44B |
| Q4 2025 | -$22.9B | -189% |
| Q3 2025 | $46.9B | +$84.2B |
| Q2 2025 | -$9.1B | -150% |
| Q1 2025 | -$2.2B | +$13.4B |
| Q4 2024 | $25.9B | -21% |
BAC's free cash flow was $41.4B over the past year, down 33% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BAC.
GECC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $13.3M | +$38.5M |
| Q2 2026 | $13.2M | +36% |
| Q1 2026 | $23.5M | +$29.4M |
| Q4 2025 | $18.6M | -41% |
| Q3 2025 | -$25.2M | +$29.2M |
| Q2 2025 | $9.7M | +$44M |
| Q1 2025 | -$5.9M | +$19.5M |
| Q4 2024 | $31.4M | +1396% |
GECC has the edge over BAC on cash flow, with more consistent year-over-year improvement.
BAC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1% | -72M shares |
| 1 year | -5.3% | -405M shares |
| 3 years | -11% | -854M shares |
| 5 years | -15% | -1.3B shares |
| Available history | -24% | -2.2B shares |
BAC has the edge over GECC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6B |
| Q2 2026 | $6B |
| Q1 2026 | $7.2B |
| Q4 2025 | $6.3B |
| Q3 2025 | $5.3B |
| Q2 2025 | $5.3B |
| Q1 2025 | $4.5B |
| Q4 2024 | $3.5B |
BAC spent $25.6B buying back its own shares over the past year, up 37% from the year before.
GECC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -53 shares |
| 1 year | +13% | +1.6M shares |
| 3 years | +83% | +6.3M shares |
| 5 years | +248% | +9.9M shares |
| Available history | +728% | +12.2M shares |
GECC has 14M diluted shares, up 13% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | — |
| Q2 2021 | — |
| Q1 2021 | — |
| Q4 2020 | — |
BAC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 6.4x | High |
| Q2 2026 | 6.7x | High |
| Q1 2026 | 7.1x | High |
| Q4 2025 | 7.7x | High |
| Q3 2025 | 8.3x | High |
| Q2 2025 | 8.8x | High |
| Q1 2025 | 8.6x | High |
| Q4 2024 | 9.0x | High |
BAC's net debt is about 6.4 years of its operating earnings (EBITDA), down from 8.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BAC.
GECC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2021 | 57.8x | High |
| Q2 2021 | 8.0x | High |
| Q1 2021 | 6.3x | High |
GECC's net debt is more than 20 years of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like GECC.
BAC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.1 | Neutral |
| Stochastic | 4.9 | Oversold |
BAC's weekly RSI is 37 (neutral) and its Stochastic is 5 (oversold).
GECC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.1 | Neutral |
| Stochastic | 12.4 | Oversold |
GECC's weekly RSI is 35 (neutral) and its Stochastic is 12 (oversold).
BAC PE vs Financial Services Sector
| Metric | BAC | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 7.5% below |
| PE % | 40 | 63 | 23 pts below |
BAC is trading at 12x earnings, in line with the Financial Services sector's median of 13x.
GECC PE vs Financial Services Sector
| Metric | GECC | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
GECC has no meaningful PE right now: it lost money over the past year.
BAC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $52.1 | 3% below |
| 20 week MA | $57.8 | 13% below |
| 50 week MA | $54.7 | 7.7% below |
| 100 week MA | $50.5 | 0% below |
| 200 week MA | $42.5 | 19% above |
BAC has the edge over GECC on trend strength, trading above more of its moving averages.
GECC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $4.96 | 5.6% below |
| 20 week MA | $5.35 | 13% below |
| 50 week MA | $5.84 | 20% below |
| 100 week MA | $8.01 | 42% below |
| 200 week MA | $8.87 | 47% below |
GECC is in a downtrend: it's below all five of its weekly moving averages, and 47% below its 200-week average.
BAC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $35.4 | $30.0 | -15% |
| 2021 | $30.0 | $44.4 | +48% |
| 2022 | $44.4 | $32.5 | -27% |
| 2023 | $32.5 | $33.7 | +3.7% |
| 2024 | $33.7 | $44.3 | +32% |
| 2025 | $44.3 | $56.2 | +27% |
| 2026 YTD | $56.2 | $50.5 | -10% |
BAC has the edge over GECC on returns for 2026, with the stronger performance.
GECC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $48.4 | $22.7 | -53% |
| 2021 | $22.7 | $18.7 | -18% |
| 2022 | $18.7 | $8.31 | -55% |
| 2023 | $8.31 | $10.7 | +28% |
| 2024 | $10.7 | $10.6 | -0.8% |
| 2025 | $10.6 | $6.76 | -36% |
| 2026 YTD | $6.76 | $4.68 | -31% |
GECC has finished lower in five of the last six years. It's down 31% so far in 2026.