BAC
Bank of America Corporation
BAC's fundamentals are strong: its operating margin rose 5 points to 35% and revenue grew 15%. At 12x earnings, it's trading in line with its usual 13x. Analysts expect earnings growth.
FUSB
First US Bancshares, Inc.
There isn't enough reported data to score FUSB yet.
BAC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BAC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAC.
FUSB Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
FUSB's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FUSB.
BAC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.4x | $39.50 | -22% |
| Forward | 10x | $50.51 | — |
| Current | 12x | $50.51 | — |
| Fair | 13x | $53.81 | +6.5% |
| Expensive | 15x | $62.23 | +23% |
Historical ranges are pointers, not guarantees.
BAC has the edge over FUSB in the historical PE scenario, which offers more potential upside but is not a forecast.
FUSB PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.5x | $10.25 | -39% |
| Fair | 12x | $16.67 | -0.4% |
| Current | 12x | $16.74 | — |
| Expensive | 19x | $25.18 | +50% |
Historical ranges are pointers, not guarantees.
FUSB's PE is 12x, but its earnings don't support one, so it isn't a reliable read right now.
BAC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for BAC, with profitability improving.
FUSB Forward outlook
There aren't enough analyst estimates for FUSB to show an outlook.
BAC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.92 | +17% |
| Q3 2026 | $4.19 | +14% |
| Q2 2026 | $4.34 | +27% |
| Q1 2026 | $4.02 | +20% |
| Q4 2025 | $3.81 | +19% |
| Q3 2025 | $3.66 | +33% |
| Q2 2025 | $3.41 | +20% |
| Q1 2025 | $3.35 | +16% |
| Q4 2024 | $3.21 | +4.2% |
BAC has the edge over FUSB on earnings, with more consistent year-over-year improvement.
FUSB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $1.36 | +46% |
| Q2 2026 | $1.32 | +36% |
| Q1 2026 | $1.04 | -19% |
| Q4 2025 | $1.00 | -25% |
| Q3 2025 | $0.93 | -34% |
| Q2 2025 | $0.97 | -29% |
| Q1 2025 | $1.28 | -4.5% |
| Q4 2024 | $1.33 | 0% |
FUSB earned $1.36 per share over the past year, up 46% from the year before.
BAC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $30B | +6.7% |
| Q2 2026 | $31.6B | +19% |
| Q1 2026 | $30.3B | +11% |
| Q4 2025 | $31.2B | +23% |
| Q3 2025 | $28.1B | +11% |
| Q2 2025 | $26.5B | +4.3% |
| Q1 2025 | $27.4B | +6% |
| Q4 2024 | $25.3B | +15% |
BAC has the edge over FUSB on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | -3.7 points |
| Q2 2026 | 37% | +7.6 points |
| Q1 2026 | 34% | +4.7 points |
| Q4 2025 | 40% | +12 points |
| Q3 2025 | 34% | +4.8 points |
| Q2 2025 | 29% | -0.7 points |
| Q1 2025 | 30% | +1.5 points |
| Q4 2024 | 28% | +14 points |
BAC has the edge over FUSB on profitability, with a higher operating margin.
FUSB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $10.8M | +2.8% |
| Q2 2026 | $10.8M | +4.8% |
| Q1 2026 | $10.1M | +2.9% |
| Q4 2025 | $10.4M | +7.1% |
| Q3 2025 | $10.5M | +4.3% |
| Q2 2025 | $10.3M | +3.1% |
| Q1 2025 | $9.8M | -1.3% |
| Q4 2024 | $9.7M | -3% |
FUSB's revenue has grown year over year for six quarters in a row: $11M last quarter, up 2.8% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 23% | -0.7 points |
| Q2 2026 | 21% | +19 points |
| Q1 2026 | 24% | +0.7 points |
| Q4 2025 | 28% | +4.3 points |
| Q3 2025 | 24% | -5.3 points |
| Q2 2025 | 1.6% | -26 points |
| Q1 2025 | 24% | -4 points |
| Q4 2024 | 24% | -6.7 points |
FUSB's operating margin was 23% last quarter, down 0.7 points from the same quarter a year ago.
BAC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$6.5B | -114% |
| Q2 2026 | $29B | +$38.2B |
| Q1 2026 | $41.8B | +$44B |
| Q4 2025 | -$22.9B | -189% |
| Q3 2025 | $46.9B | +$84.2B |
| Q2 2025 | -$9.1B | -150% |
| Q1 2025 | -$2.2B | +$13.4B |
| Q4 2024 | $25.9B | -21% |
BAC's free cash flow was $41.4B over the past year, down 33% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BAC.
FUSB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7M | +2.9% |
| Q2 2026 | -$644K | -139% |
| Q1 2026 | $3.6M | +115% |
| Q4 2025 | $2.1M | -1.4% |
| Q3 2025 | $3.6M | +182% |
| Q2 2025 | $1.6M | -30% |
| Q1 2025 | $1.7M | +$1.8M |
| Q4 2024 | $2.2M | +38% |
FUSB has the edge over BAC on cash flow, with more consistent year-over-year improvement.
BAC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1% | -72M shares |
| 1 year | -5.3% | -405M shares |
| 3 years | -11% | -854M shares |
| 5 years | -15% | -1.3B shares |
| Available history | -24% | -2.2B shares |
BAC has 7.2B diluted shares, down 5.3% from a year ago, with $25.6B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6B |
| Q2 2026 | $6B |
| Q1 2026 | $7.2B |
| Q4 2025 | $6.3B |
| Q3 2025 | $5.3B |
| Q2 2025 | $5.3B |
| Q1 2025 | $4.5B |
| Q4 2024 | $3.5B |
BAC spent $25.6B buying back its own shares over the past year, up 37% from the year before.
FUSB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -4.3% | -249K shares |
| 1 year | -9.2% | -559K shares |
| 3 years | -14% | -895K shares |
| 5 years | -18% | -1.2M shares |
| Available history | -19% | -1.3M shares |
FUSB has the edge over BAC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6.4M |
| Q2 2026 | $1.4M |
| Q1 2026 | $2.2M |
| Q4 2025 | $1.2M |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | $535,000 |
| Q4 2024 | $507,000 |
FUSB spent $11M buying back its own shares over the past year, more than ten times what it spent the year before.
BAC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 6.4x | High |
| Q2 2026 | 6.7x | High |
| Q1 2026 | 7.1x | High |
| Q4 2025 | 7.7x | High |
| Q3 2025 | 8.3x | High |
| Q2 2025 | 8.8x | High |
| Q1 2025 | 8.6x | High |
| Q4 2024 | 9.0x | High |
BAC's net debt is about 6.4 years of its operating earnings (EBITDA), down from 8.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BAC.
FUSB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2023 | -2.7x | Net Cash |
| Q1 2023 | -2.8x | Net Cash |
| Q4 2022 | 0.1x | Very low |
| Q3 2022 | 1.4x | Healthy |
| Q2 2022 | -1.5x | Net Cash |
| Q1 2022 | -9.8x | Net Cash |
| Q4 2021 | -5.5x | Net Cash |
| Q3 2021 | -9.9x | Net Cash |
FUSB has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like FUSB.
BAC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.1 | Neutral |
| Stochastic | 4.9 | Oversold |
BAC's weekly RSI is 37 (neutral) and its Stochastic is 5 (oversold).
FUSB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 59.6 | Neutral |
| Stochastic | 71.9 | Neutral |
FUSB's weekly RSI is 60 (neutral) and its Stochastic is 72 (neutral).
BAC PE vs Financial Services Sector
| Metric | BAC | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 7.5% below |
| PE % | 40 | 63 | 23 pts below |
BAC has the edge over FUSB on valuation relative to its sector.
FUSB PE vs Financial Services Sector
| Metric | FUSB | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 5.5% below |
| PE % | 50 | 63 | 13 pts below |
FUSB is trading at 12x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
BAC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $52.1 | 3% below |
| 20 week MA | $57.8 | 13% below |
| 50 week MA | $54.7 | 7.7% below |
| 100 week MA | $50.5 | 0% below |
| 200 week MA | $42.5 | 19% above |
BAC has fallen below most of its moving averages, though it's still 19% above its 200-week average.
FUSB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $16.5 | 1.3% above |
| 20 week MA | $16.5 | 1.4% above |
| 50 week MA | $15.7 | 6.4% above |
| 100 week MA | $14.3 | 17% above |
| 200 week MA | $12.0 | 40% above |
FUSB has the edge over BAC on trend strength, trading above more of its moving averages.
BAC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $35.4 | $30.0 | -15% |
| 2021 | $30.0 | $44.4 | +48% |
| 2022 | $44.4 | $32.5 | -27% |
| 2023 | $32.5 | $33.7 | +3.7% |
| 2024 | $33.7 | $44.3 | +32% |
| 2025 | $44.3 | $56.2 | +27% |
| 2026 YTD | $56.2 | $50.5 | -10% |
BAC has finished higher in four of the last six years. It's down 10% so far in 2026.
FUSB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $11.0 | $9.00 | -18% |
| 2021 | $9.00 | $10.7 | +19% |
| 2022 | $10.7 | $8.71 | -19% |
| 2023 | $8.71 | $10.3 | +18% |
| 2024 | $10.3 | $13.8 | +33% |
| 2025 | $13.8 | $13.6 | -0.8% |
| 2026 YTD | $13.6 | $16.7 | +23% |
FUSB has the edge over BAC on returns for 2026, with the stronger performance.