BAC

Bank of America Corporation

60
Fundamentals72/ 100
Valuation55/ 100
Upside potential71/ 100
Risk potential10/ 100

BAC's fundamentals are strong: its operating margin rose 5 points to 35% and revenue grew 15%. At 12x earnings, it's trading in line with its usual 13x. Analysts expect earnings growth.

ESSC

East Stone Acquisition Corporation

There isn't enough reported data to score ESSC yet.

BAC Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

BAC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAC.

ESSC Fundamentals

MetricStatus
Unavailable
Weak
N/A
N/A

ESSC's profitability is currently weak. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like ESSC.

BAC PE Valuation

CHEAPFAIREXPENSIVE5.6x11x17x22x
CHEAPFAIREXPENSIVE5.6x11x17x22x
LevelPEPriceVs current
Cheap9.4x$39.50-22%
Forward10x$50.51—
Current12x$50.51—
Fair13x$53.81+6.5%
Expensive15x$62.23+23%

Historical ranges are pointers, not guarantees.

BAC's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 10x next year's earnings, in its cheap range.

ESSC PE Valuation

ESSC has no meaningful PE right now: it lost money over the past year.

BAC Forward outlook

MetricOutlook
Improving
Growth
Growth
Strongly improving
Limited
Moderate

Analysts expect earnings and revenue growth for BAC, with profitability improving.

ESSC Forward outlook

There aren't enough analyst estimates for ESSC to show an outlook.

BAC Risk to reward

ScenarioChangePrice
Upside+25%$63.36
Downside-10%$45.36

Calculated from the latest close: $50.51 on Nov 12.

There is not enough scenario data to compare BAC and ESSC's risk to reward.

ESSC Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $28.63 on Nov 12.

There is not enough scenario data to compare BAC and ESSC's risk to reward.

BAC Earnings Per Share

Q4 2023: $3.08Q1 2024: $2.90Q2 2024: $2.85Q3 2024: $2.76Q4 2024: $3.21Q1 2025: $3.35Q2 2025: $3.41Q3 2025: $3.66Q4 2025: $3.81Q1 2026: $4.02Q2 2026: $4.34Q3 2026: $4.19Forward: $4.92
Q4 2023: $3.08Q1 2024: $2.90Q2 2024: $2.85Q3 2024: $2.76Q4 2024: $3.21Q1 2025: $3.35Q2 2025: $3.41Q3 2025: $3.66Q4 2025: $3.81Q1 2026: $4.02Q2 2026: $4.34Q3 2026: $4.19Forward: $4.92
QuarterTTM EPSYoY
Forward$4.92+17%
Q3 2026$4.19+14%
Q2 2026$4.34+27%
Q1 2026$4.02+20%
Q4 2025$3.81+19%
Q3 2025$3.66+33%
Q2 2025$3.41+20%
Q1 2025$3.35+16%
Q4 2024$3.21+4.2%

BAC has the stronger earnings trend. Trailing diluted EPS is up 14% for BAC versus ESSC down 734%.

ESSC Earnings Per Share

Q2 2020: $0.35Q3 2020: $0.30Q4 2020: $0.23Q1 2021: $-0.17Q2 2021: $-0.38Q3 2021: $-0.38Q4 2021: $-2.24Q1 2022: $-2.01Q2 2022: $-2.41
Q2 2020: $0.35Q3 2020: $0.30Q4 2020: $0.23Q1 2021: $-0.17Q2 2021: $-0.38Q3 2021: $-0.38Q4 2021: $-2.24Q1 2022: $-2.01Q2 2022: $-2.41
QuarterTTM EPSYoY
Q2 2022-$2.41-$2.03
Q1 2022-$2.01-$1.84
Q4 2021-$2.24-1074%
Q3 2021-$0.38-227%
Q2 2021-$0.38-209%

ESSC lost $2.41 per share over the past year, a bigger loss than the year before.

BAC Quarterly Revenue

Q4 2023: $22BQ1 2024: $25.8BQ2 2024: $25.4BQ3 2024: $25.3BQ4 2024: $25.3BQ1 2025: $27.4BQ2 2025: $26.5BQ3 2025: $28.1BQ4 2025: $31.2BQ1 2026: $30.3BQ2 2026: $31.6BQ3 2026: $30B
Q4 2023: $22BQ1 2024: $25.8BQ2 2024: $25.4BQ3 2024: $25.3BQ4 2024: $25.3BQ1 2025: $27.4BQ2 2025: $26.5BQ3 2025: $28.1BQ4 2025: $31.2BQ1 2026: $30.3BQ2 2026: $31.6BQ3 2026: $30B
QuarterRevenueYoY
Q3 2026$30B+6.7%
Q2 2026$31.6B+19%
Q1 2026$30.3B+11%
Q4 2025$31.2B+23%
Q3 2025$28.1B+11%
Q2 2025$26.5B+4.3%
Q1 2025$27.4B+6%
Q4 2024$25.3B+15%

BAC's revenue has grown year over year for 10 quarters in a row: $30B last quarter, up 6.7% from the same quarter a year ago.

ESSC Quarterly Revenue

Q3 2019: $0Q4 2019: $0Q1 2020: $0Q2 2020: $0Q3 2020: $0Q4 2020: $0Q1 2021: $0Q2 2021: $0Q3 2021: $0Q4 2021: $0Q1 2022: $0Q2 2022: $0
Q3 2019: $0Q4 2019: $0Q1 2020: $0Q2 2020: $0Q3 2020: $0Q4 2020: $0Q1 2021: $0Q2 2021: $0Q3 2021: $0Q4 2021: $0Q1 2022: $0Q2 2022: $0

ESSC's revenue is shrinking: $0 last quarter.

BAC Free Cash Flow

Q4 2023: $32.7BQ1 2024: −$15.5BQ2 2024: $18.1BQ3 2024: −$37.3BQ4 2024: $25.9BQ1 2025: −$2.2BQ2 2025: −$9.1BQ3 2025: $46.9BQ4 2025: −$22.9BQ1 2026: $41.8BQ2 2026: $29BQ3 2026: −$6.5B
Q4 2023: $32.7BQ1 2024: −$15.5BQ2 2024: $18.1BQ3 2024: −$37.3BQ4 2024: $25.9BQ1 2025: −$2.2BQ2 2025: −$9.1BQ3 2025: $46.9BQ4 2025: −$22.9BQ1 2026: $41.8BQ2 2026: $29BQ3 2026: −$6.5B
QuarterFree cash flowYoY
Q3 2026-$6.5B-114%
Q2 2026$29B+$38.2B
Q1 2026$41.8B+$44B
Q4 2025-$22.9B-189%
Q3 2025$46.9B+$84.2B
Q2 2025-$9.1B-150%
Q1 2025-$2.2B+$13.4B
Q4 2024$25.9B-21%

BAC's free cash flow was $41.4B over the past year, down 33% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BAC.

ESSC Free Cash Flow

Q3 2019: --Q4 2019: --Q1 2020: --Q2 2020: --Q3 2020: --Q4 2020: --Q1 2021: --Q2 2021: --Q3 2021: --Q4 2021: --Q1 2022: --Q2 2022: --
Q3 2019: --Q4 2019: --Q1 2020: --Q2 2020: --Q3 2020: --Q4 2020: --Q1 2021: --Q2 2021: --Q3 2021: --Q4 2021: --Q1 2022: --Q2 2022: --

ESSC and BAC do not have enough comparable growth data to identify a winner.

BAC Total Shares

Q4 2023: 8.1BQ1 2024: 8BQ2 2024: 8BQ3 2024: 7.9BQ4 2024: 7.9BQ1 2025: 7.8BQ2 2025: 7.7BQ3 2025: 7.6BQ4 2025: 7.7BQ1 2026: 7.4BQ2 2026: 7.3BQ3 2026: 7.2B
Q4 2023: 8.1BQ1 2024: 8BQ2 2024: 8BQ3 2024: 7.9BQ4 2024: 7.9BQ1 2025: 7.8BQ2 2025: 7.7BQ3 2025: 7.6BQ4 2025: 7.7BQ1 2026: 7.4BQ2 2026: 7.3BQ3 2026: 7.2B
PeriodChange %Net change
Quarterly-1%-72M shares
1 year-5.3%-405M shares
3 years-11%-854M shares
5 years-15%-1.3B shares
Available history-24%-2.2B shares

BAC has the edge over ESSC on shareholder dilution, with a more favorable share count trend.

ESSC Total Shares

Q3 2019: 18MQ4 2019: 18MQ1 2020: 18MQ2 2020: 18MQ3 2020: 18MQ4 2020: 18MQ1 2021: 18MQ2 2021: 18MQ3 2021: 18MQ4 2021: 18MQ1 2022: 18MQ2 2022: 18M
Q3 2019: 18MQ4 2019: 18MQ1 2020: 18MQ2 2020: 18MQ3 2020: 18MQ4 2020: 18MQ1 2021: 18MQ2 2021: 18MQ3 2021: 18MQ4 2021: 18MQ1 2022: 18MQ2 2022: 18M
PeriodChange %Net change
Quarterly0%--
1 year0%--
3 years0%--

ESSC has 18M diluted shares, about the same as a year ago.

BAC Net Leverage

Q4 2023: 9.5xQ1 2024: 9.5xQ2 2024: 9.4xQ3 2024: 9.9xQ4 2024: 9.0xQ1 2025: 8.6xQ2 2025: 8.8xQ3 2025: 8.3xQ4 2025: 7.7xQ1 2026: 7.1xQ2 2026: 6.7xQ3 2026: 6.4x
Q4 2023: 9.5xQ1 2024: 9.5xQ2 2024: 9.4xQ3 2024: 9.9xQ4 2024: 9.0xQ1 2025: 8.6xQ2 2025: 8.8xQ3 2025: 8.3xQ4 2025: 7.7xQ1 2026: 7.1xQ2 2026: 6.7xQ3 2026: 6.4x
QuarterNet LeverageStatus
Q3 20266.4xHigh
Q2 20266.7xHigh
Q1 20267.1xHigh
Q4 20257.7xHigh
Q3 20258.3xHigh
Q2 20258.8xHigh
Q1 20258.6xHigh
Q4 20249.0xHigh

BAC's net debt is about 6.4 years of its operating earnings (EBITDA), down from 8.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BAC.

ESSC Net Leverage

BAC Weekly Momentum

MetricValueStatus
RSI37.1Neutral
Stochastic4.9Oversold

BAC's weekly RSI is 37 (neutral) and its Stochastic is 5 (oversold).

ESSC Weekly Momentum

MetricValueStatus
RSI45.1Neutral
Stochastic21.3Neutral

ESSC's weekly RSI is 45 (neutral) and its Stochastic is 21 (neutral).

BAC PE vs Financial Services Sector

MetricBACSector medianRelative
PE12x13x7.5% below
PE %406323 pts below

BAC is trading at 12x earnings, in line with the Financial Services sector's median of 13x.

ESSC PE vs Financial Services Sector

ESSC has no meaningful PE right now: it lost money over the past year.

BAC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$52.13% below
20 week MA$57.813% below
50 week MA$54.77.7% below
100 week MA$50.50% below
200 week MA$42.519% above

ESSC has stronger trend alignment. BAC is above 1 of 5 weekly averages versus ESSC above 2 of 3.

ESSC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$28.60.2% above
20 week MA$29.84% below
50 week MA$28.60.2% above

ESSC's trend is mixed: it's above two of its three weekly moving averages, and 0.2% above its 50-week average.

BAC Yearly ROI

YearStart priceEnd priceROI
2020$35.4$30.0-15%
2021$30.0$44.4+48%
2022$44.4$32.5-27%
2023$32.5$33.7+3.7%
2024$33.7$44.3+32%
2025$44.3$56.2+27%
2026 YTD$56.2$50.5-10%

BAC has finished higher in four of the last six years. It's down 10% so far in 2026.

ESSC Yearly ROI

YearStart priceEnd priceROI
2025$25.3$26.4+4.6%
2026 YTD$26.4$28.6+8.3%

ESSC has the edge over BAC on returns for 2026, with the stronger performance.

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