BAC

Bank of America Corporation

60
Fundamentals72/ 100
Valuation55/ 100
Upside potential71/ 100
Risk potential10/ 100

BAC's fundamentals are strong: its operating margin rose 5 points to 35% and revenue grew 15%. At 12x earnings, it's trading in line with its usual 13x. Analysts expect earnings growth.

BTTC

Black Titan Corporation

There isn't enough reported data to score BTTC yet.

BAC Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

BAC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAC.

BTTC Fundamentals

MetricStatus
Unavailable
Weak
N/A
N/A

BTTC's profitability is currently weak. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like BTTC.

BAC PE Valuation

CHEAPFAIREXPENSIVE5.6x11x17x22x
CHEAPFAIREXPENSIVE5.6x11x17x22x
LevelPEPriceVs current
Cheap9.4x$39.50-22%
Forward10x$50.51—
Current12x$50.51—
Fair13x$53.81+6.5%
Expensive15x$62.23+23%

Historical ranges are pointers, not guarantees.

BAC's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 10x next year's earnings, in its cheap range.

BTTC PE Valuation

BTTC has no meaningful PE right now: it lost money over the past year.

BAC Forward outlook

MetricOutlook
Improving
Growth
Growth
Strongly improving
Limited
Moderate

Analysts expect earnings and revenue growth for BAC, with profitability improving.

BTTC Forward outlook

MetricOutlook
--
Losses shrinking
Strong decline
--
Limited
High

Analysts expect BTTC's losses to shrink, with revenue declining.

BAC Risk to reward

ScenarioChangePrice
Upside+25%$63.36
Downside-10%$45.36

Calculated from the latest close: $50.51 on Nov 12.

There is not enough scenario data to compare BAC and BTTC's risk to reward.

BTTC Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $0.30 on Nov 12.

There is not enough scenario data to compare BAC and BTTC's risk to reward.

BAC Earnings Per Share

Q4 2023: $3.08Q1 2024: $2.90Q2 2024: $2.85Q3 2024: $2.76Q4 2024: $3.21Q1 2025: $3.35Q2 2025: $3.41Q3 2025: $3.66Q4 2025: $3.81Q1 2026: $4.02Q2 2026: $4.34Q3 2026: $4.19Forward: $4.92
Q4 2023: $3.08Q1 2024: $2.90Q2 2024: $2.85Q3 2024: $2.76Q4 2024: $3.21Q1 2025: $3.35Q2 2025: $3.41Q3 2025: $3.66Q4 2025: $3.81Q1 2026: $4.02Q2 2026: $4.34Q3 2026: $4.19Forward: $4.92
QuarterTTM EPSYoY
Forward$4.92+17%
Q3 2026$4.19+14%
Q2 2026$4.34+27%
Q1 2026$4.02+20%
Q4 2025$3.81+19%
Q3 2025$3.66+33%
Q2 2025$3.41+20%
Q1 2025$3.35+16%
Q4 2024$3.21+4.2%

BAC's earnings per share have climbed steadily: $4.19 over the past year, up 14% from the year before, and higher year over year for eight quarters in a row.

BTTC Earnings Per Share

Q3 2026: $-0.65
Q3 2026: $-0.65

BTTC and BAC do not have enough comparable growth data to identify a winner.

BAC Quarterly Revenue

Q4 2023: $22BQ1 2024: $25.8BQ2 2024: $25.4BQ3 2024: $25.3BQ4 2024: $25.3BQ1 2025: $27.4BQ2 2025: $26.5BQ3 2025: $28.1BQ4 2025: $31.2BQ1 2026: $30.3BQ2 2026: $31.6BQ3 2026: $30B
Q4 2023: $22BQ1 2024: $25.8BQ2 2024: $25.4BQ3 2024: $25.3BQ4 2024: $25.3BQ1 2025: $27.4BQ2 2025: $26.5BQ3 2025: $28.1BQ4 2025: $31.2BQ1 2026: $30.3BQ2 2026: $31.6BQ3 2026: $30B
QuarterRevenueYoY
Q3 2026$30B+6.7%
Q2 2026$31.6B+19%
Q1 2026$30.3B+11%
Q4 2025$31.2B+23%
Q3 2025$28.1B+11%
Q2 2025$26.5B+4.3%
Q1 2025$27.4B+6%
Q4 2024$25.3B+15%

BTTC has the stronger quarterly revenue trend. Revenue is up 6.7% for BAC versus up 54,380% for BTTC.

BTTC Quarterly Revenue

Q1 2022: $192,000Q2 2022: $150,000Q3 2022: $95,000Q4 2022: $121,000Q1 2023: $98,000Q2 2023: $83,000Q3 2023: $4,000Q4 2023: $2MQ1 2024: $454,563Q2 2024: $582,038Q3 2025: --Q3 2026: $2M
Q1 2022: $192,000Q2 2022: $150,000Q3 2022: $95,000Q4 2022: $121,000Q1 2023: $98,000Q2 2023: $83,000Q3 2023: $4,000Q4 2023: $2MQ1 2024: $454,563Q2 2024: $582,038Q3 2025: --Q3 2026: $2M
QuarterRevenueYoY
Q2 2024$582K+601%
Q1 2024$454.6K+364%
Q4 2023$1.9M+1468%
Q3 2023$4K-96%
Q2 2023$83K-45%
Q1 2023$98K-49%
Q4 2022$121K-10%
Q3 2022$95K-64%

BTTC's revenue is recovering but still below its 2019 peak: $2M last quarter, up 54380% from the same quarter a year ago.

BAC Free Cash Flow

Q4 2023: $32.7BQ1 2024: −$15.5BQ2 2024: $18.1BQ3 2024: −$37.3BQ4 2024: $25.9BQ1 2025: −$2.2BQ2 2025: −$9.1BQ3 2025: $46.9BQ4 2025: −$22.9BQ1 2026: $41.8BQ2 2026: $29BQ3 2026: −$6.5B
Q4 2023: $32.7BQ1 2024: −$15.5BQ2 2024: $18.1BQ3 2024: −$37.3BQ4 2024: $25.9BQ1 2025: −$2.2BQ2 2025: −$9.1BQ3 2025: $46.9BQ4 2025: −$22.9BQ1 2026: $41.8BQ2 2026: $29BQ3 2026: −$6.5B
QuarterFree cash flowYoY
Q3 2026-$6.5B-114%
Q2 2026$29B+$38.2B
Q1 2026$41.8B+$44B
Q4 2025-$22.9B-189%
Q3 2025$46.9B+$84.2B
Q2 2025-$9.1B-150%
Q1 2025-$2.2B+$13.4B
Q4 2024$25.9B-21%

BAC has the stronger cash trend. Its trailing FCF is up 119% versus its history, compared with BTTC at down 1,237%.

BTTC Free Cash Flow

Q1 2022: −$3MQ2 2022: −$2MQ3 2022: --Q4 2022: −$2MQ1 2023: −$2MQ2 2023: --Q3 2023: −$2MQ4 2023: −$2MQ1 2024: $77,522Q2 2024: −$9,019Q3 2025: --Q3 2026: −$5M
Q1 2022: −$3MQ2 2022: −$2MQ3 2022: --Q4 2022: −$2MQ1 2023: −$2MQ2 2023: --Q3 2023: −$2MQ4 2023: −$2MQ1 2024: $77,522Q2 2024: −$9,019Q3 2025: --Q3 2026: −$5M
QuarterFree cash flowYoY
Q1 2024$77.5K+$2M
Q4 2023-$2.2M-$669K
Q1 2023-$1.9M+$1.1M
Q4 2022-$1.6M-$493K
Q2 2022-$1.8M+$182K
Q1 2022-$3M-$339K
Q4 2021-$1.1M-2792%
Q2 2021-$1.9M+$2.1M

BTTC's free cash flow was −$7M over the past year, against −$7M the year before. Free cash flow isn't a meaningful measure for financial services companies like BTTC.

BAC Total Shares

Q4 2023: 8.1BQ1 2024: 8BQ2 2024: 8BQ3 2024: 7.9BQ4 2024: 7.9BQ1 2025: 7.8BQ2 2025: 7.7BQ3 2025: 7.6BQ4 2025: 7.7BQ1 2026: 7.4BQ2 2026: 7.3BQ3 2026: 7.2B
Q4 2023: 8.1BQ1 2024: 8BQ2 2024: 8BQ3 2024: 7.9BQ4 2024: 7.9BQ1 2025: 7.8BQ2 2025: 7.7BQ3 2025: 7.6BQ4 2025: 7.7BQ1 2026: 7.4BQ2 2026: 7.3BQ3 2026: 7.2B
PeriodChange %Net change
Quarterly-1%-72M shares
1 year-5.3%-405M shares
3 years-11%-854M shares
5 years-15%-1.3B shares
Available history-24%-2.2B shares

BAC has the edge over BTTC on shareholder dilution, with a more favorable share count trend.

BTTC Total Shares

Q1 2022: 536,450Q3 2023: 5MQ1 2024: 7MQ2 2024: 9MQ3 2026: 9M
Q1 2022: 536,450Q3 2023: 5MQ1 2024: 7MQ2 2024: 9MQ3 2026: 9M
PeriodChange %Net change
Quarterly-1.4%-123K shares
1 year+1581%+8.5M shares

BTTC has 9M diluted shares, up 1581% from a year ago.

BAC Net Leverage

Q4 2023: 9.5xQ1 2024: 9.5xQ2 2024: 9.4xQ3 2024: 9.9xQ4 2024: 9.0xQ1 2025: 8.6xQ2 2025: 8.8xQ3 2025: 8.3xQ4 2025: 7.7xQ1 2026: 7.1xQ2 2026: 6.7xQ3 2026: 6.4x
Q4 2023: 9.5xQ1 2024: 9.5xQ2 2024: 9.4xQ3 2024: 9.9xQ4 2024: 9.0xQ1 2025: 8.6xQ2 2025: 8.8xQ3 2025: 8.3xQ4 2025: 7.7xQ1 2026: 7.1xQ2 2026: 6.7xQ3 2026: 6.4x
QuarterNet LeverageStatus
Q3 20266.4xHigh
Q2 20266.7xHigh
Q1 20267.1xHigh
Q4 20257.7xHigh
Q3 20258.3xHigh
Q2 20258.8xHigh
Q1 20258.6xHigh
Q4 20249.0xHigh

BAC's net debt is about 6.4 years of its operating earnings (EBITDA), down from 8.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BAC.

BTTC Net Leverage

QuarterNet LeverageStatus
Q1 20192,303.0xHigh

BTTC's net debt is more than 20 years of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like BTTC.

BAC Weekly Momentum

MetricValueStatus
RSI37.1Neutral
Stochastic4.9Oversold

BAC's weekly RSI is 37 (neutral) and its Stochastic is 5 (oversold).

BTTC Weekly Momentum

MetricValueStatus
RSI59.9Neutral
Stochastic1.2Oversold

BTTC's weekly RSI is 60 (neutral) and its Stochastic is 1 (oversold).

BAC PE vs Financial Services Sector

MetricBACSector medianRelative
PE12x13x7.5% below
PE %406323 pts below

BAC is trading at 12x earnings, in line with the Financial Services sector's median of 13x.

BTTC PE vs Financial Services Sector

BTTC has no meaningful PE right now: it lost money over the past year.

BAC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$52.13% below
20 week MA$57.813% below
50 week MA$54.77.7% below
100 week MA$50.50% below
200 week MA$42.519% above

BAC has stronger trend alignment. BAC is above 1 of 5 weekly averages versus BTTC above 0 of 3.

BTTC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$0.4127% below
20 week MA$0.5444% below
50 week MA$1.1474% below

BTTC is in a downtrend: it's below all three of its weekly moving averages, and 74% below its 50-week average.

BAC Yearly ROI

YearStart priceEnd priceROI
2020$35.4$30.0-15%
2021$30.0$44.4+48%
2022$44.4$32.5-27%
2023$32.5$33.7+3.7%
2024$33.7$44.3+32%
2025$44.3$56.2+27%
2026 YTD$56.2$50.5-10%

BAC has the edge over BTTC on returns for 2026, with the stronger performance.

BTTC Yearly ROI

YearStart priceEnd priceROI
2025$4.15$1.77-57%
2026 YTD$1.77$0.30-83%

BTTC has finished every year since 2025 lower, and it's down 83% so far in 2026.

Give your agent the market.

Get API key