BAC
Bank of America Corporation
BAC has slightly lower modeled downside risk, despite its lower overall score.
BOKF
BOK Financial Corporation
BOKF has a slight edge over BAC overall on the model score.
BAC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BAC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAC.
BOKF Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
BOKF's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like BOKF.
BAC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.4x | $39.50 | -22% |
| Forward | 10x | $50.51 | — |
| Current | 12x | $50.51 | — |
| Fair | 13x | $53.81 | +6.5% |
| Expensive | 15x | $62.23 | +23% |
Historical ranges are pointers, not guarantees.
BAC has the edge over BOKF in the historical PE scenario, which offers more potential upside but is not a forecast.
BOKF PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.5x | $105 | -19% |
| Fair | 12x | $132 | +1.2% |
| Current | 12x | $130 | — |
| Forward | 12x | $130 | — |
| Expensive | 14x | $154 | +18% |
Historical ranges are pointers, not guarantees.
BOKF's PE is in its fair range at 11.8x. On analysts' estimates for next year's earnings, today's price would be 12.3x.
BAC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
BAC has the edge over BOKF on the outlook, with more favorable valuation and revenue expectations.
BOKF Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Stable | |
| Improving | |
| Limited | |
| High |
Analysts expect BOKF's earnings to grow and its profitability to improve, with its revenue holding steady.
BAC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.92 | +17% |
| Q3 2026 | $4.19 | +14% |
| Q2 2026 | $4.34 | +27% |
| Q1 2026 | $4.02 | +20% |
| Q4 2025 | $3.81 | +19% |
| Q3 2025 | $3.66 | +33% |
| Q2 2025 | $3.41 | +20% |
| Q1 2025 | $3.35 | +16% |
| Q4 2024 | $3.21 | +4.2% |
BAC has the edge over BOKF on earnings, with stronger typical year-over-year growth.
BOKF Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $10.54 | -4.5% |
| Q3 2026 | $11.04 | +31% |
| Q2 2026 | $10.62 | +27% |
| Q1 2026 | $9.89 | +14% |
| Q4 2025 | $9.17 | +13% |
| Q3 2025 | $8.40 | +15% |
| Q2 2025 | $8.36 | +17% |
| Q1 2025 | $8.71 | +27% |
| Q4 2024 | $8.14 | +1.5% |
BOKF's earnings per share have climbed steadily: $11.04 over the past year, up 31% from the year before, and higher year over year for eight quarters in a row.
BAC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $30B | +6.7% |
| Q2 2026 | $31.6B | +19% |
| Q1 2026 | $30.3B | +11% |
| Q4 2025 | $31.2B | +23% |
| Q3 2025 | $28.1B | +11% |
| Q2 2025 | $26.5B | +4.3% |
| Q1 2025 | $27.4B | +6% |
| Q4 2024 | $25.3B | +15% |
BAC has the edge over BOKF on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | -3.7 points |
| Q2 2026 | 37% | +7.6 points |
| Q1 2026 | 34% | +4.7 points |
| Q4 2025 | 40% | +12 points |
| Q3 2025 | 34% | +4.8 points |
| Q2 2025 | 29% | -0.7 points |
| Q1 2025 | 30% | +1.5 points |
| Q4 2024 | 28% | +14 points |
BAC's operating margin was 30% last quarter, down 3.7 points from the same quarter a year ago.
BOKF Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $561.4M | +2.4% |
| Q2 2026 | $589.4M | +10% |
| Q1 2026 | $553.8M | +10% |
| Q4 2025 | $589.6M | +13% |
| Q3 2025 | $548.4M | +6.2% |
| Q2 2025 | $535.3M | -3.7% |
| Q1 2025 | $502.3M | +10% |
| Q4 2024 | $523.1M | +4.3% |
BOKF's revenue has grown year over year for five quarters in a row: $561M last quarter, up 2.4% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 36% | +3.6 points |
| Q2 2026 | 39% | +4.9 points |
| Q1 2026 | 36% | +5.2 points |
| Q4 2025 | 39% | +5.2 points |
| Q3 2025 | 32% | -1.4 points |
| Q2 2025 | 34% | -4.2 points |
| Q1 2025 | 31% | +7.3 points |
| Q4 2024 | 34% | +11 points |
BOKF has the edge over BAC on profitability, with a higher operating margin.
BAC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$6.5B | -114% |
| Q2 2026 | $29B | +$38.2B |
| Q1 2026 | $41.8B | +$44B |
| Q4 2025 | -$22.9B | -189% |
| Q3 2025 | $46.9B | +$84.2B |
| Q2 2025 | -$9.1B | -150% |
| Q1 2025 | -$2.2B | +$13.4B |
| Q4 2024 | $25.9B | -21% |
BAC has the edge over BOKF on cash flow, with more consistent year-over-year improvement.
BOKF Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $225.3M | -73% |
| Q2 2026 | $1.1B | +1668% |
| Q1 2026 | -$284.4M | -$256.4M |
| Q4 2025 | -$296.2M | -160% |
| Q3 2025 | $838.5M | +300% |
| Q2 2025 | $60.8M | -85% |
| Q1 2025 | -$28M | -120% |
| Q4 2024 | $493.9M | +$992.6M |
BOKF's free cash flow was $720M over the past year, down 47% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BOKF.
BAC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1% | -72M shares |
| 1 year | -5.3% | -405M shares |
| 3 years | -11% | -854M shares |
| 5 years | -15% | -1.3B shares |
| Available history | -24% | -2.2B shares |
BAC has the edge over BOKF on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6B |
| Q2 2026 | $6B |
| Q1 2026 | $7.2B |
| Q4 2025 | $6.3B |
| Q3 2025 | $5.3B |
| Q2 2025 | $5.3B |
| Q1 2025 | $4.5B |
| Q4 2024 | $3.5B |
BAC spent $25.6B buying back its own shares over the past year, up 37% from the year before.
BOKF Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | +20.9K shares |
| 1 year | -4.4% | -2.7M shares |
| 3 years | -8.3% | -5.4M shares |
| 5 years | -12% | -8.3M shares |
| Available history | -15% | -10.7M shares |
BOKF has 60M diluted shares, down 4.4% from a year ago, with $317M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | $8.2M |
| Q1 2026 | — |
| Q4 2025 | $308.4M |
| Q3 2025 | $41M |
| Q2 2025 | $62.8M |
| Q1 2025 | $994,000 |
| Q4 2024 | $77,000 |
BOKF spent $317M buying back its own shares over the past year, about three times what it spent the year before.
BAC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 6.4x | High |
| Q2 2026 | 6.7x | High |
| Q1 2026 | 7.1x | High |
| Q4 2025 | 7.7x | High |
| Q3 2025 | 8.3x | High |
| Q2 2025 | 8.8x | High |
| Q1 2025 | 8.6x | High |
| Q4 2024 | 9.0x | High |
BAC's net debt is about 6.4 years of its operating earnings (EBITDA), down from 8.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BAC.
BOKF Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 3.4x | Elevated |
| Q2 2026 | 2.6x | Moderate |
| Q1 2026 | 5.9x | High |
| Q4 2025 | 4.3x | High |
| Q3 2025 | 3.0x | Moderate |
| Q2 2025 | 3.9x | Elevated |
| Q1 2025 | 2.8x | Moderate |
| Q4 2024 | 4.4x | High |
BOKF has the edge over BAC on leverage, with a lower net debt burden relative to earnings.
BAC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.1 | Neutral |
| Stochastic | 4.9 | Oversold |
BAC's weekly RSI is 37 (neutral) and its Stochastic is 5 (oversold).
BOKF Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 47.0 | Neutral |
| Stochastic | 31.6 | Neutral |
BOKF's weekly RSI is 47 (neutral) and its Stochastic is 32 (neutral).
BAC PE vs Financial Services Sector
| Metric | BAC | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 7.5% below |
| PE % | 40 | 63 | 23 pts below |
BAC is trading at 12x earnings, in line with the Financial Services sector's median of 13x.
BOKF PE vs Financial Services Sector
| Metric | BOKF | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 9.4% below |
| PE % | 47 | 63 | 16 pts below |
BOKF has the edge over BAC on valuation relative to its sector.
BAC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $52.1 | 3% below |
| 20 week MA | $57.8 | 13% below |
| 50 week MA | $54.7 | 7.7% below |
| 100 week MA | $50.5 | 0% below |
| 200 week MA | $42.5 | 19% above |
BAC has fallen below most of its moving averages, though it's still 19% above its 200-week average.
BOKF Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $128.6 | 1.2% above |
| 20 week MA | $135.2 | 3.8% below |
| 50 week MA | $131.2 | 0.8% below |
| 100 week MA | $117.6 | 11% above |
| 200 week MA | $104.1 | 25% above |
BOKF has the edge over BAC on trend strength, trading above more of its moving averages.
BAC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $35.4 | $30.0 | -15% |
| 2021 | $30.0 | $44.4 | +48% |
| 2022 | $44.4 | $32.5 | -27% |
| 2023 | $32.5 | $33.7 | +3.7% |
| 2024 | $33.7 | $44.3 | +32% |
| 2025 | $44.3 | $56.2 | +27% |
| 2026 YTD | $56.2 | $50.5 | -10% |
BAC has finished higher in four of the last six years. It's down 10% so far in 2026.
BOKF Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $87.0 | $68.7 | -21% |
| 2021 | $68.7 | $103.8 | +51% |
| 2022 | $103.8 | $102.9 | -0.9% |
| 2023 | $102.9 | $85.7 | -17% |
| 2024 | $85.7 | $108.2 | +26% |
| 2025 | $108.2 | $121.9 | +13% |
| 2026 YTD | $121.9 | $130.2 | +6.8% |
BOKF has the edge over BAC on returns for 2026, with the stronger performance.