BAC

Bank of America Corporation

60
Fundamentals72/ 100
Valuation55/ 100
Upside potential71/ 100
Risk potential10/ 100

BAC's fundamentals are strong: its operating margin rose 5 points to 35% and revenue grew 15%. At 12x earnings, it's trading in line with its usual 13x. Analysts expect earnings growth.

BBAR

Banco BBVA Argentina S.A.

There isn't enough reported data to score BBAR yet.

BAC Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

BAC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAC.

BBAR Fundamentals

MetricStatus
Strong
Strong
N/A
N/A

BBAR's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like BBAR.

BAC PE Valuation

CHEAPFAIREXPENSIVE5.6x11x17x22x
CHEAPFAIREXPENSIVE5.6x11x17x22x
LevelPEPriceVs current
Cheap9.4x$39.50-22%
Forward10x$50.51โ€”
Current12x$50.51โ€”
Fair13x$53.81+6.5%
Expensive15x$62.23+23%

Historical ranges are pointers, not guarantees.

BAC has the edge over BBAR in the historical PE scenario, which offers more potential upside but is not a forecast.

BBAR PE Valuation

CHEAPFAIREXPENSIVE8.2x16x25x33x
CHEAPFAIREXPENSIVE8.2x16x25x33x
LevelPEPriceVs current
Cheap3.5x$1.32-87%
Fair8.4x$3.20-69%
Current9.1x$10.35โ€”
Expensive16x$5.96-42%

Historical ranges are pointers, not guarantees.

BBAR's PE is 9.1x, but its earnings don't support one, so it isn't a reliable read right now.

BAC Forward outlook

MetricOutlook
Improving
Growth
Growth
Strongly improving
Limited
Moderate

BAC has the edge over BBAR on the outlook, with more favorable profitability expectations.

BBAR Forward outlook

MetricOutlook
--
Strong growth
Strong growth
Strongly weakening
Limited
Moderate

Analysts expect strong earnings and revenue growth for BBAR, but weaker profitability.

BAC Risk to reward

ScenarioChangePrice
Upside+25%$63.36
Downside-10%$45.36

Calculated from the latest close: $50.51 on Nov 12.

There is not enough scenario data to compare BAC and BBAR's risk to reward.

BBAR Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $10.35 on Nov 12.

There is not enough scenario data to compare BAC and BBAR's risk to reward.

BAC Earnings Per Share

Q4 2023: $3.08Q1 2024: $2.90Q2 2024: $2.85Q3 2024: $2.76Q4 2024: $3.21Q1 2025: $3.35Q2 2025: $3.41Q3 2025: $3.66Q4 2025: $3.81Q1 2026: $4.02Q2 2026: $4.34Q3 2026: $4.19Forward: $4.92
Q4 2023: $3.08Q1 2024: $2.90Q2 2024: $2.85Q3 2024: $2.76Q4 2024: $3.21Q1 2025: $3.35Q2 2025: $3.41Q3 2025: $3.66Q4 2025: $3.81Q1 2026: $4.02Q2 2026: $4.34Q3 2026: $4.19Forward: $4.92
QuarterTTM EPSYoY
Forward$4.92+17%
Q3 2026$4.19+14%
Q2 2026$4.34+27%
Q1 2026$4.02+20%
Q4 2025$3.81+19%
Q3 2025$3.66+33%
Q2 2025$3.41+20%
Q1 2025$3.35+16%
Q4 2024$3.21+4.2%

BBAR has the stronger earnings trend. Trailing diluted EPS is up 14% for BAC versus BBAR up 3,700%.

BBAR Earnings Per Share

Q3 2017: $0.02Q4 2017: $0.02Q1 2018: $0.02Q2 2018: $0.02Q3 2018: $0.03Q4 2018: $0.03Q4 2019: $0.02Q4 2020: $0.01Q4 2021: $0.01Q4 2022: $0.06Q4 2023: $0.17Q4 2024: $0.38
Q3 2017: $0.02Q4 2017: $0.02Q1 2018: $0.02Q2 2018: $0.02Q3 2018: $0.03Q4 2018: $0.03Q4 2019: $0.02Q4 2020: $0.01Q4 2021: $0.01Q4 2022: $0.06Q4 2023: $0.17Q4 2024: $0.38
QuarterTTM EPSYoY
Q4 2024$0.38+124%
Q4 2023$0.17+183%
Q4 2022$0.06+500%
Q4 2021$0.010%
Q4 2020$0.01-50%
Q4 2019$0.02-33%
Q4 2018$0.03+50%
Q3 2018$0.03+50%

BBAR's earnings per share have jumped to their highest in four years: $0.38 over the past year, up from $0.01 the year before.

BAC Quarterly Revenue

Q4 2023: $22BQ1 2024: $25.8BQ2 2024: $25.4BQ3 2024: $25.3BQ4 2024: $25.3BQ1 2025: $27.4BQ2 2025: $26.5BQ3 2025: $28.1BQ4 2025: $31.2BQ1 2026: $30.3BQ2 2026: $31.6BQ3 2026: $30B
Q4 2023: $22BQ1 2024: $25.8BQ2 2024: $25.4BQ3 2024: $25.3BQ4 2024: $25.3BQ1 2025: $27.4BQ2 2025: $26.5BQ3 2025: $28.1BQ4 2025: $31.2BQ1 2026: $30.3BQ2 2026: $31.6BQ3 2026: $30B
QuarterRevenueYoY
Q3 2026$30B+6.7%
Q2 2026$31.6B+19%
Q1 2026$30.3B+11%
Q4 2025$31.2B+23%
Q3 2025$28.1B+11%
Q2 2025$26.5B+4.3%
Q1 2025$27.4B+6%
Q4 2024$25.3B+15%

BBAR has the stronger quarterly revenue trend. Revenue is up 6.7% for BAC versus up 138% for BBAR.

BBAR Quarterly Revenue

Q3 2017: $5MQ4 2017: $6MQ1 2018: $7MQ2 2018: $8MQ3 2018: $11MQ4 2018: $14MQ4 2019: --Q4 2020: --Q4 2021: --Q4 2022: --Q4 2023: --Q4 2024: --
Q3 2017: $5MQ4 2017: $6MQ1 2018: $7MQ2 2018: $8MQ3 2018: $11MQ4 2018: $14MQ4 2019: --Q4 2020: --Q4 2021: --Q4 2022: --Q4 2023: --Q4 2024: --
QuarterRevenueYoY
Q4 2018$14M+138%
Q3 2018$11.2M+105%
Q2 2018$7.7M+61%
Q1 2018$7.3M+74%
Q4 2017$5.9M+39%
Q3 2017$5.4M+25%
Q2 2017$4.8M+4.4%
Q1 2017$4.2M-3.4%

BBAR's revenue has grown year over year for seven quarters in a row: $14M last quarter, up 138% from the same quarter a year ago.

BAC Free Cash Flow

Q4 2023: $32.7BQ1 2024: โˆ’$15.5BQ2 2024: $18.1BQ3 2024: โˆ’$37.3BQ4 2024: $25.9BQ1 2025: โˆ’$2.2BQ2 2025: โˆ’$9.1BQ3 2025: $46.9BQ4 2025: โˆ’$22.9BQ1 2026: $41.8BQ2 2026: $29BQ3 2026: โˆ’$6.5B
Q4 2023: $32.7BQ1 2024: โˆ’$15.5BQ2 2024: $18.1BQ3 2024: โˆ’$37.3BQ4 2024: $25.9BQ1 2025: โˆ’$2.2BQ2 2025: โˆ’$9.1BQ3 2025: $46.9BQ4 2025: โˆ’$22.9BQ1 2026: $41.8BQ2 2026: $29BQ3 2026: โˆ’$6.5B
QuarterFree cash flowYoY
Q3 2026-$6.5B-114%
Q2 2026$29B+$38.2B
Q1 2026$41.8B+$44B
Q4 2025-$22.9B-189%
Q3 2025$46.9B+$84.2B
Q2 2025-$9.1B-150%
Q1 2025-$2.2B+$13.4B
Q4 2024$25.9B-21%

BBAR has the stronger cash trend. Its trailing FCF is up 618% versus its history, compared with BAC at up 119%.

BBAR Free Cash Flow

Q3 2017: โˆ’$11MQ4 2017: โˆ’$176,677Q1 2018: โˆ’$2MQ2 2018: $2MQ3 2018: $9MQ4 2018: $21MQ4 2019: --Q4 2020: --Q4 2021: --Q4 2022: --Q4 2023: --Q4 2024: --
Q3 2017: โˆ’$11MQ4 2017: โˆ’$176,677Q1 2018: โˆ’$2MQ2 2018: $2MQ3 2018: $9MQ4 2018: $21MQ4 2019: --Q4 2020: --Q4 2021: --Q4 2022: --Q4 2023: --Q4 2024: --
QuarterFree cash flowYoY
Q4 2018$21M+$21.2M
Q3 2018$9.1M+$20.1M
Q2 2018$2.1M+$2.2M
Q1 2018-$1.7M+$1.5M
Q4 2017-$176.7K-$71.6K
Q3 2017-$11M-468%
Q2 2017-$113.6K-104%

BBAR's free cash flow was $30M over the past year, against โˆ’$14M the year before. Free cash flow isn't a meaningful measure for financial services companies like BBAR.

BAC Total Shares

Q4 2023: 8.1BQ1 2024: 8BQ2 2024: 8BQ3 2024: 7.9BQ4 2024: 7.9BQ1 2025: 7.8BQ2 2025: 7.7BQ3 2025: 7.6BQ4 2025: 7.7BQ1 2026: 7.4BQ2 2026: 7.3BQ3 2026: 7.2B
Q4 2023: 8.1BQ1 2024: 8BQ2 2024: 8BQ3 2024: 7.9BQ4 2024: 7.9BQ1 2025: 7.8BQ2 2025: 7.7BQ3 2025: 7.6BQ4 2025: 7.7BQ1 2026: 7.4BQ2 2026: 7.3BQ3 2026: 7.2B
PeriodChange %Net change
Quarterly-1%-72M shares
1 year-5.3%-405M shares
3 years-11%-854M shares
5 years-15%-1.3B shares
Available history-24%-2.2B shares

BAC has the edge over BBAR on shareholder dilution, with a more favorable share count trend.

BBAR Total Shares

Q3 2017: 185MQ4 2017: 204MQ1 2018: 196MQ2 2018: 204MQ3 2018: 204MQ4 2018: 204MQ4 2019: 613MQ4 2020: 613MQ4 2021: 613MQ4 2022: 613MQ4 2023: 613MQ4 2024: 613M
Q3 2017: 185MQ4 2017: 204MQ1 2018: 196MQ2 2018: 204MQ3 2018: 204MQ4 2018: 204MQ4 2019: 613MQ4 2020: 613MQ4 2021: 613MQ4 2022: 613MQ4 2023: 613MQ4 2024: 613M
PeriodChange %Net change
Quarterly0%--
1 year0%--
3 years+251%+438M shares

BBAR has 613M diluted shares, about the same as a year ago.

BAC Net Leverage

Q4 2023: 9.5xQ1 2024: 9.5xQ2 2024: 9.4xQ3 2024: 9.9xQ4 2024: 9.0xQ1 2025: 8.6xQ2 2025: 8.8xQ3 2025: 8.3xQ4 2025: 7.7xQ1 2026: 7.1xQ2 2026: 6.7xQ3 2026: 6.4x
Q4 2023: 9.5xQ1 2024: 9.5xQ2 2024: 9.4xQ3 2024: 9.9xQ4 2024: 9.0xQ1 2025: 8.6xQ2 2025: 8.8xQ3 2025: 8.3xQ4 2025: 7.7xQ1 2026: 7.1xQ2 2026: 6.7xQ3 2026: 6.4x
QuarterNet LeverageStatus
Q3 20266.4xHigh
Q2 20266.7xHigh
Q1 20267.1xHigh
Q4 20257.7xHigh
Q3 20258.3xHigh
Q2 20258.8xHigh
Q1 20258.6xHigh
Q4 20249.0xHigh

BAC's net debt is about 6.4 years of its operating earnings (EBITDA), down from 8.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BAC.

BBAR Net Leverage

Q3 2017: -3.4xQ4 2017: -6.3xQ2 2018: -5.1xQ3 2018: -7.0xQ4 2018: -7.9xQ4 2019: -6.7xQ4 2020: -6.9xQ4 2021: -11.1xQ4 2022: -4.4xQ4 2023: -3.3xQ4 2024: -5.2x
Q3 2017: -3.4xQ4 2017: -6.3xQ2 2018: -5.1xQ3 2018: -7.0xQ4 2018: -7.9xQ4 2019: -6.7xQ4 2020: -6.9xQ4 2021: -11.1xQ4 2022: -4.4xQ4 2023: -3.3xQ4 2024: -5.2x
QuarterNet LeverageStatus
Q4 2024-5.2xNet Cash
Q4 2023-3.3xNet Cash
Q4 2022-4.4xNet Cash
Q4 2021-11.1xNet Cash
Q4 2020-6.9xNet Cash
Q4 2019-6.7xNet Cash
Q4 2018-7.9xNet Cash
Q3 2018-7.0xNet Cash

BBAR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BBAR.

BAC Weekly Momentum

MetricValueStatus
RSI37.1Neutral
Stochastic4.9Oversold

BAC's weekly RSI is 37 (neutral) and its Stochastic is 5 (oversold).

BBAR Weekly Momentum

MetricValueStatus
RSI32.4Neutral
Stochastic2.1Oversold

BBAR's weekly RSI is 32 (neutral) and its Stochastic is 2 (oversold).

BAC PE vs Financial Services Sector

MetricBACSector medianRelative
PE12x13x7.5% below
PE %406323 pts below

BAC is trading at 12x earnings, in line with the Financial Services sector's median of 13x.

BBAR PE vs Financial Services Sector

MetricBBARSector medianRelative
PE9.1x13x30% below
PE %506313 pts below

BBAR has the edge over BAC on valuation relative to its sector.

BAC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$52.13% below
20 week MA$57.813% below
50 week MA$54.77.7% below
100 week MA$50.50% below
200 week MA$42.519% above

BAC has the edge over BBAR on trend strength, trading above more of its moving averages.

BBAR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$12.114% below
20 week MA$15.031% below
50 week MA$16.136% below
100 week MA$16.537% below
200 week MA$11.913% below

BBAR is in a downtrend: it's below all five of its weekly moving averages, and 13% below its 200-week average.

BAC Yearly ROI

YearStart priceEnd priceROI
2020$35.4$30.0-15%
2021$30.0$44.4+48%
2022$44.4$32.5-27%
2023$32.5$33.7+3.7%
2024$33.7$44.3+32%
2025$44.3$56.2+27%
2026 YTD$56.2$50.5-10%

BAC has the edge over BBAR on returns for 2026, with the stronger performance.

BBAR Yearly ROI

YearStart priceEnd priceROI
2020$5.74$3.14-45%
2021$3.14$3.20+1.9%
2022$3.20$3.60+13%
2023$3.60$5.44+51%
2024$5.44$19.7+262%
2025$19.7$18.5-6.3%
2026 YTD$18.5$10.4-44%

BBAR's yearly returns have swung widely, from +262% in 2024 to โˆ’45% in 2020. It's down 44% so far in 2026.

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