AVAL
Grupo Aval Acciones y Valores S.A.
There isn't enough reported data to score AVAL yet.
JPM
JPMorgan Chase & Co.
JPM's fundamentals are strong, but it looks expensive: trading at 14x earnings, above its usual 12x. Analysts expect earnings growth.
AVAL Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
AVAL's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like AVAL.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
AVAL PE Valuation
AVAL has no meaningful PE right now: it lost money over the past year.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM's PE is in its expensive range at 14.4x. If earnings grow as analysts expect, today's price would be 13.7x next year's earnings.
AVAL Forward outlook
There aren't enough analyst estimates for AVAL to show an outlook.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for JPM, with profitability improving.
AVAL Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $0.44 | +10% |
| Q1 2026 | $0.43 | +34% |
| Q4 2025 | $0.44 | +69% |
| Q3 2025 | $0.42 | +100% |
| Q2 2025 | $0.40 | +233% |
| Q1 2025 | $0.32 | +191% |
| Q4 2024 | $0.26 | +44% |
| Q3 2024 | $0.21 | +163% |
AVAL has the edge over JPM on earnings, with stronger typical year-over-year growth.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM's earnings per share have climbed steadily: $23.85 over the past year, up 18% from the year before, and higher year over year for 15 quarters in a row.
AVAL Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $3.5B | +25% |
| Q1 2026 | $2.9B | +7.6% |
| Q4 2025 | $3.5B | +31% |
| Q3 2025 | $2.8B | +0.6% |
| Q2 2025 | $2.8B | +0.7% |
| Q1 2025 | $2.7B | -6.1% |
| Q4 2024 | $2.7B | -9.1% |
| Q3 2024 | $2.8B | -0.8% |
AVAL's revenue has grown year over year for five quarters in a row: $3.5B last quarter, up 25% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 11% | -2.3 points |
| Q1 2026 | 14% | +0.8 points |
| Q4 2025 | 9.4% | +2.5 points |
| Q3 2025 | 13% | +1.8 points |
| Q2 2025 | 14% | +5.4 points |
| Q1 2025 | 13% | +5.8 points |
| Q4 2024 | 6.9% | +0.5 points |
| Q3 2024 | 11% | +6.4 points |
AVAL's operating margin was 11% last quarter, down 2.3 points from the same quarter a year ago.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM has the edge over AVAL on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM has the edge over AVAL on profitability, with a higher operating margin.
AVAL Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $612.6M | +80% |
| Q1 2026 | -$32.5M | -136% |
| Q4 2025 | -$342.6M | +$627.2M |
| Q3 2025 | $394.5M | +81% |
| Q2 2025 | $339.9M | +$2.7B |
| Q1 2025 | $89.7M | +$1.4B |
| Q4 2024 | -$969.8M | -$494.2M |
| Q3 2024 | $217.7M | +223% |
AVAL has the edge over JPM on cash generation, producing positive trailing cash flow while its opponent burns cash.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.
AVAL Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -- |
| 1 year | 0% | -- |
| 3 years | 0% | +13 shares |
| 5 years | +6.6% | +73.1M shares |
| Available history | +6.6% | +73.1M shares |
AVAL has 1.2B diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | $16.7M |
| Q3 2024 | — |
AVAL hasn't bought back shares in the past year.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has the edge over AVAL on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
AVAL Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | 8.6x | High |
| Q1 2026 | 7.3x | High |
| Q4 2025 | 9.2x | High |
| Q3 2025 | 11.5x | High |
| Q2 2025 | 10.3x | High |
| Q1 2025 | 11.4x | High |
| Q4 2024 | 14.5x | High |
| Q3 2024 | 13.5x | High |
AVAL's net debt is about 8.6 years of its operating earnings (EBITDA), down from 10 years a year ago. Net leverage isn't a meaningful measure for financial services companies like AVAL.
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM has the edge over AVAL on leverage, with a lower net debt burden relative to earnings.
AVAL Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.9 | Neutral |
| Stochastic | 5.3 | Oversold |
AVAL's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
AVAL PE vs Financial Services Sector
AVAL has no meaningful PE right now: it lost money over the past year.
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
AVAL Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $4.63 | 15% below |
| 20 week MA | $4.95 | 20% below |
| 50 week MA | $4.65 | 15% below |
| 100 week MA | $3.83 | 3.1% above |
| 200 week MA | $3.07 | 29% above |
AVAL has pulled back, but its long-term trend is still up: it's below its 8-, 20- and 50-week averages, but 29% above its 200-week average.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM has the edge over AVAL on trend strength, trading above more of its moving averages.
AVAL Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $8.72 | $6.86 | -21% |
| 2021 | $6.86 | $5.24 | -24% |
| 2022 | $5.24 | $2.33 | -56% |
| 2023 | $2.33 | $2.43 | +4.3% |
| 2024 | $2.43 | $2.07 | -15% |
| 2025 | $2.07 | $4.23 | +104% |
| 2026 YTD | $4.23 | $3.95 | -6.6% |
AVAL's yearly returns have swung widely, from +104% in 2025 to −56% in 2022. It's down 6.6% so far in 2026.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has the edge over AVAL on returns for 2026, with the stronger performance.