AUNA

Auna S.A.

56
Fundamentals53/ 100
Valuation50/ 100
Upside potential58/ 100
Risk potential26/ 100

AUNA offers stronger fundamentals, but that advantage does not outweigh its weaker overall profile.

UNH

UnitedHealth Group Incorporated

62
Fundamentals51/ 100
Valuation56/ 100
Upside potential71/ 100
Risk potential15/ 100

UNH has the edge over AUNA overall, supported by stronger modeled upside and lower modeled downside.

AUNA Fundamentals

MetricStatus
Healthy
Under pressure
Healthy
Weak

AUNA's revenue and cash flow are currently healthy, but its profitability and balance sheet are under pressure.

UNH Fundamentals

MetricStatus
Stable
Stable
Healthy
Healthy

UNH's cash flow and balance sheet are currently healthy, and its revenue and profitability are stable.

AUNA PE Valuation

AUNA has no meaningful PE right now: it lost money over the past year.

UNH PE Valuation

CHEAPFAIREXPENSIVE10x21x31x42x
CHEAPFAIREXPENSIVE10x21x31x42x
LevelPEPriceVs current
Forward18x$405—
Cheap19x$325-20%
Fair23x$410+1.2%
Current23x$405—
Expensive30x$526+30%

Historical ranges are pointers, not guarantees.

UNH's PE is in its fair range at 23x. If earnings grow as analysts expect, today's price would be 18x next year's earnings, in its cheap range.

AUNA Forward outlook

MetricOutlook
--
Growth
Strong growth
Strongly weakening
Limited
Low

Analysts expect earnings and revenue growth for AUNA, but weaker profitability. However, they disagree widely on these estimates.

UNH Forward outlook

MetricOutlook
Strongly improving
Strong growth
Stable
Improving
Moderate
Low

Analysts expect UNH's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

AUNA Risk to reward

ScenarioChangePrice
Upside+35%$6.19
Downside-26%$3.39

Calculated from the latest close: $4.57 on Nov 12.

AUNA trails UNH on modeled risk to reward, with less potential upside and more potential downside.

UNH Risk to reward

ScenarioChangePrice
Upside+36%$550.65
Downside-15%$346.07

Calculated from the latest close: $405.13 on Nov 12.

UNH has a better modeled risk to reward balance than AUNA, with more potential upside and less potential downside.

AUNA Earnings Per Share

Q3 2023: $-0.71Q4 2023: $-1.62Q1 2024: $-1.68Q2 2024: $-1.67Q3 2024: $-1.01Q4 2024: $0.41Q1 2025: $0.63Q2 2025: $0.94Q3 2025: $0.74Q4 2025: $0.03Q1 2026: $-0.08Q2 2026: $-0.28
Q3 2023: $-0.71Q4 2023: $-1.62Q1 2024: $-1.68Q2 2024: $-1.67Q3 2024: $-1.01Q4 2024: $0.41Q1 2025: $0.63Q2 2025: $0.94Q3 2025: $0.74Q4 2025: $0.03Q1 2026: $-0.08Q2 2026: $-0.28
QuarterTTM EPSYoY
Q2 2026-$0.28-130%
Q1 2026-$0.08-113%
Q4 2025$0.03-93%
Q3 2025$0.74+$1.75
Q2 2025$0.94+$2.61
Q1 2025$0.63+$2.31
Q4 2024$0.41+$2.03
Q3 2024-$1.01-$0.30

AUNA has swung to a loss: it lost $0.28 per share over the past year, after a profit the year before.

UNH Earnings Per Share

Q4 2023: $23.86Q1 2024: $16.38Q2 2024: $15.10Q3 2024: $15.37Q4 2024: $15.51Q1 2025: $23.89Q2 2025: $23.09Q3 2025: $19.17Q4 2025: $13.23Q1 2026: $13.28Q2 2026: $15.58Q3 2026: $17.55Forward: $22.65
Q4 2023: $23.86Q1 2024: $16.38Q2 2024: $15.10Q3 2024: $15.37Q4 2024: $15.51Q1 2025: $23.89Q2 2025: $23.09Q3 2025: $19.17Q4 2025: $13.23Q1 2026: $13.28Q2 2026: $15.58Q3 2026: $17.55Forward: $22.65
QuarterTTM EPSYoY
Forward$22.65+29%
Q3 2026$17.55-8.5%
Q2 2026$15.58-33%
Q1 2026$13.28-44%
Q4 2025$13.23-15%
Q3 2025$19.17+25%
Q2 2025$23.09+53%
Q1 2025$23.89+46%
Q4 2024$15.51-35%

UNH has the edge over AUNA on earnings quality, reporting a profit while its opponent remains loss making.

AUNA Quarterly Revenue

Q3 2023: $298MQ4 2023: $299MQ1 2024: $316MQ2 2024: $329MQ3 2024: $330MQ4 2024: $312MQ1 2025: $305MQ2 2025: $321MQ3 2025: $328MQ4 2025: $331MQ1 2026: $345MQ2 2026: $360M
Q3 2023: $298MQ4 2023: $299MQ1 2024: $316MQ2 2024: $329MQ3 2024: $330MQ4 2024: $312MQ1 2025: $305MQ2 2025: $321MQ3 2025: $328MQ4 2025: $331MQ1 2026: $345MQ2 2026: $360M
QuarterRevenueYoY
Q2 2026$360.3M+12%
Q1 2026$345.3M+13%
Q4 2025$331.4M+6.3%
Q3 2025$327.8M-0.8%
Q2 2025$320.8M-2.4%
Q1 2025$305.5M-3.2%
Q4 2024$311.7M+4.1%
Q3 2024$330.4M+11%

AUNA's revenue is growing: $360M last quarter, up 12% from the same quarter a year ago.

UNH Quarterly Revenue

Q4 2023: $94.4BQ1 2024: $99.8BQ2 2024: $98.9BQ3 2024: $101BQ4 2024: $101BQ1 2025: $110BQ2 2025: $112BQ3 2025: $113BQ4 2025: $113BQ1 2026: $112BQ2 2026: $112BQ3 2026: $113B
Q4 2023: $94.4BQ1 2024: $99.8BQ2 2024: $98.9BQ3 2024: $101BQ4 2024: $101BQ1 2025: $110BQ2 2025: $112BQ3 2025: $113BQ4 2025: $113BQ1 2026: $112BQ2 2026: $112BQ3 2026: $113B
QuarterRevenueYoY
Q3 2026$112.7B-0.4%
Q2 2026$112B+0.4%
Q1 2026$111.7B+2%
Q4 2025$113.2B+12%
Q3 2025$113.2B+12%
Q2 2025$111.6B+13%
Q1 2025$109.6B+9.8%
Q4 2024$100.8B+6.8%

UNH has the edge over AUNA on sales, with more consistent year-over-year improvement.

AUNA Free Cash Flow

Q3 2023: $33MQ4 2023: $27MQ1 2024: $37MQ2 2024: $25MQ3 2024: $49MQ4 2024: $47MQ1 2025: $17MQ2 2025: $33MQ3 2025: $50MQ4 2025: $21MQ1 2026: $41MQ2 2026: $36M
Q3 2023: $33MQ4 2023: $27MQ1 2024: $37MQ2 2024: $25MQ3 2024: $49MQ4 2024: $47MQ1 2025: $17MQ2 2025: $33MQ3 2025: $50MQ4 2025: $21MQ1 2026: $41MQ2 2026: $36M
QuarterFree cash flowYoY
Q2 2026$35.9M+9.7%
Q1 2026$41.3M+146%
Q4 2025$20.6M-56%
Q3 2025$49.9M+1.5%
Q2 2025$32.7M+29%
Q1 2025$16.8M-55%
Q4 2024$47.1M+76%
Q3 2024$49.1M+50%

AUNA has the edge over UNH on cash flow, with more consistent year-over-year improvement.

UNH Free Cash Flow

Q4 2023: −$6.2BQ1 2024: $401MQ2 2024: $5.9BQ3 2024: $13BQ4 2024: $1.5BQ1 2025: $4.6BQ2 2025: $6.3BQ3 2025: $5.1BQ4 2025: $160MQ1 2026: $8.1BQ2 2026: $10.3BQ3 2026: $4.3B
Q4 2023: −$6.2BQ1 2024: $401MQ2 2024: $5.9BQ3 2024: $13BQ4 2024: $1.5BQ1 2025: $4.6BQ2 2025: $6.3BQ3 2025: $5.1BQ4 2025: $160MQ1 2026: $8.1BQ2 2026: $10.3BQ3 2026: $4.3B
QuarterFree cash flowYoY
Q3 2026$4.3B-16%
Q2 2026$10.3B+63%
Q1 2026$8.1B+79%
Q4 2025$160M-89%
Q3 2025$5.1B-61%
Q2 2025$6.3B+6.9%
Q1 2025$4.6B+1037%
Q4 2024$1.5B+$7.6B

UNH still generates free cash flow, though less than at its 2022 peak: $22.8B over the past year.

AUNA Total Shares

Q3 2023: 43MQ4 2023: 47MQ1 2024: 47MQ2 2024: 61MQ3 2024: 74MQ4 2024: 74MQ1 2025: 74MQ2 2025: 75MQ3 2025: 74MQ4 2025: 30MQ1 2026: 73MQ2 2026: 74M
Q3 2023: 43MQ4 2023: 47MQ1 2024: 47MQ2 2024: 61MQ3 2024: 74MQ4 2024: 74MQ1 2025: 74MQ2 2025: 75MQ3 2025: 74MQ4 2025: 30MQ1 2026: 73MQ2 2026: 74M
PeriodChange %Net change
Quarterly+1.7%+1.3M shares
1 year-0.7%-515K shares
3 years+69%+30.1M shares
5 years+70%+30.6M shares
Available history+104%+37.7M shares

AUNA has 74M diluted shares, down 0.7% from a year ago.

UNH Total Shares

Q4 2023: 938MQ1 2024: 922MQ2 2024: 928MQ3 2024: 930MQ4 2024: 929MQ1 2025: 918MQ2 2025: 910MQ3 2025: 908MQ4 2025: 911MQ1 2026: 910MQ2 2026: 906MQ3 2026: 902M
Q4 2023: 938MQ1 2024: 922MQ2 2024: 928MQ3 2024: 930MQ4 2024: 929MQ1 2025: 918MQ2 2025: 910MQ3 2025: 908MQ4 2025: 911MQ1 2026: 910MQ2 2026: 906MQ3 2026: 902M
PeriodChange %Net change
Quarterly-0.4%-4M shares
1 year-0.7%-6M shares
3 years-3.6%-34M shares
5 years-5.5%-53M shares
Available history-6.6%-64M shares

UNH has 902M diluted shares, down 0.7% from a year ago, with $5B in buybacks over the past year.

AUNA Net Leverage

Q3 2023: 3.4xQ4 2023: 5.0xQ1 2024: 4.9xQ2 2024: 5.3xQ3 2024: 4.3xQ4 2024: 4.3xQ1 2025: 4.3xQ2 2025: 3.9xQ3 2025: 4.0xQ4 2025: 4.0xQ1 2026: 4.3xQ2 2026: 4.6x
Q3 2023: 3.4xQ4 2023: 5.0xQ1 2024: 4.9xQ2 2024: 5.3xQ3 2024: 4.3xQ4 2024: 4.3xQ1 2025: 4.3xQ2 2025: 3.9xQ3 2025: 4.0xQ4 2025: 4.0xQ1 2026: 4.3xQ2 2026: 4.6x
QuarterNet LeverageStatus
Q2 20264.6xHigh
Q1 20264.3xHigh
Q4 20254.0xElevated
Q3 20254.0xHigh
Q2 20253.9xElevated
Q1 20254.3xHigh
Q4 20244.3xHigh
Q3 20244.3xHigh

AUNA's net debt is about 4.6 years of its operating earnings (EBITDA), up from 3.9 years a year ago.

UNH Net Leverage

Q4 2023: 1.0xQ1 2024: 1.3xQ2 2024: 1.4xQ3 2024: 1.3xQ4 2024: 1.4xQ1 2025: 1.3xQ2 2025: 1.5xQ3 2025: 1.7xQ4 2025: 2.3xQ1 2026: 2.2xQ2 2026: 1.7xQ3 2026: 1.7x
Q4 2023: 1.0xQ1 2024: 1.3xQ2 2024: 1.4xQ3 2024: 1.3xQ4 2024: 1.4xQ1 2025: 1.3xQ2 2025: 1.5xQ3 2025: 1.7xQ4 2025: 2.3xQ1 2026: 2.2xQ2 2026: 1.7xQ3 2026: 1.7x
QuarterNet LeverageStatus
Q3 20261.7xHealthy
Q2 20261.7xHealthy
Q1 20262.2xModerate
Q4 20252.3xModerate
Q3 20251.7xHealthy
Q2 20251.5xHealthy
Q1 20251.3xHealthy
Q4 20241.4xHealthy

UNH has the edge over AUNA on leverage, with a lower net debt burden relative to earnings.

AUNA Weekly Momentum

MetricValueStatus
RSI39.3Neutral
Stochastic12.5Oversold

AUNA's weekly RSI is 39 (neutral) and its Stochastic is 13 (oversold).

UNH Weekly Momentum

MetricValueStatus
RSI56.4Neutral
Stochastic60.0Neutral

UNH's weekly RSI is 56 (neutral) and its Stochastic is 60 (neutral).

AUNA PE vs Healthcare Sector

MetricAUNASector medianRelative
PEN/A26x—

AUNA has no meaningful PE right now: it lost money over the past year.

UNH PE vs Healthcare Sector

MetricUNHSector medianRelative
PE23x26x11% below
PE %472918 pts above

UNH is trading at 23x earnings, a 11% discount to the Healthcare sector's median of 26x.

AUNA Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$4.947.5% below
20 week MA$5.0810% below
50 week MA$5.049.3% below
100 week MA$5.8922% below

UNH has stronger trend alignment. AUNA is above 0 of 4 weekly averages versus UNH above 4 of 5.

UNH Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$394.22.8% above
20 week MA$400.51.2% above
50 week MA$361.212% above
100 week MA$376.07.8% above
200 week MA$446.69.3% below

UNH has bounced recently, but its long-term trend is still down: it's above its 8-, 20-, 50- and 100-week averages, but 9.3% below its 200-week average.

AUNA Yearly ROI

YearStart priceEnd priceROI
2024$9.60$6.85-29%
2025$6.85$4.60-33%
2026 YTD$4.60$4.57-0.7%

AUNA has finished every year since 2024 lower, and it's down 0.7% so far in 2026.

UNH Yearly ROI

YearStart priceEnd priceROI
2020$296.0$340.8+15%
2021$340.8$495.4+45%
2022$495.4$531.3+7.3%
2023$531.3$526.5-0.9%
2024$526.5$510.0-3.1%
2025$510.0$331.8-35%
2026 YTD$331.8$405.1+22%

UNH has the edge over AUNA on returns for 2026, with the stronger performance.

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