AUBN

Auburn National Bancorporation, Inc.

There isn't enough reported data to score AUBN yet.

JPM

JPMorgan Chase & Co.

57
Fundamentals65/ 100
Valuation38/ 100
Upside potential68/ 100
Risk potential10/ 100

JPM's fundamentals are strong, but it looks expensive: trading at 14x earnings, above its usual 12x. Analysts expect earnings growth.

AUBN Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

AUBN's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like AUBN.

JPM Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.

AUBN PE Valuation

CHEAPFAIREXPENSIVE33x67x100x134x
CHEAPFAIREXPENSIVE33x67x100x134x
LevelPEPriceVs current
Cheap10x$25.91-0.1%
Current10x$25.93—
Fair14x$34.22+32%
Expensive21x$53.36+106%

Historical ranges are pointers, not guarantees.

AUBN has the edge over JPM in the historical PE scenario, which offers more potential upside but is not a forecast.

JPM PE Valuation

CHEAPFAIREXPENSIVE5.0x10x15x20x
CHEAPFAIREXPENSIVE5.0x10x15x20x
LevelPEPriceVs current
Cheap9.7x$231-33%
Fair12x$287-16%
Current14x$343—
Forward14x$343—
Expensive15x$361+5.2%

Historical ranges are pointers, not guarantees.

JPM's PE is in its expensive range at 14.4x. If earnings grow as analysts expect, today's price would be 13.7x next year's earnings.

AUBN Forward outlook

There aren't enough analyst estimates for AUBN to show an outlook.

JPM Forward outlook

MetricOutlook
Stable
Growth
Growth
Improving
Limited
Moderate

Analysts expect earnings and revenue growth for JPM, with profitability improving.

AUBN Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $25.93 on Nov 12.

There is not enough scenario data to compare AUBN and JPM's risk to reward.

JPM Risk to reward

ScenarioChangePrice
Upside+20%$412.26
Downside-10%$310.03

Calculated from the latest close: $342.82 on Nov 12.

There is not enough scenario data to compare AUBN and JPM's risk to reward.

AUBN Earnings Per Share

Q4 2023: $0.40Q1 2024: $0.23Q2 2024: $0.18Q3 2024: $0.25Q4 2024: $1.84Q1 2025: $1.89Q2 2025: $1.91Q3 2025: $2.05Q4 2025: $2.08Q1 2026: $2.27Q2 2026: $2.41Q3 2026: $2.49
Q4 2023: $0.40Q1 2024: $0.23Q2 2024: $0.18Q3 2024: $0.25Q4 2024: $1.84Q1 2025: $1.89Q2 2025: $1.91Q3 2025: $2.05Q4 2025: $2.08Q1 2026: $2.27Q2 2026: $2.41Q3 2026: $2.49
QuarterTTM EPSYoY
Q3 2026$2.49+21%
Q2 2026$2.41+26%
Q1 2026$2.27+20%
Q4 2025$2.08+13%
Q3 2025$2.05+720%
Q2 2025$1.91+961%
Q1 2025$1.89+722%
Q4 2024$1.84+360%

AUBN has the edge over JPM on earnings, with stronger typical year-over-year growth.

JPM Earnings Per Share

Q4 2023: $16.23Q1 2024: $16.57Q2 2024: $17.94Q3 2024: $17.98Q4 2024: $19.75Q1 2025: $20.38Q2 2025: $19.50Q3 2025: $20.20Q4 2025: $20.02Q1 2026: $20.89Q2 2026: $23.35Q3 2026: $23.85Forward: $24.99
Q4 2023: $16.23Q1 2024: $16.57Q2 2024: $17.94Q3 2024: $17.98Q4 2024: $19.75Q1 2025: $20.38Q2 2025: $19.50Q3 2025: $20.20Q4 2025: $20.02Q1 2026: $20.89Q2 2026: $23.35Q3 2026: $23.85Forward: $24.99
QuarterTTM EPSYoY
Forward$24.99+4.8%
Q3 2026$23.85+18%
Q2 2026$23.35+20%
Q1 2026$20.89+2.5%
Q4 2025$20.02+1.4%
Q3 2025$20.20+12%
Q2 2025$19.50+8.7%
Q1 2025$20.38+23%
Q4 2024$19.75+22%

JPM's earnings per share have climbed steadily: $23.85 over the past year, up 18% from the year before, and higher year over year for 15 quarters in a row.

AUBN Quarterly Revenue

Q4 2023: $630,000Q1 2024: $8MQ2 2024: $8MQ3 2024: $8MQ4 2024: $8MQ1 2025: $8MQ2 2025: $8MQ3 2025: $8MQ4 2025: $8MQ1 2026: $9MQ2 2026: $9MQ3 2026: $9M
Q4 2023: $630,000Q1 2024: $8MQ2 2024: $8MQ3 2024: $8MQ4 2024: $8MQ1 2025: $8MQ2 2025: $8MQ3 2025: $8MQ4 2025: $8MQ1 2026: $9MQ2 2026: $9MQ3 2026: $9M
QuarterRevenueYoY
Q3 2026$9M+7%
Q2 2026$8.8M+7.8%
Q1 2026$8.6M+11%
Q4 2025$8.5M+8.4%
Q3 2025$8.4M+10%
Q2 2025$8.1M+6.9%
Q1 2025$7.8M+3.3%
Q4 2024$7.8M+1140%

AUBN's revenue has grown year over year for nine quarters in a row: $9M last quarter, up 7% from the same quarter a year ago.

JPM Quarterly Revenue

Q4 2023: $38.6BQ1 2024: $41.9BQ2 2024: $50.2BQ3 2024: $42.7BQ4 2024: $42.8BQ1 2025: $45.3BQ2 2025: $44.9BQ3 2025: $46.4BQ4 2025: $45.8BQ1 2026: $49.8BQ2 2026: $57.3BQ3 2026: $50.2B
Q4 2023: $38.6BQ1 2024: $41.9BQ2 2024: $50.2BQ3 2024: $42.7BQ4 2024: $42.8BQ1 2025: $45.3BQ2 2025: $44.9BQ3 2025: $46.4BQ4 2025: $45.8BQ1 2026: $49.8BQ2 2026: $57.3BQ3 2026: $50.2B
QuarterRevenueYoY
Q3 2026$50.2B+8.1%
Q2 2026$57.3B+28%
Q1 2026$49.8B+10%
Q4 2025$45.8B+7.1%
Q3 2025$46.4B+8.8%
Q2 2025$44.9B-11%
Q1 2025$45.3B+8.1%
Q4 2024$42.8B+11%

JPM's revenue has grown year over year for five quarters in a row: $50.2B last quarter, up 8.1% from the same quarter a year ago.

AUBN Free Cash Flow

Q4 2023: $1MQ1 2024: $3MQ2 2024: $3MQ3 2024: $2MQ4 2024: --Q1 2025: $3MQ2 2025: $2MQ3 2025: $4MQ4 2025: --Q1 2026: $3MQ2 2026: $2MQ3 2026: --
Q4 2023: $1MQ1 2024: $3MQ2 2024: $3MQ3 2024: $2MQ4 2024: --Q1 2025: $3MQ2 2025: $2MQ3 2025: $4MQ4 2025: --Q1 2026: $3MQ2 2026: $2MQ3 2026: --
QuarterFree cash flowYoY
Q2 2026$1.5M-29%
Q1 2026$2.5M-3.5%
Q3 2025$4.1M+117%
Q2 2025$2.1M-30%
Q1 2025$2.6M-15%
Q3 2024$1.9M-43%
Q2 2024$3M+23%
Q1 2024$3.1M-37%

AUBN has the stronger cash trend. Its trailing FCF is down 9.6% versus its history, compared with JPM at down 229%.

JPM Free Cash Flow

Q4 2023: $60.2BQ1 2024: −$154BQ2 2024: $38.5BQ3 2024: −$74.1BQ4 2024: $148BQ1 2025: −$252BQ2 2025: $29.5BQ3 2025: −$45.2BQ4 2025: $120BQ1 2026: −$212BQ2 2026: −$25.3BQ3 2026: $33.2B
Q4 2023: $60.2BQ1 2024: −$154BQ2 2024: $38.5BQ3 2024: −$74.1BQ4 2024: $148BQ1 2025: −$252BQ2 2025: $29.5BQ3 2025: −$45.2BQ4 2025: $120BQ1 2026: −$212BQ2 2026: −$25.3BQ3 2026: $33.2B
QuarterFree cash flowYoY
Q3 2026$33.2B+$78.4B
Q2 2026-$25.3B-186%
Q1 2026-$211.8B+$40.1B
Q4 2025$119.7B-19%
Q3 2025-$45.2B+$28.9B
Q2 2025$29.5B-23%
Q1 2025-$251.8B-$97.7B
Q4 2024$147.8B+145%

JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.

AUBN Total Shares

Q4 2023: 3MQ1 2024: 3MQ2 2024: 3MQ3 2024: 3MQ4 2024: 3MQ1 2025: 3MQ2 2025: 3MQ3 2025: 3MQ4 2025: 3MQ1 2026: 3MQ2 2026: 3MQ3 2026: 3M
Q4 2023: 3MQ1 2024: 3MQ2 2024: 3MQ3 2024: 3MQ4 2024: 3MQ1 2025: 3MQ2 2025: 3MQ3 2025: 3MQ4 2025: 3MQ1 2026: 3MQ2 2026: 3MQ3 2026: 3M
PeriodChange %Net change
Quarterly-0.2%-6.9K shares
1 year-0.3%-10.8K shares
3 years-0.3%-11.2K shares
5 years-1.2%-42.4K shares
Available history-3%-108K shares

AUBN has 3M diluted shares, about the same as a year ago.

JPM Total Shares

Q4 2023: 2.9BQ1 2024: 2.9BQ2 2024: 2.9BQ3 2024: 2.9BQ4 2024: 2.9BQ1 2025: 2.8BQ2 2025: 2.8BQ3 2025: 2.8BQ4 2025: 2.8BQ1 2026: 2.7BQ2 2026: 2.7BQ3 2026: 2.7B
Q4 2023: 2.9BQ1 2024: 2.9BQ2 2024: 2.9BQ3 2024: 2.9BQ4 2024: 2.9BQ1 2025: 2.8BQ2 2025: 2.8BQ3 2025: 2.8BQ4 2025: 2.8BQ1 2026: 2.7BQ2 2026: 2.7BQ3 2026: 2.7B
PeriodChange %Net change
Quarterly-0.4%-11.2M shares
1 year-3.1%-84.6M shares
3 years-8.5%-249M shares
5 years-11%-322M shares
Available history-17%-547M shares

JPM has the edge over AUBN on shareholder dilution, with a more favorable share count trend.

AUBN Net Leverage

Q4 2023: -11.7xQ1 2024: -11.3xQ2 2024: -15.9xQ3 2024: -10.5xQ4 2024: -1.5xQ1 2025: -2.1xQ2 2025: -1.7xQ3 2025: -1.3xQ4 2025: -2.0xQ1 2026: -1.1xQ2 2026: -1.6xQ3 2026: -1.3x
Q4 2023: -11.7xQ1 2024: -11.3xQ2 2024: -15.9xQ3 2024: -10.5xQ4 2024: -1.5xQ1 2025: -2.1xQ2 2025: -1.7xQ3 2025: -1.3xQ4 2025: -2.0xQ1 2026: -1.1xQ2 2026: -1.6xQ3 2026: -1.3x
QuarterNet LeverageStatus
Q3 2026-1.3xNet Cash
Q2 2026-1.6xNet Cash
Q1 2026-1.1xNet Cash
Q4 2025-2.0xNet Cash
Q3 2025-1.3xNet Cash
Q2 2025-1.7xNet Cash
Q1 2025-2.1xNet Cash
Q4 2024-1.5xNet Cash

AUBN has the edge over JPM on leverage, with a lower net debt burden relative to earnings.

JPM Net Leverage

Q4 2023: 0.2xQ1 2024: 0.3xQ2 2024: 0.3xQ3 2024: 0.4xQ4 2024: 0.4xQ1 2025: 0.5xQ2 2025: 0.5xQ3 2025: 0.6xQ4 2025: 0.5xQ1 2026: 0.6xQ2 2026: 0.5xQ3 2026: 0.5x
Q4 2023: 0.2xQ1 2024: 0.3xQ2 2024: 0.3xQ3 2024: 0.4xQ4 2024: 0.4xQ1 2025: 0.5xQ2 2025: 0.5xQ3 2025: 0.6xQ4 2025: 0.5xQ1 2026: 0.6xQ2 2026: 0.5xQ3 2026: 0.5x
QuarterNet LeverageStatus
Q3 20260.5xVery low
Q2 20260.5xVery low
Q1 20260.6xVery low
Q4 20250.5xVery low
Q3 20250.6xVery low
Q2 20250.5xVery low
Q1 20250.5xVery low
Q4 20240.4xVery low

JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.

AUBN Weekly Momentum

MetricValueStatus
RSI48.5Neutral
Stochastic53.4Neutral

AUBN's weekly RSI is 49 (neutral) and its Stochastic is 53 (neutral).

JPM Weekly Momentum

MetricValueStatus
RSI54.8Neutral
Stochastic31.5Neutral

JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).

AUBN PE vs Financial Services Sector

MetricAUBNSector medianRelative
PE10x13x20% below
PE %176346 pts below

AUBN has the edge over JPM on valuation relative to its sector.

JPM PE vs Financial Services Sector

MetricJPMSector medianRelative
PE14x13x10% above
PE %766313 pts above

JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.

AUBN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$26.41.9% below
20 week MA$26.62.5% below
50 week MA$25.51.6% above
100 week MA$24.55.9% above
200 week MA$22.714% above

AUBN has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 14% above its 200-week average.

JPM Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$336.81.8% above
20 week MA$345.30.7% below
50 week MA$323.26.1% above
100 week MA$298.915% above
200 week MA$236.645% above

JPM has the edge over AUBN on trend strength, trading above more of its moving averages.

AUBN Yearly ROI

YearStart priceEnd priceROI
2020$53.8$42.6-21%
2021$42.6$32.1-24%
2022$32.1$23.3-27%
2023$23.3$21.3-8.7%
2024$21.3$23.9+12%
2025$23.9$27.0+13%
2026 YTD$27.0$25.9-3.8%

AUBN has finished lower in four of the last six years. It's down 3.8% so far in 2026.

JPM Yearly ROI

YearStart priceEnd priceROI
2020$139.1$124.5-11%
2021$124.5$157.3+26%
2022$157.3$131.3-17%
2023$131.3$170.1+30%
2024$170.1$241.2+42%
2025$241.2$327.9+36%
2026 YTD$327.9$342.8+4.5%

JPM has the edge over AUBN on returns for 2026, with the stronger performance.

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