AUB

Atlantic Union Bankshares Corporation

68
Fundamentals82/ 100
Valuation61/ 100
Upside potential65/ 100
Risk potential14/ 100

AUB has the edge over BLK overall, supported by stronger valuation and stronger fundamentals.

BLK

BlackRock, Inc.

50
Fundamentals63/ 100
Valuation31/ 100
Upside potential50/ 100
Risk potential15/ 100

BLK trails on the overall score without a compensating advantage in the available component scores.

AUB Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

AUB's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like AUB.

BLK Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.

AUB PE Valuation

CHEAPFAIREXPENSIVE5.6x11x17x22x
CHEAPFAIREXPENSIVE5.6x11x17x22x
LevelPEPriceVs current
Forward9.9x$39.49—
Cheap11x$39.88+1%
Current11x$39.49—
Fair13x$47.62+21%
Expensive17x$62.29+58%

Historical ranges are pointers, not guarantees.

AUB has the edge over BLK in the historical PE scenario, which offers more potential upside but is not a forecast.

BLK PE Valuation

CHEAPFAIREXPENSIVE7.8x16x23x31x
CHEAPFAIREXPENSIVE7.8x16x23x31x
LevelPEPriceVs current
Cheap19x$848-30%
Fair22x$973-20%
Expensive26x$1,149-5.5%
Current28x$1,217—

Historical ranges are pointers, not guarantees.

BLK's PE is in its expensive range at 28x.

AUB Forward outlook

MetricOutlook
Improving
Growth
Stable
Strongly improving
Limited
High

Analysts expect AUB's earnings to grow and its profitability to improve, with its revenue holding steady.

BLK Forward outlook

There aren't enough analyst estimates for BLK to show an outlook.

AUB Risk to reward

ScenarioChangePrice
Upside+26%$49.59
Downside-14%$33.97

Calculated from the latest close: $39.49 on Nov 12.

AUB has a better modeled risk to reward balance than BLK, with more potential upside and less potential downside.

BLK Risk to reward

ScenarioChangePrice
Upside+14%$1,392.25
Downside-15%$1,038.38

Calculated from the latest close: $1,216.61 on Nov 12.

BLK trails AUB on modeled risk to reward, with less potential upside and more potential downside.

AUB Earnings Per Share

Q4 2023: $2.53Q1 2024: $2.71Q2 2024: $2.26Q3 2024: $2.40Q4 2024: $2.24Q1 2025: $2.14Q2 2025: $2.01Q3 2025: $1.82Q4 2025: $2.03Q1 2026: $2.35Q2 2026: $3.34Q3 2026: $3.65Forward: $3.99
Q4 2023: $2.53Q1 2024: $2.71Q2 2024: $2.26Q3 2024: $2.40Q4 2024: $2.24Q1 2025: $2.14Q2 2025: $2.01Q3 2025: $1.82Q4 2025: $2.03Q1 2026: $2.35Q2 2026: $3.34Q3 2026: $3.65Forward: $3.99
QuarterTTM EPSYoY
Forward$3.99+9.2%
Q3 2026$3.65+101%
Q2 2026$3.34+66%
Q1 2026$2.35+9.8%
Q4 2025$2.03-9.4%
Q3 2025$1.82-24%
Q2 2025$2.01-11%
Q1 2025$2.14-21%
Q4 2024$2.24-11%

AUB earned $3.65 per share over the past year, up 101% from the year before.

BLK Earnings Per Share

Q4 2023: $36.51Q1 2024: $39.35Q2 2024: $40.28Q3 2024: $40.52Q4 2024: $42.53Q1 2025: $41.69Q2 2025: $41.89Q3 2025: $39.42Q4 2025: $35.31Q1 2026: $39.73Q2 2026: $41.73Q3 2026: $43.87
Q4 2023: $36.51Q1 2024: $39.35Q2 2024: $40.28Q3 2024: $40.52Q4 2024: $42.53Q1 2025: $41.69Q2 2025: $41.89Q3 2025: $39.42Q4 2025: $35.31Q1 2026: $39.73Q2 2026: $41.73Q3 2026: $43.87
QuarterTTM EPSYoY
Q3 2026$43.87+11%
Q2 2026$41.73-0.4%
Q1 2026$39.73-4.7%
Q4 2025$35.31-17%
Q3 2025$39.42-2.7%
Q2 2025$41.89+4%
Q1 2025$41.69+5.9%
Q4 2024$42.53+16%

BLK has the edge over AUB on earnings, with more consistent year-over-year improvement.

AUB Quarterly Revenue

Q4 2023: $184MQ1 2024: $173MQ2 2024: $208MQ3 2024: $217MQ4 2024: $218MQ1 2025: $213MQ2 2025: $403MQ3 2025: $371MQ4 2025: $387MQ1 2026: $367MQ2 2026: $415MQ3 2026: $383M
Q4 2023: $184MQ1 2024: $173MQ2 2024: $208MQ3 2024: $217MQ4 2024: $218MQ1 2025: $213MQ2 2025: $403MQ3 2025: $371MQ4 2025: $387MQ1 2026: $367MQ2 2026: $415MQ3 2026: $383M
QuarterRevenueYoY
Q3 2026$383.2M+3.3%
Q2 2026$415.4M+3.1%
Q1 2026$367.2M+72%
Q4 2025$387.2M+77%
Q3 2025$371M+71%
Q2 2025$402.9M+93%
Q1 2025$213.3M+23%
Q4 2024$218.5M+19%

AUB has the edge over BLK on sales, with stronger typical year-over-year growth.

BLK Quarterly Revenue

Q4 2023: $4.6BQ1 2024: $4.7BQ2 2024: $4.8BQ3 2024: $5.2BQ4 2024: $5.7BQ1 2025: $5.3BQ2 2025: $5.4BQ3 2025: $6.5BQ4 2025: $7BQ1 2026: $6.7BQ2 2026: $7.1BQ3 2026: $7.8B
Q4 2023: $4.6BQ1 2024: $4.7BQ2 2024: $4.8BQ3 2024: $5.2BQ4 2024: $5.7BQ1 2025: $5.3BQ2 2025: $5.4BQ3 2025: $6.5BQ4 2025: $7BQ1 2026: $6.7BQ2 2026: $7.1BQ3 2026: $7.8B
QuarterRevenueYoY
Q3 2026$7.8B+19%
Q2 2026$7.1B+31%
Q1 2026$6.7B+27%
Q4 2025$7B+23%
Q3 2025$6.5B+25%
Q2 2025$5.4B+13%
Q1 2025$5.3B+12%
Q4 2024$5.7B+23%

BLK's revenue has grown year over year for 13 quarters in a row: $7.8B last quarter, up 19% from the same quarter a year ago.

AUB Free Cash Flow

Q4 2023: $48MQ1 2024: $57MQ2 2024: $86MQ3 2024: $68MQ4 2024: $98MQ1 2025: $62MQ2 2025: $1.9BQ3 2025: $157MQ4 2025: $114MQ1 2026: $127MQ2 2026: $150MQ3 2026: $182M
Q4 2023: $48MQ1 2024: $57MQ2 2024: $86MQ3 2024: $68MQ4 2024: $98MQ1 2025: $62MQ2 2025: $1.9BQ3 2025: $157MQ4 2025: $114MQ1 2026: $127MQ2 2026: $150MQ3 2026: $182M
QuarterFree cash flowYoY
Q3 2026$182.5M+16%
Q2 2026$150.2M-92%
Q1 2026$127.3M+105%
Q4 2025$114.5M+16%
Q3 2025$156.9M+132%
Q2 2025$1.9B+2123%
Q1 2025$62M+8.8%
Q4 2024$98.3M+103%

AUB has the edge over BLK on cash flow, with more consistent year-over-year improvement.

BLK Free Cash Flow

Q4 2023: $1.9BQ1 2024: −$472MQ2 2024: $1.4BQ3 2024: --Q4 2024: $2.5BQ1 2025: −$1.2BQ2 2025: $1.3BQ3 2025: $1.3BQ4 2025: $2.1BQ1 2026: −$1.1BQ2 2026: $1.1BQ3 2026: $2.6B
Q4 2023: $1.9BQ1 2024: −$472MQ2 2024: $1.4BQ3 2024: --Q4 2024: $2.5BQ1 2025: −$1.2BQ2 2025: $1.3BQ3 2025: $1.3BQ4 2025: $2.1BQ1 2026: −$1.1BQ2 2026: $1.1BQ3 2026: $2.6B
QuarterFree cash flowYoY
Q3 2026$2.6B+95%
Q2 2026$1.1B-12%
Q1 2026-$1.1B+$120M
Q4 2025$2.1B-15%
Q2 2025$1.3B-6.1%
Q1 2025-$1.2B-$734M
Q4 2024$2.5B+35%
Q2 2024$1.4B+47%

BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.

AUB Total Shares

Q4 2023: 75MQ1 2024: 75MQ2 2024: 90MQ3 2024: 90MQ4 2024: 88MQ1 2025: 90MQ2 2025: 142MQ3 2025: 142MQ4 2025: 129MQ1 2026: 142MQ2 2026: 142MQ3 2026: 142M
Q4 2023: 75MQ1 2024: 75MQ2 2024: 90MQ3 2024: 90MQ4 2024: 88MQ1 2025: 90MQ2 2025: 142MQ3 2025: 142MQ4 2025: 129MQ1 2026: 142MQ2 2026: 142MQ3 2026: 142M
PeriodChange %Net change
Quarterly-0.5%-679K shares
1 year-0.2%-345K shares
3 years+89%+66.6M shares
5 years+86%+65.3M shares
Available history+76%+61.4M shares

AUB has 142M diluted shares, about the same as a year ago.

BLK Total Shares

Q4 2023: 150MQ1 2024: 150MQ2 2024: 150MQ3 2024: 150MQ4 2024: 152MQ1 2025: 157MQ2 2025: 156MQ3 2025: 165MQ4 2025: 161MQ1 2026: 165MQ2 2026: 165MQ3 2026: 165M
Q4 2023: 150MQ1 2024: 150MQ2 2024: 150MQ3 2024: 150MQ4 2024: 152MQ1 2025: 157MQ2 2025: 156MQ3 2025: 165MQ4 2025: 161MQ1 2026: 165MQ2 2026: 165MQ3 2026: 165M
PeriodChange %Net change
Quarterly-0.1%-148K shares
1 year-0.4%-677K shares
3 years+9.3%+14M shares
5 years+6.2%+9.6M shares
Available history+4.4%+7M shares

BLK has the edge over AUB on shareholder dilution, with a more favorable share count trend.

AUB Net Leverage

Q4 2023: 3.6xQ1 2024: 2.4xQ2 2024: 3.0xQ3 2024: 1.1xQ4 2024: 0.6xQ1 2025: 0.1xQ2 2025: -2.4xQ3 2025: 0.2xQ4 2025: 1.3xQ1 2026: 1.0xQ2 2026: 1.3xQ3 2026: 1.2x
Q4 2023: 3.6xQ1 2024: 2.4xQ2 2024: 3.0xQ3 2024: 1.1xQ4 2024: 0.6xQ1 2025: 0.1xQ2 2025: -2.4xQ3 2025: 0.2xQ4 2025: 1.3xQ1 2026: 1.0xQ2 2026: 1.3xQ3 2026: 1.2x
QuarterNet LeverageStatus
Q3 20261.2xHealthy
Q2 20261.3xHealthy
Q1 20261.0xHealthy
Q4 20251.3xHealthy
Q3 20250.2xVery low
Q2 2025-2.4xNet Cash
Q1 20250.1xVery low
Q4 20240.6xVery low

AUB's net debt is about 1.2 years of its operating earnings (EBITDA), up from less than a year a year ago. Net leverage isn't a meaningful measure for financial services companies like AUB.

BLK Net Leverage

Q4 2023: 0.1xQ1 2024: 0.3xQ2 2024: 0.2xQ3 2025: 0.3xQ4 2025: 0.2xQ1 2026: 0.3xQ2 2026: 0.2xQ3 2026: -0.0x
Q4 2023: 0.1xQ1 2024: 0.3xQ2 2024: 0.2xQ3 2025: 0.3xQ4 2025: 0.2xQ1 2026: 0.3xQ2 2026: 0.2xQ3 2026: -0.0x
QuarterNet LeverageStatus
Q3 2026-0.0xNet Cash
Q2 20260.2xVery low
Q1 20260.3xVery low
Q4 20250.2xVery low
Q3 20250.3xVery low
Q2 20240.2xVery low
Q1 20240.3xVery low
Q4 20230.1xVery low

BLK has the edge over AUB on leverage, with a lower net debt burden relative to earnings.

AUB Weekly Momentum

MetricValueStatus
RSI50.5Neutral
Stochastic38.8Neutral

AUB's weekly RSI is 50 (neutral) and its Stochastic is 39 (neutral).

BLK Weekly Momentum

MetricValueStatus
RSI64.5Neutral
Stochastic79.0Neutral

BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).

AUB PE vs Financial Services Sector

MetricAUBSector medianRelative
PE11x13x17% below
PE %136350 pts below

AUB has the edge over BLK on valuation relative to its sector.

BLK PE vs Financial Services Sector

MetricBLKSector medianRelative
PE28x13x113% above
PE %976334 pts above

BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.

AUB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$38.91.4% above
20 week MA$40.52.4% below
50 week MA$38.81.9% above
100 week MA$35.910% above
200 week MA$34.813% above

AUB's trend is mixed: it's above four of its five weekly moving averages, and 13% above its 200-week average.

BLK Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$1,128.07.9% above
20 week MA$1,108.99.7% above
50 week MA$1,071.614% above
100 week MA$1,051.116% above
200 week MA$914.133% above

BLK has the edge over AUB on trend strength, trading above more of its moving averages.

AUB Yearly ROI

YearStart priceEnd priceROI
2020$37.9$32.9-13%
2021$32.9$37.4+14%
2022$37.4$34.9-6.7%
2023$34.9$36.5+4.6%
2024$36.5$38.1+4.2%
2025$38.1$36.4-4.4%
2026 YTD$36.4$39.5+8.5%

AUB has finished lower in three of the last six years. It's up 8.5% so far in 2026.

BLK Yearly ROI

YearStart priceEnd priceROI
2020$503.0$707.2+41%
2021$707.2$913.9+29%
2022$913.9$703.9-23%
2023$703.9$811.8+15%
2024$811.8$1,044.2+29%
2025$1,044.2$1,088.1+4.2%
2026 YTD$1,088.1$1,216.6+12%

BLK has the edge over AUB on returns for 2026, with the stronger performance.

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