ASRV
AmeriServ Financial, Inc.
There isn't enough reported data to score ASRV yet.
GS
The Goldman Sachs Group, Inc.
GS's fundamentals are strong: revenue grew 19% and its operating margin rose 4 points to 40%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
ASRV Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
ASRV's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like ASRV.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
ASRV PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.6x | $4.39 | -7.2% |
| Current | 9.3x | $4.73 | — |
| Fair | 11x | $5.51 | +17% |
| Expensive | 14x | $6.89 | +46% |
Historical ranges are pointers, not guarantees.
ASRV has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
ASRV Forward outlook
There aren't enough analyst estimates for ASRV to show an outlook.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
ASRV Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $0.51 | +132% |
| Q1 2026 | $0.33 | +50% |
| Q4 2025 | $0.34 | +62% |
| Q3 2025 | $0.30 | +$0.45 |
| Q2 2025 | $0.22 | +$0.40 |
| Q1 2025 | $0.22 | +$0.39 |
| Q4 2024 | $0.21 | +$0.40 |
| Q3 2024 | -$0.15 | -183% |
ASRV earned $0.51 per share over the past year, up 132% from the year before.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over ASRV on earnings, with more consistent year-over-year improvement.
ASRV Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $22.7M | +4% |
| Q1 2026 | $21.5M | +1.5% |
| Q4 2025 | $15.3M | +9.4% |
| Q3 2025 | $22.9M | +9.4% |
| Q2 2025 | $21.8M | +4.3% |
| Q1 2025 | $21.1M | +54% |
| Q4 2024 | $14M | +23% |
| Q3 2024 | $20.9M | +60% |
ASRV's revenue has grown year over year for nine quarters in a row: $23M last quarter, up 4% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 15% | +17 points |
| Q1 2026 | 10% | -0.9 points |
| Q4 2025 | 11% | +3.3 points |
| Q3 2025 | 13% | +6.7 points |
| Q2 2025 | -1.6% | +0.7 points |
| Q1 2025 | 11% | -6.1 points |
| Q4 2024 | 7.7% | +68 points |
| Q3 2024 | 6.8% | +0.9 points |
ASRV's operating margin was 15% last quarter, up 17 points from the same quarter a year ago.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS has the edge over ASRV on profitability, with a higher operating margin.
ASRV Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | -$1.1M | -$1.1M |
| Q1 2026 | $356K | -41% |
| Q3 2025 | $1.4M | +$2.4M |
| Q2 2025 | -$62K | -105% |
| Q1 2025 | $599K | +$3.4M |
| Q4 2024 | $3.6M | +388% |
| Q3 2024 | -$1M | -145% |
| Q2 2024 | $1.2M | +159% |
ASRV has the stronger cash trend. Its trailing FCF is down 81% versus its history, compared with GS at down 278%.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
ASRV Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +37.5K shares |
| 1 year | +2.7% | +447K shares |
| 3 years | -1.1% | -181K shares |
| 5 years | -1% | -165K shares |
| Available history | -2.3% | -394K shares |
ASRV has 17M diluted shares, up 2.7% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2024 | — |
| Q3 2024 | — |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | $151,000 |
| Q4 2019 | $384,000 |
| Q3 2019 | $1M |
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over ASRV on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
ASRV Net Leverage
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.
ASRV Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 57.6 | Neutral |
| Stochastic | 55.0 | Neutral |
ASRV's weekly RSI is 58 (neutral) and its Stochastic is 55 (neutral).
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
ASRV PE vs Financial Services Sector
| Metric | ASRV | Sector median | Relative |
|---|---|---|---|
| PE | 9.3x | 13x | 29% below |
| PE % | 28 | 63 | 35 pts below |
ASRV has the edge over GS on valuation relative to its sector.
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
ASRV Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $4.68 | 1.1% above |
| 20 week MA | $4.62 | 2.4% above |
| 50 week MA | $4.02 | 18% above |
| 100 week MA | $3.40 | 39% above |
| 200 week MA | $3.14 | 51% above |
ASRV has the edge over GS on trend strength, trading above more of its moving averages.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
ASRV Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $4.24 | $3.30 | -22% |
| 2021 | $3.30 | $3.85 | +17% |
| 2022 | $3.85 | $3.99 | +3.6% |
| 2023 | $3.99 | $3.24 | -19% |
| 2024 | $3.24 | $2.58 | -20% |
| 2025 | $2.58 | $3.17 | +23% |
| 2026 YTD | $3.17 | $4.73 | +49% |
ASRV has the edge over GS on returns for 2026, with the stronger performance.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.