ASRV

AmeriServ Financial, Inc.

There isn't enough reported data to score ASRV yet.

COIN

Coinbase Global, Inc.

There isn't enough reported data to score COIN yet.

ASRV Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

ASRV's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like ASRV.

COIN Fundamentals

MetricStatus
Weak
Under pressure
N/A
N/A

COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.

ASRV PE Valuation

CHEAPFAIREXPENSIVE4.7x9.4x14x19x
CHEAPFAIREXPENSIVE4.7x9.4x14x19x
LevelPEPriceVs current
Cheap8.6x$4.39-7.2%
Current9.3x$4.73โ€”
Fair11x$5.51+17%
Expensive14x$6.89+46%

Historical ranges are pointers, not guarantees.

ASRV's PE is 9.3x, but its earnings don't support one, so it isn't a reliable read right now.

COIN PE Valuation

COIN has no meaningful PE right now: it lost money over the past year.

ASRV Forward outlook

There aren't enough analyst estimates for ASRV to show an outlook.

COIN Forward outlook

MetricOutlook
--
Strong growth
Stable
Strongly improving
Moderate
Low

Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

ASRV Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $4.73 on Nov 12.

There is not enough scenario data to compare ASRV and COIN's risk to reward.

COIN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $130.67 on Nov 12.

There is not enough scenario data to compare ASRV and COIN's risk to reward.

ASRV Earnings Per Share

Q3 2023: $0.18Q4 2023: $-0.19Q1 2024: $-0.17Q2 2024: $-0.18Q3 2024: $-0.15Q4 2024: $0.21Q1 2025: $0.22Q2 2025: $0.22Q3 2025: $0.30Q4 2025: $0.34Q1 2026: $0.33Q2 2026: $0.51
Q3 2023: $0.18Q4 2023: $-0.19Q1 2024: $-0.17Q2 2024: $-0.18Q3 2024: $-0.15Q4 2024: $0.21Q1 2025: $0.22Q2 2025: $0.22Q3 2025: $0.30Q4 2025: $0.34Q1 2026: $0.33Q2 2026: $0.51
QuarterTTM EPSYoY
Q2 2026$0.51+132%
Q1 2026$0.33+50%
Q4 2025$0.34+62%
Q3 2025$0.30+$0.45
Q2 2025$0.22+$0.40
Q1 2025$0.22+$0.39
Q4 2024$0.21+$0.40
Q3 2024-$0.15-183%

ASRV has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.

COIN Earnings Per Share

Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
QuarterTTM EPSYoY
Forward$1.36โ€”
Q3 2026-$2.77-124%
Q2 2026-$3.78-137%
Q1 2026$2.72-49%
Q4 2025$4.45-53%
Q3 2025$11.54+94%
Q2 2025$10.32+82%
Q1 2025$5.32+4.1%
Q4 2024$9.48+2462%

COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.

ASRV Quarterly Revenue

Q3 2023: $13MQ4 2023: $11MQ1 2024: $14MQ2 2024: $21MQ3 2024: $21MQ4 2024: $14MQ1 2025: $21MQ2 2025: $22MQ3 2025: $23MQ4 2025: $15MQ1 2026: $21MQ2 2026: $23M
Q3 2023: $13MQ4 2023: $11MQ1 2024: $14MQ2 2024: $21MQ3 2024: $21MQ4 2024: $14MQ1 2025: $21MQ2 2025: $22MQ3 2025: $23MQ4 2025: $15MQ1 2026: $21MQ2 2026: $23M
QuarterRevenueYoY
Q2 2026$22.7M+4%
Q1 2026$21.5M+1.5%
Q4 2025$15.3M+9.4%
Q3 2025$22.9M+9.4%
Q2 2025$21.8M+4.3%
Q1 2025$21.1M+54%
Q4 2024$14M+23%
Q3 2024$20.9M+60%

ASRV has the edge over COIN on sales, with more consistent year-over-year improvement.

COIN Quarterly Revenue

Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
QuarterRevenueYoY
Q3 2026$1.2B-35%
Q2 2026$1.2B-19%
Q1 2026$1.4B-31%
Q4 2025$1.8B-22%
Q3 2025$1.9B+55%
Q2 2025$1.5B+3.3%
Q1 2025$2B+24%
Q4 2024$2.3B+138%

COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.

ASRV Free Cash Flow

Q3 2023: $2MQ4 2023: $739,000Q1 2024: โˆ’$3MQ2 2024: $1MQ3 2024: โˆ’$1MQ4 2024: $4MQ1 2025: $599,000Q2 2025: โˆ’$62,000Q3 2025: $1MQ4 2025: --Q1 2026: $356,000Q2 2026: โˆ’$1M
Q3 2023: $2MQ4 2023: $739,000Q1 2024: โˆ’$3MQ2 2024: $1MQ3 2024: โˆ’$1MQ4 2024: $4MQ1 2025: $599,000Q2 2025: โˆ’$62,000Q3 2025: $1MQ4 2025: --Q1 2026: $356,000Q2 2026: โˆ’$1M
QuarterFree cash flowYoY
Q2 2026-$1.1M-$1.1M
Q1 2026$356K-41%
Q3 2025$1.4M+$2.4M
Q2 2025-$62K-105%
Q1 2025$599K+$3.4M
Q4 2024$3.6M+388%
Q3 2024-$1M-145%
Q2 2024$1.2M+159%

COIN has the stronger cash trend. Its trailing FCF is up 35% versus its history, compared with ASRV at down 81%.

COIN Free Cash Flow

Q4 2023: โˆ’$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: โˆ’$183MQ2 2025: $328MQ3 2025: โˆ’$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
Q4 2023: โˆ’$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: โˆ’$183MQ2 2025: $328MQ3 2025: โˆ’$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
QuarterFree cash flowYoY
Q3 2026$405.5M+$1.2B
Q2 2026$197.3M-40%
Q1 2026$182.7M+$365.5M
Q4 2025$3.1B+218%
Q3 2025-$784.5M-213%
Q2 2025$328.5M-32%
Q1 2025-$182.7M-144%
Q4 2024$964.6M+$969.8M

COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.

ASRV Total Shares

Q3 2023: 17MQ4 2023: 17MQ1 2024: 17MQ2 2024: 17MQ3 2024: 17MQ4 2024: 17MQ1 2025: 17MQ2 2025: 17MQ3 2025: 17MQ4 2025: 17MQ1 2026: 17MQ2 2026: 17M
Q3 2023: 17MQ4 2023: 17MQ1 2024: 17MQ2 2024: 17MQ3 2024: 17MQ4 2024: 17MQ1 2025: 17MQ2 2025: 17MQ3 2025: 17MQ4 2025: 17MQ1 2026: 17MQ2 2026: 17M
PeriodChange %Net change
Quarterly+0.2%+37.5K shares
1 year+2.7%+447K shares
3 years-1.1%-181K shares
5 years-1%-165K shares
Available history-2.3%-394K shares

ASRV has 17M diluted shares, up 2.7% from a year ago.

COIN Total Shares

Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
PeriodChange %Net change
Quarterly+9.3%+24.6M shares
1 year-1.4%-4M shares
3 years+21%+50.7M shares
5 years+15%+37.4M shares
Available history+330%+221M shares

COIN has the edge over ASRV on shareholder dilution, with a more favorable share count trend.

ASRV Net Leverage

COIN Net Leverage

Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
QuarterNet LeverageStatus
Q3 2026-4.4xNet Cash
Q2 2026-2.5xNet Cash
Q1 2026-2.8xNet Cash
Q4 2025-2.3xNet Cash
Q3 2025-0.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.8xNet Cash

COIN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like COIN.

ASRV Weekly Momentum

MetricValueStatus
RSI57.6Neutral
Stochastic55.0Neutral

ASRV's weekly RSI is 58 (neutral) and its Stochastic is 55 (neutral).

COIN Weekly Momentum

MetricValueStatus
RSI35.3Neutral
Stochastic5.0Oversold

COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).

ASRV PE vs Financial Services Sector

MetricASRVSector medianRelative
PE9.3x13x29% below
PE %286335 pts below

ASRV is trading at 9.3x earnings, a 29% discount to the Financial Services sector's median of 13x, though its earnings don't support one.

COIN PE vs Financial Services Sector

MetricCOINSector medianRelative
PEN/A13xโ€”

COIN has no meaningful PE right now: it lost money over the past year.

ASRV Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$4.681.1% above
20 week MA$4.622.4% above
50 week MA$4.0218% above
100 week MA$3.4039% above
200 week MA$3.1451% above

ASRV has the edge over COIN on trend strength, trading above more of its moving averages.

COIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$163.020% below
20 week MA$165.621% below
50 week MA$184.429% below
100 week MA$232.844% below
200 week MA$190.331% below

COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

ASRV Yearly ROI

YearStart priceEnd priceROI
2020$4.24$3.30-22%
2021$3.30$3.85+17%
2022$3.85$3.99+3.6%
2023$3.99$3.24-19%
2024$3.24$2.58-20%
2025$2.58$3.17+23%
2026 YTD$3.17$4.73+49%

ASRV has the edge over COIN on returns for 2026, with the stronger performance.

COIN Yearly ROI

YearStart priceEnd priceROI
2021$342.0$268.2-22%
2022$268.2$35.5-87%
2023$35.5$173.9+390%
2024$173.9$265.7+53%
2025$265.7$236.9-11%
2026 YTD$236.9$130.7-45%

COIN's yearly returns have swung widely, from +390% in 2023 to โˆ’87% in 2022. It's down 45% so far in 2026.

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