AMD
Advanced Micro Devices, Inc.
AMD has the edge over OPFI overall, supported by stronger fundamentals and stronger modeled upside.
OPFI
OppFi Inc.
OPFI offers stronger valuation, but that advantage does not outweigh its weaker overall profile.
AMD Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
AMD's revenue, profitability, cash flow and balance sheet are all currently strong.
OPFI Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Strong | |
| Strong | |
| Stable |
OPFI's profitability and cash flow are currently strong, and its balance sheet is stable, but its revenue is under pressure.
AMD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 39x | $585 | — |
| Cheap | 40x | $182 | -69% |
| Fair | 112x | $514 | -12% |
| Current | 127x | $585 | — |
| Expensive | 206x | $947 | +62% |
Historical ranges are pointers, not guarantees.
AMD's PE is in its fair range at 127x. If earnings grow as analysts expect, today's price would be 39x next year's earnings, in its cheap range.
OPFI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Current | 2.3x | $5.91 | — |
| Cheap | 4x | $10.45 | +77% |
| Forward | 4x | $5.91 | — |
| Fair | 34x | $89.45 | +1414% |
| Expensive | 127x | $333 | +5529% |
Historical ranges are pointers, not guarantees.
OPFI has the edge over AMD in the historical PE scenario, which offers more potential upside but is not a forecast.
AMD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Broad | |
| Low |
AMD has the edge over OPFI on the outlook, with more favorable valuation and earnings expectations.
OPFI Forward outlook
| Metric | Outlook |
|---|---|
| Strongly deteriorating | |
| Stable | |
| Stable | |
| Stable | |
| Limited | |
| Moderate |
Analysts expect OPFI's earnings, revenue and profitability to hold roughly steady.
AMD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $15.05 | +227% |
| Q3 2026 | $4.60 | +127% |
| Q2 2026 | $3.89 | +122% |
| Q1 2026 | $3.05 | +123% |
| Q4 2025 | $2.65 | +165% |
| Q3 2025 | $2.03 | +81% |
| Q2 2025 | $1.75 | +111% |
| Q1 2025 | $1.37 | +99% |
| Q4 2024 | $1.00 | +89% |
AMD has the edge over OPFI on earnings, with more consistent year-over-year improvement.
OPFI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.47 | -44% |
| Q3 2026 | $2.62 | +$3.22 |
| Q2 2026 | $2.99 | +$4.15 |
| Q1 2026 | $2.03 | +$2.25 |
| Q4 2025 | $0.99 | +175% |
| Q3 2025 | -$0.60 | -600% |
| Q2 2025 | -$1.16 | -3000% |
| Q1 2025 | -$0.22 | -1200% |
| Q4 2024 | $0.36 | +$0.42 |
OPFI has returned to profit: it earned $2.62 per share over the past year, after losing money the year before.
AMD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $13.4B | +45% |
| Q2 2026 | $11.5B | +50% |
| Q1 2026 | $10.3B | +38% |
| Q4 2025 | $10.3B | +34% |
| Q3 2025 | $9.2B | +36% |
| Q2 2025 | $7.7B | +32% |
| Q1 2025 | $7.4B | +36% |
| Q4 2024 | $7.7B | +24% |
AMD has the edge over OPFI on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 21% | +7.4 points |
| Q2 2026 | 17% | +19 points |
| Q1 2026 | 14% | +3.6 points |
| Q4 2025 | 17% | +5.7 points |
| Q3 2025 | 14% | +3.1 points |
| Q2 2025 | -1.7% | -6.4 points |
| Q1 2025 | 11% | +10 points |
| Q4 2024 | 11% | +5.8 points |
AMD's operating margin was 21% last quarter, up 7.4 points from the same quarter a year ago.
OPFI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $92.8M | -11% |
| Q2 2026 | $86.2M | -14% |
| Q1 2026 | $87.3M | -3.9% |
| Q4 2025 | $85.6M | +5.9% |
| Q3 2025 | $104.6M | +15% |
| Q2 2025 | $100.2M | +16% |
| Q1 2025 | $90.8M | +44% |
| Q4 2024 | $80.8M | +23% |
OPFI's revenue is shrinking: $93M last quarter, down 11% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -6.4 points |
| Q2 2026 | 28% | -16 points |
| Q1 2026 | 41% | -6.3 points |
| Q4 2025 | 36% | +5.6 points |
| Q3 2025 | 46% | +7.8 points |
| Q2 2025 | 45% | +11 points |
| Q1 2025 | 47% | +38 points |
| Q4 2024 | 31% | +17 points |
OPFI has the edge over AMD on profitability, with a higher operating margin.
AMD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $554M | -71% |
| Q2 2026 | $1.6B | -9.9% |
| Q1 2026 | $2.6B | +253% |
| Q4 2025 | $2.4B | +118% |
| Q3 2025 | $1.9B | +283% |
| Q2 2025 | $1.7B | +294% |
| Q1 2025 | $727M | +92% |
| Q4 2024 | $1.1B | +351% |
AMD has the edge over OPFI on cash flow, with stronger typical year-over-year growth.
OPFI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $81.5M | -18% |
| Q2 2026 | $87.4M | -3.9% |
| Q1 2026 | $85.6M | +7.9% |
| Q4 2025 | $111.9M | +24% |
| Q3 2025 | $99.9M | +36% |
| Q2 2025 | $91M | +22% |
| Q1 2025 | $79.4M | +9.8% |
| Q4 2024 | $90.1M | +12% |
OPFI generated $366M in free cash flow over the past year, up 1.7% from the year before.
AMD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +2M shares |
| 1 year | +1.2% | +20M shares |
| 3 years | +2% | +32M shares |
| 5 years | +35% | +431M shares |
| Available history | +40% | +473M shares |
AMD has the edge over OPFI on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | $221M |
| Q4 2025 | — |
| Q3 2025 | $89M |
| Q2 2025 | $478M |
| Q1 2025 | $749M |
| Q4 2024 | $256M |
AMD has spent almost nothing on buybacks in the past year.
OPFI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.5% | -465K shares |
| 1 year | +222% | +59M shares |
| 3 years | +439% | +69.7M shares |
| 5 years | +1649% | +80.7M shares |
OPFI has 86M diluted shares, up 222% from a year ago, despite $26M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6.8M |
| Q2 2026 | $1.2M |
| Q1 2026 | $9.9M |
| Q4 2025 | $8.2M |
| Q3 2025 | $7.4M |
| Q4 2024 | — |
| Q3 2024 | $1M |
| Q4 2023 | — |
OPFI spent $26M buying back its own shares over the past year.
AMD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2020 | -1.0x | Net Cash |
| Q1 2020 | -0.8x | Net Cash |
| Q4 2019 | -1.2x | Net Cash |
AMD has more cash than debt.
OPFI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.9x | Healthy |
| Q2 2026 | 1.5x | Healthy |
| Q1 2026 | 1.4x | Healthy |
| Q4 2025 | 1.6x | Healthy |
| Q3 2025 | 1.7x | Healthy |
| Q2 2025 | 1.7x | Healthy |
| Q1 2025 | 1.6x | Healthy |
| Q4 2024 | 2.5x | Moderate |
OPFI's net debt is about 1.9 years of its operating earnings (EBITDA), up from 1.6 years a year ago.
AMD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 59.3 | Neutral |
| Stochastic | 41.4 | Neutral |
AMD's weekly RSI is 59 (neutral) and its Stochastic is 41 (neutral).
OPFI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.2 | Neutral |
| Stochastic | 12.0 | Oversold |
OPFI's weekly RSI is 37 (neutral) and its Stochastic is 12 (oversold).
AMD PE vs Technology Sector
| Metric | AMD | Sector median | Relative |
|---|---|---|---|
| PE | 127x | 28x | 357% above |
| PE % | 61 | 35 | 26 pts above |
AMD is trading at 127x earnings, a 357% premium to the Technology sector's median of 28x.
OPFI PE vs Technology Sector
| Metric | OPFI | Sector median | Relative |
|---|---|---|---|
| PE | 2.3x | 28x | 92% below |
| PE % | 8 | 39 | 31 pts below |
OPFI has the edge over AMD on valuation relative to its sector.
AMD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $557.2 | 5.1% above |
| 20 week MA | $525.9 | 11% above |
| 50 week MA | $389.7 | 50% above |
| 100 week MA | $266.9 | 119% above |
| 200 week MA | $199.6 | 193% above |
AMD has the edge over OPFI on trend strength, trading above more of its moving averages.
OPFI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $5.87 | 0.7% above |
| 20 week MA | $7.33 | 19% below |
| 50 week MA | $8.41 | 30% below |
| 100 week MA | $9.61 | 39% below |
| 200 week MA | $6.45 | 8.4% below |
OPFI has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 8.4% below its 200-week average.
AMD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $46.2 | $91.8 | +99% |
| 2021 | $91.8 | $146.1 | +59% |
| 2022 | $146.1 | $64.5 | -56% |
| 2023 | $64.5 | $147.4 | +128% |
| 2024 | $147.4 | $125.2 | -15% |
| 2025 | $125.2 | $215.0 | +72% |
| 2026 YTD | $215.0 | $585.3 | +172% |
AMD has the edge over OPFI on returns for 2026, with the stronger performance.
OPFI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.85 | $10.2 | +3.7% |
| 2021 | $10.2 | $4.85 | -52% |
| 2022 | $4.85 | $2.13 | -56% |
| 2023 | $2.13 | $5.12 | +140% |
| 2024 | $5.12 | $7.65 | +49% |
| 2025 | $7.65 | $11.1 | +45% |
| 2026 YTD | $11.1 | $5.91 | -47% |
OPFI's yearly returns have swung widely, from +140% in 2023 to −56% in 2022. It's down 47% so far in 2026.