ALMS

Alumis Inc. Common Stock

There isn't enough reported data to score ALMS yet.

OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from −1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

ALMS Fundamentals

MetricStatus
Unavailable
Weak
Under pressure
Unavailable

ALMS's profitability and cash flow are currently under pressure. There isn't enough data to rate its revenue and balance sheet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

ALMS PE Valuation

ALMS has no meaningful PE right now: it lost money over the past year.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

ALMS Forward outlook

MetricOutlook
--
Losses shrinking
Decline
--
Limited
Low

Analysts expect ALMS's losses to shrink, with revenue declining. However, they disagree widely on these estimates.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

ALMS Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $6.13 on Nov 12.

There is not enough scenario data to compare ALMS and OSCR's risk to reward.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare ALMS and OSCR's risk to reward.

ALMS Earnings Per Share

Q4 2023: $-3.28Q1 2024: $-3.55Q4 2025: $-2.86Q1 2026: $-1.78Q2 2026: $-3.66Q3 2026: $-3.33
Q4 2023: $-3.28Q1 2024: $-3.55Q4 2025: $-2.86Q1 2026: $-1.78Q2 2026: $-3.66Q3 2026: $-3.33

ALMS lost $3.33 per share over the past year, about the same as its loss the year before.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over ALMS in the latest year-over-year earnings comparison.

ALMS Quarterly Revenue

Q4 2023: $0Q1 2024: $0Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: $17MQ2 2025: $3MQ3 2025: $2MQ4 2025: $2MQ1 2026: $2MQ2 2026: $2MQ3 2026: $2M
Q4 2023: $0Q1 2024: $0Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: $17MQ2 2025: $3MQ3 2025: $2MQ4 2025: $2MQ1 2026: $2MQ2 2026: $2MQ3 2026: $2M
QuarterRevenueYoY
Q3 2026$1.9M-7.7%
Q2 2026$1.7M-38%
Q1 2026$1.7M-90%

ALMS's revenue has slid since its 2025 peak: $2M last quarter, down 7.7% from the same quarter a year ago.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over ALMS on sales, with more consistent year-over-year improvement.

ALMS Free Cash Flow

Q4 2023: −$35MQ1 2024: −$44MQ2 2024: --Q3 2024: −$85MQ4 2024: −$75MQ1 2025: −$80MQ2 2025: −$107MQ3 2025: −$111MQ4 2025: −$72MQ1 2026: −$87MQ2 2026: −$82MQ3 2026: −$80M
Q4 2023: −$35MQ1 2024: −$44MQ2 2024: --Q3 2024: −$85MQ4 2024: −$75MQ1 2025: −$80MQ2 2025: −$107MQ3 2025: −$111MQ4 2025: −$72MQ1 2026: −$87MQ2 2026: −$82MQ3 2026: −$80M
QuarterFree cash flowYoY
Q3 2026-$80M+$30.9M
Q2 2026-$81.7M+$25.2M
Q1 2026-$87.2M-$6.9M
Q4 2025-$71.9M+$3.2M
Q3 2025-$110.9M-$26.4M
Q1 2025-$80.4M-$36M
Q4 2024-$75.1M-$40.2M
Q3 2024-$84.5M-$49.1M

ALMS has burned cash in almost every quarter: −$321M over the past year, against −$373M the year before.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over ALMS on cash generation, producing positive trailing cash flow while its opponent burns cash.

ALMS Total Shares

Q4 2023: 52MQ1 2024: 52MQ3 2024: 54MQ1 2025: 54MQ2 2025: 77MQ3 2025: 104MQ4 2025: 85MQ1 2026: 125MQ2 2026: 128MQ3 2026: 129M
Q4 2023: 52MQ1 2024: 52MQ3 2024: 54MQ1 2025: 54MQ2 2025: 77MQ3 2025: 104MQ4 2025: 85MQ1 2026: 125MQ2 2026: 128MQ3 2026: 129M
PeriodChange %Net change
Quarterly+1.3%+1.6M shares
1 year+24%+25.2M shares
3 years+149%+77.5M shares

ALMS has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

ALMS Net Leverage

ALMS's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

ALMS Weekly Momentum

MetricValueStatus
RSI25.3Oversold
Stochastic2.0Oversold

ALMS's weekly RSI is 25 (oversold) and its Stochastic is 2 (oversold).

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

ALMS PE vs Healthcare Sector

ALMS has no meaningful PE right now: it lost money over the past year.

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

ALMS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$6.617.3% below
20 week MA$16.062% below
50 week MA$19.769% below
100 week MA$12.451% below

OSCR has stronger trend alignment. ALMS is above 0 of 4 weekly averages versus OSCR above 5 of 5.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR is in an uptrend: it's above all five of its weekly moving averages, and 106% above its 200-week average.

ALMS Yearly ROI

YearStart priceEnd priceROI
2024$13.3$8.06-39%
2025$8.06$11.0+36%
2026 YTD$11.0$6.13-44%

ALMS has finished lower in one of the last two years. It's down 44% so far in 2026.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over ALMS on returns for 2026, with the stronger performance.

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