AIZ
Assurant, Inc.
AIZ has the edge over BLK overall, supported by stronger valuation and stronger modeled upside.
BLK
BlackRock, Inc.
BLK trails on the overall score without a compensating advantage in the available component scores.
AIZ Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
AIZ's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like AIZ.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
AIZ PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 12x | $254 | -21% |
| Forward | 13x | $321 | — |
| Fair | 15x | $328 | +2.1% |
| Current | 15x | $321 | — |
| Expensive | 22x | $469 | +46% |
Historical ranges are pointers, not guarantees.
AIZ's PE is in its fair range at 15x. If earnings grow as analysts expect, today's price would be 13x next year's earnings, in its cheap range.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK has the edge over AIZ in the historical PE scenario, which offers more potential upside but is not a forecast.
AIZ Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for AIZ, with profitability improving.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
AIZ Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $23.95 | +13% |
| Q3 2026 | $21.22 | +29% |
| Q2 2026 | $20.90 | +51% |
| Q1 2026 | $19.51 | +52% |
| Q4 2025 | $16.93 | +17% |
| Q3 2025 | $16.42 | +17% |
| Q2 2025 | $13.80 | -7.9% |
| Q1 2025 | $12.82 | -10% |
| Q4 2024 | $14.46 | +21% |
AIZ has the edge over BLK on earnings, with more consistent year-over-year improvement.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK earned $43.87 per share over the past year, up 11% from the year before.
AIZ Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $3.5B | +9.2% |
| Q2 2026 | $3.5B | +9.4% |
| Q1 2026 | $3.4B | +11% |
| Q4 2025 | $3.4B | +7.9% |
| Q3 2025 | $3.2B | +8.9% |
| Q2 2025 | $3.2B | +8% |
| Q1 2025 | $3.1B | +6.7% |
| Q4 2024 | $3.1B | +4.1% |
AIZ's revenue has grown year over year for 16 quarters in a row: $3.5B last quarter, up 9.2% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 9.9% | -0.3 points |
| Q2 2026 | 11% | +1.8 points |
| Q1 2026 | 9.8% | +3.8 points |
| Q4 2025 | 8.5% | +0.4 points |
| Q3 2025 | 10% | +5.2 points |
| Q2 2025 | 9.2% | +1.2 points |
| Q1 2025 | 6% | -4.2 points |
| Q4 2024 | 8.1% | +0.5 points |
AIZ's operating margin was 9.9% last quarter, about level with the same quarter a year ago.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK has the edge over AIZ on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK has the edge over AIZ on profitability, with a higher operating margin.
AIZ Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $620.3M | +40% |
| Q2 2026 | $409.2M | +99% |
| Q1 2026 | $192.6M | -43% |
| Q4 2025 | $611.7M | +1658% |
| Q3 2025 | $442.1M | +14% |
| Q2 2025 | $205.6M | -69% |
| Q1 2025 | $339M | +969% |
| Q4 2024 | $34.8M | -89% |
AIZ's free cash flow was $1.8B over the past year, up 80% from the year before. Free cash flow isn't a meaningful measure for financial services companies like AIZ.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.
AIZ Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.2% | -115K shares |
| 1 year | -3.1% | -1.6M shares |
| 3 years | -7.5% | -4M shares |
| 5 years | -16% | -9.8M shares |
| Available history | -20% | -12.6M shares |
AIZ has the edge over BLK on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $75.7M |
| Q2 2026 | $77.6M |
| Q1 2026 | $124.2M |
| Q4 2025 | $94.3M |
| Q3 2025 | $81.8M |
| Q2 2025 | $63.3M |
| Q1 2025 | $64.3M |
| Q4 2024 | $120.3M |
AIZ spent $372M buying back its own shares over the past year, up 13% from the year before.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has 165M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
AIZ Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.3x | Very low |
| Q2 2026 | 0.3x | Very low |
| Q1 2026 | 0.4x | Very low |
| Q4 2025 | 0.3x | Very low |
| Q3 2025 | 0.4x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.4x | Very low |
| Q4 2024 | 0.2x | Very low |
AIZ's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like AIZ.
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has the edge over AIZ on leverage, with a lower net debt burden relative to earnings.
AIZ Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 77.0 | Overbought |
| Stochastic | 83.0 | Overbought |
AIZ's weekly RSI is 77 (overbought) and its Stochastic is 83 (overbought).
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
AIZ PE vs Financial Services Sector
| Metric | AIZ | Sector median | Relative |
|---|---|---|---|
| PE | 15x | 13x | 16% above |
| PE % | 45 | 63 | 18 pts below |
AIZ has the edge over BLK on valuation relative to its sector.
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
AIZ Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $286.0 | 12% above |
| 20 week MA | $283.6 | 13% above |
| 50 week MA | $254.7 | 26% above |
| 100 week MA | $230.3 | 39% above |
| 200 week MA | $195.3 | 64% above |
AIZ is in an uptrend: it's above all five of its weekly moving averages, and 64% above its 200-week average.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK is in an uptrend: it's above all five of its weekly moving averages, and 33% above its 200-week average.
AIZ Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $129.7 | $132.6 | +2.3% |
| 2021 | $132.6 | $152.3 | +15% |
| 2022 | $152.3 | $125.0 | -18% |
| 2023 | $125.0 | $168.5 | +35% |
| 2024 | $168.5 | $215.1 | +28% |
| 2025 | $215.1 | $240.1 | +12% |
| 2026 YTD | $240.1 | $321.1 | +34% |
AIZ has the edge over BLK on returns for 2026, with the stronger performance.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has finished higher in five of the last six years. It's up 12% so far in 2026.