AIOS
AIOS Tech Inc.
There isn't enough reported data to score AIOS yet.
SOFI
SoFi Technologies, Inc.
SOFI's fundamentals are strong and it looks cheap: trading at 28x earnings, below its usual 43x. Analysts expect strong earnings growth.
AIOS Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Weak | |
| N/A | |
| N/A |
AIOS's profitability is currently weak. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like AIOS.
SOFI Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
SOFI's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SOFI.
AIOS PE Valuation
AIOS has no meaningful PE right now: it lost money over the past year.
SOFI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 19x | $15.63 | — |
| Current | 28x | $15.63 | — |
| Cheap | 33x | $18.24 | +17% |
| Fair | 43x | $23.82 | +52% |
| Expensive | 53x | $29.74 | +90% |
Historical ranges are pointers, not guarantees.
SOFI's PE is in its cheap range at 28x. If earnings grow as analysts expect, today's price would be 19x next year's earnings.
AIOS Forward outlook
There aren't enough analyst estimates for AIOS to show an outlook.
SOFI Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Moderate |
Analysts expect strong earnings and revenue growth for SOFI, with profitability improving.
AIOS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q4 2025 | -$953.00 | -1361% |
| Q4 2024 | $75.58 | -46% |
| Q4 2020 | -$142.00 | -518% |
| Q4 2019 | $34.00 | +$100.00 |
| Q4 2018 | -$66.00 | -167% |
| Q4 2017 | $98.00 | 0% |
AIOS lost $953.00 per share over the past year, and its loss has widened in each of the last three quarters.
SOFI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.82 | +47% |
| Q3 2026 | $0.56 | 0% |
| Q2 2026 | $0.49 | -2% |
| Q1 2026 | $0.45 | +4.7% |
| Q4 2025 | $0.39 | 0% |
| Q3 2025 | $0.56 | +367% |
| Q2 2025 | $0.50 | +$0.72 |
| Q1 2025 | $0.43 | +$0.72 |
| Q4 2024 | $0.39 | +$0.75 |
SOFI has the edge over AIOS in the latest year-over-year earnings comparison.
AIOS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q4 2025 | $5.1M | -97% |
| Q4 2024 | $147.7M | -43% |
| Q2 2024 | $192.5M | +52% |
| Q4 2023 | $259.7M | +124% |
| Q2 2023 | $126.9M | +7.5% |
| Q4 2020 | $4.2M | -80% |
| Q4 2017 | $29.2M | +7.8% |
AIOS's revenue is growing: $5M last quarter, down 96% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q4 2025 | 29% | +20 points |
| Q4 2024 | -5.4% | -7.5 points |
| Q2 2024 | 6% | -7 points |
| Q4 2023 | 2.8% | -235 points |
| Q2 2023 | 9.1% | -23 points |
| Q4 2022 | 2.1% | -7.1 points |
| Q2 2022 | 13% | N/A |
| Q4 2020 | 238% | +224 points |
AIOS's operating margin was 29% last quarter, up 20 points from the same quarter a year ago.
SOFI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +44% |
| Q2 2026 | $1.2B | +43% |
| Q1 2026 | $1.1B | +43% |
| Q4 2025 | $1B | +40% |
| Q3 2025 | $961.6M | +38% |
| Q2 2025 | $854.9M | +43% |
| Q1 2025 | $771.8M | +20% |
| Q4 2024 | $734.1M | +19% |
SOFI has the edge over AIOS in the latest year-over-year revenue comparison.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 23% | +7.5 points |
| Q2 2026 | 17% | +3.6 points |
| Q1 2026 | 18% | +7.8 points |
| Q4 2025 | 18% | +9.9 points |
| Q3 2025 | 15% | +6.3 points |
| Q2 2025 | 13% | +11 points |
| Q1 2025 | 10% | -4.3 points |
| Q4 2024 | 8.2% | -0.2 points |
SOFI's operating margin was 23% last quarter, up 7.5 points from the same quarter a year ago, near the top of its range since 2021.
AIOS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q4 2024 | -$6.4M | +$15.6M |
| Q2 2024 | -$69.4M | -222% |
| Q4 2023 | -$22M | -2315% |
| Q2 2023 | $57M | +$87.6M |
| Q4 2020 | $2.5M | +$2.5M |
| Q4 2019 | -$59.8K | +$739.5K |
| Q4 2018 | -$799.3K | +$8.4M |
| Q4 2017 | -$9.2M | -688% |
AIOS's free cash flow was −$41M over the past year, against −$25M the year before. Free cash flow isn't a meaningful measure for financial services companies like AIOS.
SOFI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$3.1B | -$1.7B |
| Q2 2026 | -$4B | -$2.5B |
| Q1 2026 | -$2.4B | -$2.4B |
| Q4 2025 | -$1.1B | -$815.2M |
| Q3 2025 | -$1.4B | -$149M |
| Q2 2025 | -$1.5B | -$1B |
| Q1 2025 | -$31.1M | -104% |
| Q4 2024 | -$242.4M | +$39.9M |
SOFI's free cash flow was −$10.5B over the past year, against −$3.2B the year before. Free cash flow isn't a meaningful measure for financial services companies like SOFI.
AIOS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +17% | +34.2K shares |
| 1 year | +149% | +139K shares |
AIOS has 231,838 diluted shares, up 149% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2023 | $17,514 |
SOFI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.4% | +5.8M shares |
| 1 year | +5.2% | +66.8M shares |
| 3 years | +43% | +407M shares |
| 5 years | +272% | +993M shares |
SOFI has the edge over AIOS on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | — |
AIOS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q4 2024 | -7.5x | Net Cash |
| Q2 2024 | -2.0x | Net Cash |
| Q4 2023 | -3.2x | Net Cash |
| Q2 2023 | -6.3x | Net Cash |
| Q4 2022 | -3.2x | Net Cash |
| Q4 2019 | -0.3x | Net Cash |
| Q4 2017 | -0.4x | Net Cash |
| Q4 2016 | -1.3x | Net Cash |
AIOS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like AIOS.
SOFI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.4x | Net Cash |
| Q2 2026 | -3.1x | Net Cash |
| Q1 2026 | -3.8x | Net Cash |
| Q4 2025 | -6.5x | Net Cash |
| Q3 2025 | -5.2x | Net Cash |
| Q2 2025 | -4.0x | Net Cash |
| Q1 2025 | -4.9x | Net Cash |
| Q4 2024 | -5.8x | Net Cash |
SOFI has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like SOFI.
AIOS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.9 | Neutral |
| Stochastic | 1.8 | Oversold |
AIOS's weekly RSI is 35 (neutral) and its Stochastic is 2 (oversold).
SOFI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.1 | Neutral |
| Stochastic | 41.5 | Neutral |
SOFI's weekly RSI is 43 (neutral) and its Stochastic is 41 (neutral).
AIOS PE vs Financial Services Sector
| Metric | AIOS | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
AIOS has no meaningful PE right now: it lost money over the past year.
SOFI PE vs Financial Services Sector
| Metric | SOFI | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 114% above |
| PE % | 2 | 61 | 59 pts below |
SOFI is trading at 28x earnings, a 114% premium to the Financial Services sector's median of 13x.
AIOS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.2 | 20% below |
| 20 week MA | $11.9 | 32% below |
| 50 week MA | $16.9 | 52% below |
| 100 week MA | $58.0 | 86% below |
| 200 week MA | $86.7 | 91% below |
AIOS is in a downtrend: it's below all five of its weekly moving averages, and 91% below its 200-week average.
SOFI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $15.7 | 0.7% below |
| 20 week MA | $17.0 | 7.8% below |
| 50 week MA | $18.9 | 17% below |
| 100 week MA | $18.9 | 17% below |
| 200 week MA | $13.5 | 16% above |
SOFI has the edge over AIOS on trend strength, trading above more of its moving averages.
AIOS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $1,100.0 | $3,576.0 | +225% |
| 2021 | $3,576.0 | $640.0 | -82% |
| 2022 | $640.0 | $123.4 | -81% |
| 2023 | $123.4 | $80.0 | -35% |
| 2024 | $80.0 | $124.8 | +56% |
| 2025 | $124.8 | $27.0 | -78% |
| 2026 YTD | $27.0 | $8.12 | -70% |
AIOS's yearly returns have swung widely, from +225% in 2020 to −82% in 2021. It's down 70% so far in 2026.
SOFI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10.4 | $12.4 | +19% |
| 2021 | $12.4 | $15.1 | +22% |
| 2022 | $15.1 | $4.61 | -69% |
| 2023 | $4.61 | $9.95 | +116% |
| 2024 | $9.95 | $16.0 | +61% |
| 2025 | $16.0 | $27.1 | +69% |
| 2026 YTD | $27.1 | $15.6 | -42% |
SOFI has the edge over AIOS on returns for 2026, with the stronger performance.