AII
American Integrity Insurance Group, Inc.
There isn't enough reported data to score AII yet.
AII Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
AII's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like AII.
AII PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 3.9x | $20.48 | -28% |
| Fair | 5.3x | $27.72 | -2.5% |
| Current | 5.4x | $28.42 | — |
| Expensive | 5.9x | $31.18 | +9.7% |
| Forward | 9x | $28.42 | — |
Historical ranges are pointers, not guarantees.
AII's PE is 5.4x, but its earnings don't support one, so it isn't a reliable read right now.
AII Forward outlook
| Metric | Outlook |
|---|---|
| Strongly deteriorating | |
| Decline | |
| Growth | |
| Weakening | |
| Limited | |
| Low |
Analysts expect AII's revenue to grow, but its earnings and profitability to decline. However, they disagree widely on these estimates.
AII Earnings Per Share
AII Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $113.5M | +83% |
| Q2 2026 | $115.2M | +55% |
| Q1 2026 | $90.9M | +26% |
| Q4 2025 | $68.1M | +1.4% |
| Q3 2025 | $62M | +33% |
| Q2 2025 | $74.5M | +61% |
| Q1 2025 | $71.9M | +62% |
AII's revenue has grown year over year every quarter since early 2025: $113M last quarter, up 83% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 35% | +4.6 points |
| Q2 2026 | 40% | +8 points |
| Q1 2026 | 30% | -30 points |
| Q4 2025 | 43% | +27 points |
| Q3 2025 | 30% | +16 points |
| Q2 2025 | 32% | -12 points |
| Q1 2025 | 60% | +30 points |
| Q4 2024 | 16% | N/A |
AII's operating margin was 35% last quarter, up 4.6 points from the same quarter a year ago.
AII Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $117.3M | +$129.3M |
| Q2 2026 | $119.8M | +345% |
| Q1 2026 | $5.5M | -92% |
| Q4 2025 | $50.2M | -67% |
| Q3 2025 | -$11.9M | +$19.3M |
| Q2 2025 | $26.9M | -43% |
| Q1 2025 | $68M | +$88.7M |
AII's free cash flow was $293M over the past year, up 24% from the year before. Free cash flow isn't a meaningful measure for financial services companies like AII.
AII Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.4% | +74.6K shares |
| 1 year | +0.5% | +92.5K shares |
AII has 20M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
AII Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.7x | Net Cash |
| Q2 2026 | -2.3x | Net Cash |
| Q1 2026 | -1.7x | Net Cash |
| Q4 2025 | -1.7x | Net Cash |
| Q3 2025 | -1.5x | Net Cash |
| Q2 2025 | -3.0x | Net Cash |
| Q1 2025 | -2.8x | Net Cash |
| Q4 2024 | -3.2x | Net Cash |
AII has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like AII.
AII Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 67.1 | Neutral |
| Stochastic | 78.5 | Neutral |
AII's weekly RSI is 67 (neutral) and its Stochastic is 79 (neutral).
AII PE vs Financial Services Sector
| Metric | AII | Sector median | Relative |
|---|---|---|---|
| PE | 5.4x | 13x | 59% below |
| PE % | 54 | 17 | 37 pts above |
AII is trading at 5.4x earnings, a 59% discount to the Financial Services sector's median of 13x, though its earnings don't support one.
AII Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $27.4 | 3.8% above |
| 20 week MA | $24.5 | 16% above |
| 50 week MA | $21.1 | 35% above |
AII is in an uptrend: it's above all three of its weekly moving averages, and 35% above its 50-week average.
AII Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2025 | $17.3 | $20.6 | +19% |
| 2026 YTD | $20.6 | $28.4 | +38% |
AII has finished every year since 2025 higher, and it's up 38% so far in 2026.