AIFU
AIFU Inc.
There isn't enough reported data to score AIFU yet.
JPM
JPMorgan Chase & Co.
JPM's fundamentals are strong, but it looks expensive: trading at 14x earnings, above its usual 12x. Analysts expect earnings growth.
AIFU Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Weak | |
| N/A | |
| N/A |
AIFU's profitability is currently weak. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like AIFU.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
AIFU PE Valuation
AIFU has no meaningful PE right now: it lost money over the past year.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM's PE is in its expensive range at 14.4x. If earnings grow as analysts expect, today's price would be 13.7x next year's earnings.
AIFU Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Stable | |
| Strong decline | |
| -- | |
| Limited | |
| High |
Analysts expect AIFU's revenue to decline, with its earnings and profitability holding steady.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for JPM, with profitability improving.
AIFU Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q4 2025 | -$673.99 | -2774% |
| Q4 2024 | $25.21 | +61% |
| Q4 2023 | $15.61 | +189% |
| Q4 2022 | $5.40 | -61% |
| Q4 2021 | $13.81 | -8% |
| Q4 2020 | $15.01 | +47% |
| Q4 2019 | $10.20 | -65% |
| Q4 2018 | $29.41 | +36% |
AIFU has swung to a loss: it lost $673.99 per share over the past year, after a profit the year before.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM has the edge over AIFU in the latest year-over-year earnings comparison.
AIFU Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q4 2025 | $83.5M | -69% |
| Q4 2024 | $271.5M | -43% |
| Q4 2023 | $480M | +15% |
| Q4 2022 | $417.4M | -15% |
| Q4 2021 | $490.9M | +0.1% |
| Q4 2020 | $490.5M | -12% |
| Q4 2019 | $556.2M | +6.8% |
| Q4 2018 | $520.9M | -15% |
AIFU's revenue has slid since its 2016 peak: $84M last quarter, down 83% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q4 2025 | -7% | -16 points |
| Q4 2024 | -24% | -33 points |
| Q4 2023 | 6.1% | -6.5 points |
| Q4 2022 | 6.1% | -6.2 points |
| Q4 2021 | 9.2% | +2.6 points |
| Q4 2020 | 9.3% | +8.9 points |
| Q4 2019 | 13% | +9.9 points |
| Q4 2018 | 12% | +11 points |
AIFU's operating margin was −7% last quarter, down 16 points from the same quarter a year ago.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM has the edge over AIFU in the latest year-over-year revenue comparison.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM's operating margin was 40% last quarter, about level with the same quarter a year ago.
AIFU Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q4 2025 | -$2.9M | -115% |
| Q4 2024 | $20.2M | +51% |
| Q4 2023 | $13.3M | +48% |
| Q4 2022 | $9M | -37% |
| Q4 2021 | $14.3M | -75% |
| Q4 2020 | $58.1M | +144% |
| Q4 2019 | $23.8M | -68% |
| Q4 2018 | $75.2M | +282% |
AIFU's free cash flow was $40M over the past year, down 77% from the year before. Free cash flow isn't a meaningful measure for financial services companies like AIFU.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.
AIFU Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -81% | -2.2M shares |
| 1 year | -81% | -2.2M shares |
| 3 years | -80% | -2M shares |
AIFU has the edge over JPM on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q4 2019 | $1.2M |
| Q4 2018 | $22M |
| Q4 2015 | $941,847 |
| Q4 2012 | $1.4M |
| Q4 2011 | $2.1M |
| Q4 2010 | $5.6M |
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has 2.7B diluted shares, down 3.1% from a year ago, with $24.5B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
AIFU Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q4 2023 | -1.6x | Net Cash |
| Q4 2022 | -2.8x | Net Cash |
AIFU has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like AIFU.
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.
AIFU Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 31.7 | Neutral |
| Stochastic | 3.5 | Oversold |
AIFU's weekly RSI is 32 (neutral) and its Stochastic is 4 (oversold).
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
AIFU PE vs Financial Services Sector
| Metric | AIFU | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
AIFU has no meaningful PE right now: it lost money over the past year.
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
AIFU Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.4 | 11% below |
| 20 week MA | $21.0 | 56% below |
| 50 week MA | $33.6 | 73% below |
| 100 week MA | $80.3 | 89% below |
| 200 week MA | $1,076.1 | 99% below |
AIFU is in a downtrend: it's below all five of its weekly moving averages, and 99% below its 200-week average.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM has the edge over AIFU on trend strength, trading above more of its moving averages.
AIFU Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10,180.0 | $4,984.0 | -51% |
| 2021 | $4,984.0 | $2,900.0 | -42% |
| 2022 | $2,900.0 | $3,100.0 | +6.9% |
| 2023 | $3,100.0 | $2,660.0 | -14% |
| 2024 | $2,660.0 | $456.0 | -83% |
| 2025 | $456.0 | $57.0 | -88% |
| 2026 YTD | $57.0 | $9.18 | -84% |
AIFU has finished three years in a row lower, and it's down 84% so far in 2026.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has the edge over AIFU on returns for 2026, with the stronger performance.