AHRT
AH Realty Trust, Inc.
There isn't enough reported data to score AHRT yet.
SOFI
SoFi Technologies, Inc.
SOFI's fundamentals are strong and it looks cheap: trading at 28x earnings, below its usual 43x. Analysts expect strong earnings growth.
AHRT Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Stable | |
| N/A | |
| N/A |
AHRT's profitability is currently stable, but its revenue is weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like AHRT.
SOFI Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
SOFI's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SOFI.
AHRT PE Valuation
AHRT has no meaningful PE right now: it lost money over the past year. If it returns to profit as analysts expect, today's price would be 106x next year's earnings.
SOFI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 19x | $15.63 | — |
| Current | 28x | $15.63 | — |
| Cheap | 33x | $18.24 | +17% |
| Fair | 43x | $23.82 | +52% |
| Expensive | 53x | $29.74 | +90% |
Historical ranges are pointers, not guarantees.
SOFI's PE is in its cheap range at 28x. If earnings grow as analysts expect, today's price would be 19x next year's earnings.
AHRT Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Returning to profit | |
| Decline | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect AHRT to return to profit, with revenue declining.
SOFI Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Moderate |
SOFI has the edge over AHRT on the outlook, with more favorable revenue expectations.
AHRT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.06 | — |
| Q2 2025 | $0.14 | +$0.18 |
| Q1 2025 | $0.10 | +11% |
| Q4 2024 | $0.34 | +$0.39 |
| Q3 2024 | -$0.21 | -158% |
| Q2 2024 | -$0.04 | -106% |
| Q1 2024 | $0.09 | -90% |
| Q4 2023 | -$0.05 | -105% |
SOFI has the stronger earnings trend. Trailing diluted EPS is down 414% for AHRT versus SOFI flat.
SOFI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.82 | +47% |
| Q3 2026 | $0.56 | 0% |
| Q2 2026 | $0.49 | -2% |
| Q1 2026 | $0.45 | +4.7% |
| Q4 2025 | $0.39 | 0% |
| Q3 2025 | $0.56 | +367% |
| Q2 2025 | $0.50 | +$0.72 |
| Q1 2025 | $0.43 | +$0.72 |
| Q4 2024 | $0.39 | +$0.75 |
SOFI earned $0.56 per share over the past year, about the same as the year before.
AHRT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $52.3M | -46% |
| Q2 2026 | $52.5M | -48% |
| Q1 2026 | $52.3M | -54% |
| Q4 2025 | $75.6M | -47% |
| Q3 2025 | $96.1M | -49% |
| Q2 2025 | $101.3M | -45% |
| Q1 2025 | $114.6M | -41% |
| Q4 2024 | $142.6M | -25% |
AHRT's revenue has slid since its 2024 peak: $52M last quarter, down 46% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 22% | -1.8 points |
| Q2 2026 | 19% | -1.1 points |
| Q1 2026 | 22% | +7.2 points |
| Q4 2025 | 31% | +3.2 points |
| Q3 2025 | 24% | +11 points |
| Q2 2025 | 20% | +9.7 points |
| Q1 2025 | 15% | +2.9 points |
| Q4 2024 | 28% | +24 points |
AHRT's operating margin was 22% last quarter, down 1.8 points from the same quarter a year ago.
SOFI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +44% |
| Q2 2026 | $1.2B | +43% |
| Q1 2026 | $1.1B | +43% |
| Q4 2025 | $1B | +40% |
| Q3 2025 | $961.6M | +38% |
| Q2 2025 | $854.9M | +43% |
| Q1 2025 | $771.8M | +20% |
| Q4 2024 | $734.1M | +19% |
SOFI has the edge over AHRT on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 23% | +7.5 points |
| Q2 2026 | 17% | +3.6 points |
| Q1 2026 | 18% | +7.8 points |
| Q4 2025 | 18% | +9.9 points |
| Q3 2025 | 15% | +6.3 points |
| Q2 2025 | 13% | +11 points |
| Q1 2025 | 10% | -4.3 points |
| Q4 2024 | 8.2% | -0.2 points |
SOFI has the edge over AHRT on profitability, with a higher operating margin.
AHRT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $19.3M | -26% |
| Q2 2026 | $29.2M | +163% |
| Q1 2026 | $12.5M | +11561% |
| Q4 2025 | $26.7M | +29% |
| Q3 2025 | $26.3M | -3.8% |
| Q2 2025 | $11.1M | -36% |
| Q1 2025 | $107K | -100% |
| Q4 2024 | $20.8M | +38% |
AHRT has the edge over SOFI on cash generation, producing positive trailing cash flow while its opponent burns cash.
SOFI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$3.1B | -$1.7B |
| Q2 2026 | -$4B | -$2.5B |
| Q1 2026 | -$2.4B | -$2.4B |
| Q4 2025 | -$1.1B | -$815.2M |
| Q3 2025 | -$1.4B | -$149M |
| Q2 2025 | -$1.5B | -$1B |
| Q1 2025 | -$31.1M | -104% |
| Q4 2024 | -$242.4M | +$39.9M |
SOFI's free cash flow was −$10.5B over the past year, against −$3.2B the year before. Free cash flow isn't a meaningful measure for financial services companies like SOFI.
AHRT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 8.0x | High |
| Q2 2026 | 7.1x | High |
| Q1 2026 | 8.3x | High |
| Q4 2025 | 9.5x | High |
| Q3 2025 | 8.4x | High |
| Q2 2025 | 8.0x | High |
| Q1 2025 | 7.4x | High |
| Q4 2024 | 7.0x | High |
AHRT's net debt is about 8.0 years of its operating earnings (EBITDA), down from 8.4 years a year ago. Net leverage isn't a meaningful measure for financial services companies like AHRT.
SOFI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.4x | Net Cash |
| Q2 2026 | -3.1x | Net Cash |
| Q1 2026 | -3.8x | Net Cash |
| Q4 2025 | -6.5x | Net Cash |
| Q3 2025 | -5.2x | Net Cash |
| Q2 2025 | -4.0x | Net Cash |
| Q1 2025 | -4.9x | Net Cash |
| Q4 2024 | -5.8x | Net Cash |
SOFI has the edge over AHRT on leverage, with a lower net debt burden relative to earnings.
AHRT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 48.2 | Neutral |
| Stochastic | 37.0 | Neutral |
AHRT's weekly RSI is 48 (neutral) and its Stochastic is 37 (neutral).
SOFI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.1 | Neutral |
| Stochastic | 41.5 | Neutral |
SOFI's weekly RSI is 43 (neutral) and its Stochastic is 41 (neutral).
AHRT PE vs Financial Services Sector
| Metric | AHRT | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
AHRT has no meaningful PE right now: it lost money over the past year.
SOFI PE vs Financial Services Sector
| Metric | SOFI | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 114% above |
| PE % | 2 | 61 | 59 pts below |
SOFI is trading at 28x earnings, a 114% premium to the Financial Services sector's median of 13x.
AHRT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $6.11 | 3.8% above |
| 20 week MA | $6.51 | 2.6% below |
| 50 week MA | $6.48 | 2.2% below |
| 100 week MA | $7.04 | 9.9% below |
| 200 week MA | $9.25 | 31% below |
AHRT has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 31% below its 200-week average.
SOFI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $15.7 | 0.7% below |
| 20 week MA | $17.0 | 7.8% below |
| 50 week MA | $18.9 | 17% below |
| 100 week MA | $18.9 | 17% below |
| 200 week MA | $13.5 | 16% above |
SOFI has fallen below most of its moving averages, though it's still 16% above its 200-week average.
AHRT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $18.2 | $11.1 | -39% |
| 2021 | $11.1 | $15.1 | +36% |
| 2022 | $15.1 | $11.7 | -23% |
| 2023 | $11.7 | $12.4 | +5.8% |
| 2024 | $12.4 | $10.1 | -19% |
| 2025 | $10.1 | $6.61 | -34% |
| 2026 YTD | $6.61 | $6.34 | -4.1% |
AHRT has the edge over SOFI on returns for 2026, with the stronger performance.
SOFI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10.4 | $12.4 | +19% |
| 2021 | $12.4 | $15.1 | +22% |
| 2022 | $15.1 | $4.61 | -69% |
| 2023 | $4.61 | $9.95 | +116% |
| 2024 | $9.95 | $16.0 | +61% |
| 2025 | $16.0 | $27.1 | +69% |
| 2026 YTD | $27.1 | $15.6 | -42% |
SOFI's yearly returns have swung widely, from +116% in 2023 to −69% in 2022. It's down 42% so far in 2026.