AGBK

AGI Inc

There isn't enough reported data to score AGBK yet.

BAC

Bank of America Corporation

60
Fundamentals72/ 100
Valuation55/ 100
Upside potential71/ 100
Risk potential10/ 100

BAC's fundamentals are strong: its operating margin rose 5 points to 35% and revenue grew 15%. At 12x earnings, it's trading in line with its usual 13x. Analysts expect earnings growth.

AGBK Fundamentals

MetricStatus
Unavailable
Stable
N/A
N/A

AGBK's profitability is currently stable. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like AGBK.

BAC Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

BAC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BAC.

AGBK PE Valuation

AGBK has no meaningful PE right now: it lost money over the past year.

BAC PE Valuation

CHEAPFAIREXPENSIVE5.6x11x17x22x
CHEAPFAIREXPENSIVE5.6x11x17x22x
LevelPEPriceVs current
Cheap9.4x$39.50-22%
Forward10x$50.51—
Current12x$50.51—
Fair13x$53.81+6.5%
Expensive15x$62.23+23%

Historical ranges are pointers, not guarantees.

BAC's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 10x next year's earnings, in its cheap range.

AGBK Forward outlook

MetricOutlook
--
Strong growth
Strong growth
Strongly weakening
Limited
Low

Analysts expect strong earnings and revenue growth for AGBK, but weaker profitability. However, they disagree widely on these estimates.

BAC Forward outlook

MetricOutlook
Improving
Growth
Growth
Strongly improving
Limited
Moderate

BAC has the edge over AGBK on the outlook, with more favorable profitability expectations.

AGBK Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $6.32 on Nov 12.

There is not enough scenario data to compare AGBK and BAC's risk to reward.

BAC Risk to reward

ScenarioChangePrice
Upside+25%$63.36
Downside-10%$45.36

Calculated from the latest close: $50.51 on Nov 12.

There is not enough scenario data to compare AGBK and BAC's risk to reward.

AGBK Earnings Per Share

AGBK and BAC do not have enough comparable growth data to identify a winner.

BAC Earnings Per Share

Q4 2023: $3.08Q1 2024: $2.90Q2 2024: $2.85Q3 2024: $2.76Q4 2024: $3.21Q1 2025: $3.35Q2 2025: $3.41Q3 2025: $3.66Q4 2025: $3.81Q1 2026: $4.02Q2 2026: $4.34Q3 2026: $4.19Forward: $4.92
Q4 2023: $3.08Q1 2024: $2.90Q2 2024: $2.85Q3 2024: $2.76Q4 2024: $3.21Q1 2025: $3.35Q2 2025: $3.41Q3 2025: $3.66Q4 2025: $3.81Q1 2026: $4.02Q2 2026: $4.34Q3 2026: $4.19Forward: $4.92
QuarterTTM EPSYoY
Forward$4.92+17%
Q3 2026$4.19+14%
Q2 2026$4.34+27%
Q1 2026$4.02+20%
Q4 2025$3.81+19%
Q3 2025$3.66+33%
Q2 2025$3.41+20%
Q1 2025$3.35+16%
Q4 2024$3.21+4.2%

BAC's earnings per share have climbed steadily: $4.19 over the past year, up 14% from the year before, and higher year over year for eight quarters in a row.

AGBK Quarterly Revenue

Q4 2024: $381MQ1 2025: $434MQ2 2025: $449MQ3 2025: $501MQ4 2025: $530MQ1 2026: $537MQ2 2026: $568M
Q4 2024: $381MQ1 2025: $434MQ2 2025: $449MQ3 2025: $501MQ4 2025: $530MQ1 2026: $537MQ2 2026: $568M
QuarterRevenueYoY
Q2 2026$567.7M+26%
Q1 2026$536.5M+24%
Q4 2025$529.7M+39%

AGBK has the edge over BAC in the latest year-over-year revenue comparison.

BAC Quarterly Revenue

Q4 2023: $22BQ1 2024: $25.8BQ2 2024: $25.4BQ3 2024: $25.3BQ4 2024: $25.3BQ1 2025: $27.4BQ2 2025: $26.5BQ3 2025: $28.1BQ4 2025: $31.2BQ1 2026: $30.3BQ2 2026: $31.6BQ3 2026: $30B
Q4 2023: $22BQ1 2024: $25.8BQ2 2024: $25.4BQ3 2024: $25.3BQ4 2024: $25.3BQ1 2025: $27.4BQ2 2025: $26.5BQ3 2025: $28.1BQ4 2025: $31.2BQ1 2026: $30.3BQ2 2026: $31.6BQ3 2026: $30B
QuarterRevenueYoY
Q3 2026$30B+6.7%
Q2 2026$31.6B+19%
Q1 2026$30.3B+11%
Q4 2025$31.2B+23%
Q3 2025$28.1B+11%
Q2 2025$26.5B+4.3%
Q1 2025$27.4B+6%
Q4 2024$25.3B+15%

BAC's revenue has grown year over year for 10 quarters in a row: $30B last quarter, up 6.7% from the same quarter a year ago.

AGBK Free Cash Flow

Q4 2024: $40MQ1 2025: −$16MQ2 2025: −$168MQ3 2025: $71MQ4 2025: $11MQ1 2026: −$11MQ2 2026: −$290M
Q4 2024: $40MQ1 2025: −$16MQ2 2025: −$168MQ3 2025: $71MQ4 2025: $11MQ1 2026: −$11MQ2 2026: −$290M
QuarterFree cash flowYoY
Q2 2026-$289.8M-$121.5M
Q1 2026-$10.8M+$5.1M
Q4 2025$11.1M-72%

AGBK and BAC do not have enough comparable growth data to identify a winner.

BAC Free Cash Flow

Q4 2023: $32.7BQ1 2024: −$15.5BQ2 2024: $18.1BQ3 2024: −$37.3BQ4 2024: $25.9BQ1 2025: −$2.2BQ2 2025: −$9.1BQ3 2025: $46.9BQ4 2025: −$22.9BQ1 2026: $41.8BQ2 2026: $29BQ3 2026: −$6.5B
Q4 2023: $32.7BQ1 2024: −$15.5BQ2 2024: $18.1BQ3 2024: −$37.3BQ4 2024: $25.9BQ1 2025: −$2.2BQ2 2025: −$9.1BQ3 2025: $46.9BQ4 2025: −$22.9BQ1 2026: $41.8BQ2 2026: $29BQ3 2026: −$6.5B
QuarterFree cash flowYoY
Q3 2026-$6.5B-114%
Q2 2026$29B+$38.2B
Q1 2026$41.8B+$44B
Q4 2025-$22.9B-189%
Q3 2025$46.9B+$84.2B
Q2 2025-$9.1B-150%
Q1 2025-$2.2B+$13.4B
Q4 2024$25.9B-21%

BAC's free cash flow was $41.4B over the past year, down 33% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BAC.

AGBK Total Shares

Q1 2025: 160MQ2 2025: 160MQ4 2025: 160MQ1 2026: 134MQ2 2026: 143M
Q1 2025: 160MQ2 2025: 160MQ4 2025: 160MQ1 2026: 134MQ2 2026: 143M
PeriodChange %Net change
Quarterly+6.6%+8.9M shares
1 year-11%-16.9M shares

AGBK has the edge over BAC on shareholder dilution, with a more favorable share count trend.

BAC Total Shares

Q4 2023: 8.1BQ1 2024: 8BQ2 2024: 8BQ3 2024: 7.9BQ4 2024: 7.9BQ1 2025: 7.8BQ2 2025: 7.7BQ3 2025: 7.6BQ4 2025: 7.7BQ1 2026: 7.4BQ2 2026: 7.3BQ3 2026: 7.2B
Q4 2023: 8.1BQ1 2024: 8BQ2 2024: 8BQ3 2024: 7.9BQ4 2024: 7.9BQ1 2025: 7.8BQ2 2025: 7.7BQ3 2025: 7.6BQ4 2025: 7.7BQ1 2026: 7.4BQ2 2026: 7.3BQ3 2026: 7.2B
PeriodChange %Net change
Quarterly-1%-72M shares
1 year-5.3%-405M shares
3 years-11%-854M shares
5 years-15%-1.3B shares
Available history-24%-2.2B shares

BAC has 7.2B diluted shares, down 5.3% from a year ago, with $25.6B in buybacks over the past year.

AGBK Net Leverage

Q3 2025: 2.5xQ4 2025: 2.5xQ1 2026: 2.9xQ2 2026: 5.4x
Q3 2025: 2.5xQ4 2025: 2.5xQ1 2026: 2.9xQ2 2026: 5.4x
QuarterNet LeverageStatus
Q2 20265.4xHigh
Q1 20262.9xModerate
Q4 20252.5xModerate
Q3 20252.5xModerate

AGBK has the edge over BAC on leverage, with a lower net debt burden relative to earnings.

BAC Net Leverage

Q4 2023: 9.5xQ1 2024: 9.5xQ2 2024: 9.4xQ3 2024: 9.9xQ4 2024: 9.0xQ1 2025: 8.6xQ2 2025: 8.8xQ3 2025: 8.3xQ4 2025: 7.7xQ1 2026: 7.1xQ2 2026: 6.7xQ3 2026: 6.4x
Q4 2023: 9.5xQ1 2024: 9.5xQ2 2024: 9.4xQ3 2024: 9.9xQ4 2024: 9.0xQ1 2025: 8.6xQ2 2025: 8.8xQ3 2025: 8.3xQ4 2025: 7.7xQ1 2026: 7.1xQ2 2026: 6.7xQ3 2026: 6.4x
QuarterNet LeverageStatus
Q3 20266.4xHigh
Q2 20266.7xHigh
Q1 20267.1xHigh
Q4 20257.7xHigh
Q3 20258.3xHigh
Q2 20258.8xHigh
Q1 20258.6xHigh
Q4 20249.0xHigh

BAC's net debt is about 6.4 years of its operating earnings (EBITDA), down from 8.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like BAC.

AGBK Weekly Momentum

MetricValueStatus
RSI51.5Neutral
Stochastic29.5Neutral

AGBK's weekly RSI is 51 (neutral) and its Stochastic is 29 (neutral).

BAC Weekly Momentum

MetricValueStatus
RSI37.1Neutral
Stochastic4.9Oversold

BAC's weekly RSI is 37 (neutral) and its Stochastic is 5 (oversold).

AGBK PE vs Financial Services Sector

AGBK has no meaningful PE right now: it lost money over the past year.

BAC PE vs Financial Services Sector

MetricBACSector medianRelative
PE12x13x7.5% below
PE %406323 pts below

BAC is trading at 12x earnings, in line with the Financial Services sector's median of 13x.

AGBK Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$6.172.4% above
20 week MA$6.431.7% below

AGBK has stronger trend alignment. AGBK is above 1 of 2 weekly averages versus BAC above 1 of 5.

BAC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$52.13% below
20 week MA$57.813% below
50 week MA$54.77.7% below
100 week MA$50.50% below
200 week MA$42.519% above

BAC has fallen below most of its moving averages, though it's still 19% above its 200-week average.

AGBK Yearly ROI

YearStart priceEnd priceROI
2026 YTD$11.0$6.32-43%

It's down 43% so far in 2026.

BAC Yearly ROI

YearStart priceEnd priceROI
2020$35.4$30.0-15%
2021$30.0$44.4+48%
2022$44.4$32.5-27%
2023$32.5$33.7+3.7%
2024$33.7$44.3+32%
2025$44.3$56.2+27%
2026 YTD$56.2$50.5-10%

BAC has the edge over AGBK on returns for 2026, with the stronger performance.

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