AEG

Aegon Ltd.

There isn't enough reported data to score AEG yet.

GS

The Goldman Sachs Group, Inc.

64
Fundamentals69/ 100
Valuation50/ 100
Upside potential57/ 100
Risk potential14/ 100

GS's fundamentals are strong: revenue grew 19% and its operating margin rose 4 points to 40%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

AEG Fundamentals

MetricStatus
Unavailable
Healthy
N/A
N/A

AEG's profitability is currently healthy. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like AEG.

GS Fundamentals

MetricStatus
Strong
Strong
N/A
N/A

GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.

AEG PE Valuation

AEG has no meaningful PE right now: it lost money over the past year.

GS PE Valuation

CHEAPFAIREXPENSIVE5.2x10x16x21x
CHEAPFAIREXPENSIVE5.2x10x16x21x
LevelPEPriceVs current
Cheap7.6x$528-42%
Current13x$914—
Forward13x$914—
Fair14x$940+2.9%
Expensive17x$1,214+33%

Historical ranges are pointers, not guarantees.

GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

AEG Forward outlook

There aren't enough analyst estimates for AEG to show an outlook.

GS Forward outlook

MetricOutlook
Stable
Strong growth
Growth
Strongly improving
Limited
Low

Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.

AEG Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $8.60 on Nov 12.

There is not enough scenario data to compare AEG and GS's risk to reward.

GS Risk to reward

ScenarioChangePrice
Upside+19%$1,085.26
Downside-14%$781.84

Calculated from the latest close: $913.60 on Nov 12.

There is not enough scenario data to compare AEG and GS's risk to reward.

AEG Earnings Per Share

Q3 2022: $0.28Q4 2022: $-0.58Q1 2023: $-0.79Q2 2023: $-0.60Q3 2023: $-0.53Q4 2024: $0.42
Q3 2022: $0.28Q4 2022: $-0.58Q1 2023: $-0.79Q2 2023: $-0.60Q3 2023: $-0.53Q4 2024: $0.42
QuarterTTM EPSYoY
Q3 2023-$0.53-289%
Q2 2023-$0.60-282%
Q1 2023-$0.79-185%
Q4 2022-$0.58-160%
Q3 2022$0.28-56%
Q2 2022$0.33-34%
Q1 2022$0.93+$1.33
Q4 2021$0.97+1286%

GS has the stronger earnings trend. Trailing diluted EPS is down 28% for AEG versus GS up 41%.

GS Earnings Per Share

Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
QuarterTTM EPSYoY
Forward$72.35+4%
Q3 2026$69.58+41%
Q2 2026$64.82+43%
Q1 2026$54.75+27%
Q4 2025$51.32+27%
Q3 2025$49.22+44%
Q2 2025$45.37+45%
Q1 2025$43.08+68%
Q4 2024$40.54+77%

GS's earnings per share have climbed steadily: $69.58 over the past year, up 41% from the year before, and higher year over year for 10 quarters in a row. Its recent earnings include one-off gains.

AEG Quarterly Revenue

Q3 2022: −$4.3BQ4 2022: $22.8BQ1 2023: $3.8BQ2 2023: $6.9BQ3 2023: $3.5BQ4 2023: $3.5BQ1 2024: $3.6BQ2 2024: $3.6BQ4 2024: --Q2 2025: $7.4BQ4 2025: $21.1BQ2 2026: $7.9B
Q3 2022: −$4.3BQ4 2022: $22.8BQ1 2023: $3.8BQ2 2023: $6.9BQ3 2023: $3.5BQ4 2023: $3.5BQ1 2024: $3.6BQ2 2024: $3.6BQ4 2024: --Q2 2025: $7.4BQ4 2025: $21.1BQ2 2026: $7.9B
QuarterRevenueYoY
Q2 2026$7.9B+6.9%
Q2 2025$7.4B+106%
Q2 2024$3.6B-48%
Q1 2024$3.6B-4.5%
Q4 2023$3.5B-85%
Q4 2022$22.8B+38%
Q4 2021$16.6B-37%
Q3 2021$7B-51%

AEG has the stronger quarterly revenue trend. Revenue is up 120% for AEG versus up 23% for GS.

GS Quarterly Revenue

Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
QuarterRevenueYoY
Q3 2026$18.7B+23%
Q2 2026$20.3B+39%
Q1 2026$17.2B+14%
Q4 2025$13.5B-3%
Q3 2025$15.2B+20%
Q2 2025$14.6B+15%
Q1 2025$15.1B+6%
Q4 2024$13.9B+23%

GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.

AEG Free Cash Flow

Q3 2022: $414MQ4 2022: $975MQ1 2023: $574MQ2 2023: $574MQ3 2023: −$130MQ4 2023: −$130MQ1 2024: $347MQ2 2024: $347MQ4 2024: $96MQ2 2025: −$224MQ4 2025: −$275MQ2 2026: $596M
Q3 2022: $414MQ4 2022: $975MQ1 2023: $574MQ2 2023: $574MQ3 2023: −$130MQ4 2023: −$130MQ1 2024: $347MQ2 2024: $347MQ4 2024: $96MQ2 2025: −$224MQ4 2025: −$275MQ2 2026: $596M
QuarterFree cash flowYoY
Q2 2026$595.9M+$820.3M
Q4 2025-$274.5M-387%
Q2 2025-$224.4M-165%
Q4 2024$95.5M+$225.5M
Q2 2024$347.2M-39%
Q1 2024$347.2M-39%
Q4 2023-$130M-113%
Q3 2023-$130M-131%

AEG has the stronger cash trend. Its trailing FCF is down 83% versus its history, compared with GS at down 278%.

GS Free Cash Flow

Q4 2023: −$28.9BQ1 2024: −$28.5BQ2 2024: $5.6BQ3 2024: −$38.5BQ4 2024: $46.2BQ1 2025: −$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: −$16.8BQ1 2026: −$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
Q4 2023: −$28.9BQ1 2024: −$28.5BQ2 2024: $5.6BQ3 2024: −$38.5BQ4 2024: $46.2BQ1 2025: −$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: −$16.8BQ1 2026: −$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
QuarterFree cash flowYoY
Q3 2026$3.7B+72%
Q2 2026$5.6B+7.8%
Q1 2026-$32.4B+$5.3B
Q4 2025-$16.8B-136%
Q3 2025$2.1B+$40.6B
Q2 2025$5.2B-6.8%
Q1 2025-$37.7B-$9.2B
Q4 2024$46.2B+$75.1B

GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.

AEG Total Shares

Q3 2022: 2.6BQ4 2022: 2BQ1 2023: 1.9BQ2 2023: 2.2BQ3 2023: 1.8BQ1 2024: 1.7BQ2 2024: 1.7BQ4 2024: 1.6BQ2 2025: 1.6BQ4 2025: 1.5BQ2 2026: 1.6B
Q3 2022: 2.6BQ4 2022: 2BQ1 2023: 1.9BQ2 2023: 2.2BQ3 2023: 1.8BQ1 2024: 1.7BQ2 2024: 1.7BQ4 2024: 1.6BQ2 2025: 1.6BQ4 2025: 1.5BQ2 2026: 1.6B
PeriodChange %Net change
Quarterly+4%+60.7M shares
1 year-5.9%-99.3M shares
3 years-39%-991M shares
5 years-39%-1B shares
Available history-23%-481M shares

AEG has the edge over GS on shareholder dilution, with a more favorable share count trend.

GS Total Shares

Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
PeriodChange %Net change
Quarterly-1.2%-3.8M shares
1 year-4.4%-13.9M shares
3 years-12%-42.8M shares
5 years-15%-52.8M shares
Available history-20%-74.4M shares

GS has 301M diluted shares, down 4.4% from a year ago, with $15B in buybacks over the past year.

AEG Net Leverage

Q3 2022: 2.3xQ4 2022: 8.5xQ4 2023: 4.9xQ1 2024: 0.2xQ2 2024: 0.1x
Q3 2022: 2.3xQ4 2022: 8.5xQ4 2023: 4.9xQ1 2024: 0.2xQ2 2024: 0.1x
QuarterNet LeverageStatus
Q2 20240.1xVery low
Q1 20240.2xVery low
Q4 20234.9xHigh
Q4 20228.5xHigh
Q3 20222.3xModerate
Q2 20222.3xModerate
Q1 20221.6xHealthy
Q4 20211.7xHealthy

AEG's net debt is less than a year of its operating earnings (EBITDA), down from 2.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like AEG.

GS Net Leverage

Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
QuarterNet LeverageStatus
Q3 2026-5.4xNet Cash
Q2 2026-6.1xNet Cash
Q1 2026-6.7xNet Cash
Q4 2025-6.4xNet Cash
Q3 2025-3.5xNet Cash
Q2 2025-3.1xNet Cash
Q1 2025-3.9xNet Cash
Q4 2024-4.7xNet Cash

GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.

AEG Weekly Momentum

MetricValueStatus
RSI51.6Neutral
Stochastic21.4Neutral

AEG's weekly RSI is 52 (neutral) and its Stochastic is 21 (neutral).

GS Weekly Momentum

MetricValueStatus
RSI44.5Neutral
Stochastic16.3Oversold

GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).

AEG PE vs Financial Services Sector

AEG has no meaningful PE right now: it lost money over the past year.

GS PE vs Financial Services Sector

MetricGSSector medianRelative
PE13x13x0.8% above
PE %466317 pts below

GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.

AEG Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$8.382.6% above
20 week MA$8.832.6% below
50 week MA$8.214.8% above
100 week MA$7.5813% above
200 week MA$6.5831% above

AEG has the edge over GS on trend strength, trading above more of its moving averages.

GS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$895.52% above
20 week MA$977.46.5% below
50 week MA$945.43.4% below
100 week MA$804.514% above
200 week MA$602.752% above

GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.

AEG Yearly ROI

YearStart priceEnd priceROI
2020$4.55$3.80-16%
2021$3.80$4.93+30%
2022$4.93$5.14+4.3%
2023$5.14$5.76+12%
2024$5.76$5.84+1.4%
2025$5.84$7.70+32%
2026 YTD$7.70$8.60+12%

AEG has the edge over GS on returns for 2026, with the stronger performance.

GS Yearly ROI

YearStart priceEnd priceROI
2020$230.7$256.2+11%
2021$256.2$385.0+50%
2022$385.0$345.5-10%
2023$345.5$385.8+12%
2024$385.8$576.2+49%
2025$576.2$907.0+57%
2026 YTD$907.0$913.6+0.7%

GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.

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