ACT
Enact Holdings, Inc.
ACT's fundamentals are mixed, but it looks expensive: trading at 9.5x earnings, above its usual 7.6x. Analysts expect earnings growth.
COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
ACT Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
ACT's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like ACT.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
ACT PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 6x | $28.70 | -37% |
| Fair | 7.6x | $36.40 | -21% |
| Expensive | 9.1x | $43.53 | -5% |
| Forward | 9.2x | $45.83 | — |
| Current | 9.5x | $45.83 | — |
Historical ranges are pointers, not guarantees.
ACT's PE is in its expensive range at 9.5x. If earnings grow as analysts expect, today's price would be 9.2x next year's earnings.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
ACT Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Stable | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect ACT's earnings to grow and its profitability to improve, with its revenue holding steady.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.
ACT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.96 | +3.1% |
| Q3 2026 | $4.81 | +11% |
| Q2 2026 | $4.76 | +8.4% |
| Q1 2026 | $4.62 | +4.1% |
| Q4 2025 | $4.52 | +3.4% |
| Q3 2025 | $4.34 | +1.2% |
| Q2 2025 | $4.39 | +5.5% |
| Q1 2025 | $4.44 | +9.9% |
| Q4 2024 | $4.37 | +6.3% |
ACT has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | — |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.
ACT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $312.9M | +0.4% |
| Q2 2026 | $317.3M | +4.1% |
| Q1 2026 | $312.1M | +1.7% |
| Q4 2025 | $312.7M | +3.6% |
| Q3 2025 | $311.5M | +0.6% |
| Q2 2025 | $304.9M | +2% |
| Q1 2025 | $306.8M | +5.2% |
| Q4 2024 | $301.8M | +1.9% |
ACT has the edge over COIN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 65% | -2.5 points |
| Q2 2026 | 69% | -1 points |
| Q1 2026 | 68% | -0.5 points |
| Q4 2025 | 71% | +2.5 points |
| Q3 2025 | 67% | -6.8 points |
| Q2 2025 | 70% | -8.2 points |
| Q1 2025 | 69% | -1.7 points |
| Q4 2024 | 69% | +1.4 points |
ACT has the edge over COIN on profitability, with a higher operating margin.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN's operating margin was 5.1% last quarter, down 21 points from the same quarter a year ago.
ACT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $183.9M | -4.2% |
| Q2 2026 | $118.5M | -0.8% |
| Q1 2026 | $224M | -1.2% |
| Q4 2025 | $186.3M | +12% |
| Q3 2025 | $192M | +2.1% |
| Q2 2025 | $119.5M | -17% |
| Q1 2025 | $226.7M | +21% |
| Q4 2024 | $166.1M | -13% |
ACT's free cash flow was $713M over the past year, up 1.2% from the year before. Free cash flow isn't a meaningful measure for financial services companies like ACT.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
COIN has the edge over ACT on cash flow, with more consistent year-over-year improvement.
ACT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.4% | -2M shares |
| 1 year | -6.8% | -10M shares |
| 3 years | -14% | -22.9M shares |
| 5 years | -15% | -24.6M shares |
| Available history | -15% | -24.5M shares |
ACT has the edge over COIN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $117.9M |
| Q2 2026 | $93.3M |
| Q1 2026 | $93.2M |
| Q4 2025 | $127M |
| Q3 2025 | $105.5M |
| Q2 2025 | $84.6M |
| Q1 2025 | $65.3M |
| Q4 2024 | $74.6M |
ACT spent $431M buying back its own shares over the past year, up 31% from the year before.
COIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.3% | +24.6M shares |
| 1 year | -1.4% | -4M shares |
| 3 years | +21% | +50.7M shares |
| 5 years | +15% | +37.4M shares |
| Available history | +330% | +221M shares |
COIN has 288M diluted shares, down 1.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5.3M |
| Q2 2026 | $181.3M |
| Q1 2026 | $1.1B |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | $10.5M |
ACT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2021 | 0.5x | Very low |
| Q4 2020 | 0.6x | Very low |
| Q3 2020 | 0.3x | Very low |
| Q2 2020 | -0.6x | Net Cash |
| Q4 2019 | -0.4x | Net Cash |
ACT's net debt is less than a year of its operating earnings (EBITDA), after holding more cash than debt a year ago. Net leverage isn't a meaningful measure for financial services companies like ACT.
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like COIN.
ACT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 49.5 | Neutral |
| Stochastic | 47.2 | Neutral |
ACT's weekly RSI is 49 (neutral) and its Stochastic is 47 (neutral).
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
ACT PE vs Financial Services Sector
| Metric | ACT | Sector median | Relative |
|---|---|---|---|
| PE | 9.5x | 13x | 27% below |
| PE % | 90 | 65 | 25 pts above |
ACT is trading at 9.5x earnings, a 27% discount to the Financial Services sector's median of 13x.
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
COIN has no meaningful PE right now: it lost money over the past year.
ACT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $46.5 | 1.4% below |
| 20 week MA | $47.3 | 3.2% below |
| 50 week MA | $43.8 | 4.6% above |
| 100 week MA | $39.7 | 15% above |
| 200 week MA | $34.3 | 33% above |
ACT has the edge over COIN on trend strength, trading above more of its moving averages.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
ACT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $20.0 | $20.0 | +0.1% |
| 2022 | $20.0 | $24.2 | +21% |
| 2023 | $24.2 | $28.9 | +19% |
| 2024 | $28.9 | $32.4 | +12% |
| 2025 | $32.4 | $40.1 | +24% |
| 2026 YTD | $40.1 | $45.8 | +14% |
ACT has the edge over COIN on returns for 2026, with the stronger performance.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.