ACNB

ACNB Corporation

60
Fundamentals72/ 100
Valuation50/ 100
Upside potential54/ 100
Risk potential13/ 100

ACNB's fundamentals are strong: its operating margin rose 11 points to 34% and revenue grew 15%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

COIN

Coinbase Global, Inc.

There isn't enough reported data to score COIN yet.

ACNB Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

ACNB's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like ACNB.

COIN Fundamentals

MetricStatus
Weak
Under pressure
N/A
N/A

COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.

ACNB PE Valuation

CHEAPFAIREXPENSIVE4.5x9.0x14x18x
CHEAPFAIREXPENSIVE4.5x9.0x14x18x
LevelPEPriceVs current
Cheap8.3x$45.14-33%
Fair11x$58.42-13%
Current12x$66.92โ€”
Forward12x$66.92โ€”
Expensive13x$72.83+8.8%

Historical ranges are pointers, not guarantees.

ACNB's PE is 12x, but its earnings don't support one, so it isn't a reliable read right now.

COIN PE Valuation

COIN has no meaningful PE right now: it lost money over the past year.

ACNB Forward outlook

MetricOutlook
Stable
Growth
Stable
Improving
Limited
High

Analysts expect ACNB's earnings to grow and its profitability to improve, with its revenue holding steady.

COIN Forward outlook

MetricOutlook
--
Strong growth
Stable
Strongly improving
Moderate
Low

Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

ACNB Risk to reward

ScenarioChangePrice
Upside+15%$76.89
Downside-13%$58.43

Calculated from the latest close: $66.92 on Nov 12.

There is not enough scenario data to compare ACNB and COIN's risk to reward.

COIN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $130.67 on Nov 12.

There is not enough scenario data to compare ACNB and COIN's risk to reward.

ACNB Earnings Per Share

Q4 2023: $3.71Q1 2024: $3.45Q2 2024: $3.65Q3 2024: $3.43Q4 2024: $3.73Q1 2025: $2.90Q2 2025: $2.69Q3 2025: $3.27Q4 2025: $3.60Q1 2026: $4.95Q2 2026: $5.33Q3 2026: $5.46Forward: $5.73
Q4 2023: $3.71Q1 2024: $3.45Q2 2024: $3.65Q3 2024: $3.43Q4 2024: $3.73Q1 2025: $2.90Q2 2025: $2.69Q3 2025: $3.27Q4 2025: $3.60Q1 2026: $4.95Q2 2026: $5.33Q3 2026: $5.46Forward: $5.73
QuarterTTM EPSYoY
Forward$5.73+4.9%
Q3 2026$5.46+67%
Q2 2026$5.33+98%
Q1 2026$4.95+71%
Q4 2025$3.60-3.5%
Q3 2025$3.27-4.7%
Q2 2025$2.69-26%
Q1 2025$2.90-16%
Q4 2024$3.73+0.5%

ACNB has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.

COIN Earnings Per Share

Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
QuarterTTM EPSYoY
Forward$1.36โ€”
Q3 2026-$2.77-124%
Q2 2026-$3.78-137%
Q1 2026$2.72-49%
Q4 2025$4.45-53%
Q3 2025$11.54+94%
Q2 2025$10.32+82%
Q1 2025$5.32+4.1%
Q4 2024$9.48+2462%

COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.

ACNB Quarterly Revenue

Q4 2023: $22MQ1 2024: $26MQ2 2024: $27MQ3 2024: $34MQ4 2024: $33MQ1 2025: $43MQ2 2025: $50MQ3 2025: $51MQ4 2025: $47MQ1 2026: $51MQ2 2026: $53MQ3 2026: $54M
Q4 2023: $22MQ1 2024: $26MQ2 2024: $27MQ3 2024: $34MQ4 2024: $33MQ1 2025: $43MQ2 2025: $50MQ3 2025: $51MQ4 2025: $47MQ1 2026: $51MQ2 2026: $53MQ3 2026: $54M
QuarterRevenueYoY
Q3 2026$54M+6.1%
Q2 2026$52.5M+4.5%
Q1 2026$50.5M+16%
Q4 2025$47.2M+42%
Q3 2025$50.9M+49%
Q2 2025$50.3M+83%
Q1 2025$43.5M+66%
Q4 2024$33.2M+48%

ACNB has the edge over COIN on sales, with more consistent year-over-year improvement.

COIN Quarterly Revenue

Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
QuarterRevenueYoY
Q3 2026$1.2B-35%
Q2 2026$1.2B-19%
Q1 2026$1.4B-31%
Q4 2025$1.8B-22%
Q3 2025$1.9B+55%
Q2 2025$1.5B+3.3%
Q1 2025$2B+24%
Q4 2024$2.3B+138%

COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.

ACNB Free Cash Flow

Q4 2023: $8MQ1 2024: $11MQ2 2024: $9MQ3 2024: $13MQ4 2024: $5MQ1 2025: โˆ’$730,000Q2 2025: $18MQ3 2025: $23MQ4 2025: $13MQ1 2026: $24MQ2 2026: โˆ’$4MQ3 2026: $47M
Q4 2023: $8MQ1 2024: $11MQ2 2024: $9MQ3 2024: $13MQ4 2024: $5MQ1 2025: โˆ’$730,000Q2 2025: $18MQ3 2025: $23MQ4 2025: $13MQ1 2026: $24MQ2 2026: โˆ’$4MQ3 2026: $47M
QuarterFree cash flowYoY
Q3 2026$46.6M+105%
Q2 2026-$4M-122%
Q1 2026$24M+$24.7M
Q4 2025$12.6M+136%
Q3 2025$22.8M+71%
Q2 2025$17.9M+91%
Q1 2025-$730K-107%
Q4 2024$5.3M-30%

ACNB has the edge over COIN on cash flow, with more consistent year-over-year improvement.

COIN Free Cash Flow

Q4 2023: โˆ’$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: โˆ’$183MQ2 2025: $328MQ3 2025: โˆ’$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
Q4 2023: โˆ’$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: โˆ’$183MQ2 2025: $328MQ3 2025: โˆ’$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
QuarterFree cash flowYoY
Q3 2026$405.5M+$1.2B
Q2 2026$197.3M-40%
Q1 2026$182.7M+$365.5M
Q4 2025$3.1B+218%
Q3 2025-$784.5M-213%
Q2 2025$328.5M-32%
Q1 2025-$182.7M-144%
Q4 2024$964.6M+$969.8M

COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.

ACNB Total Shares

Q4 2023: 9MQ1 2024: 9MQ2 2024: 9MQ3 2024: 9MQ4 2024: 9MQ1 2025: 10MQ2 2025: 10MQ3 2025: 10MQ4 2025: 10MQ1 2026: 10MQ2 2026: 10MQ3 2026: 10M
Q4 2023: 9MQ1 2024: 9MQ2 2024: 9MQ3 2024: 9MQ4 2024: 9MQ1 2025: 10MQ2 2025: 10MQ3 2025: 10MQ4 2025: 10MQ1 2026: 10MQ2 2026: 10MQ3 2026: 10M
PeriodChange %Net change
Quarterly-0.4%-44.4K shares
1 year-2.8%-288K shares
3 years+19%+1.6M shares
5 years+17%+1.4M shares
Available history+44%+3.1M shares

ACNB has the edge over COIN on shareholder dilution, with a more favorable share count trend.

COIN Total Shares

Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
PeriodChange %Net change
Quarterly+9.3%+24.6M shares
1 year-1.4%-4M shares
3 years+21%+50.7M shares
5 years+15%+37.4M shares
Available history+330%+221M shares

COIN has 288M diluted shares, down 1.4% from a year ago.

ACNB Net Leverage

Q4 2025: 4.8xQ1 2026: 2.6xQ2 2026: 3.2xQ3 2026: 3.2x
Q4 2025: 4.8xQ1 2026: 2.6xQ2 2026: 3.2xQ3 2026: 3.2x
QuarterNet LeverageStatus
Q3 20263.2xElevated
Q2 20263.2xElevated
Q1 20262.6xModerate
Q4 20254.8xHigh

ACNB's net debt is about 3.2 years of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like ACNB.

COIN Net Leverage

Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
QuarterNet LeverageStatus
Q3 2026-4.4xNet Cash
Q2 2026-2.5xNet Cash
Q1 2026-2.8xNet Cash
Q4 2025-2.3xNet Cash
Q3 2025-0.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.8xNet Cash

COIN has the edge over ACNB on leverage, with a lower net debt burden relative to earnings.

ACNB Weekly Momentum

MetricValueStatus
RSI70.6Overbought
Stochastic67.0Neutral

ACNB's weekly RSI is 71 (overbought) and its Stochastic is 67 (neutral).

COIN Weekly Momentum

MetricValueStatus
RSI35.3Neutral
Stochastic5.0Oversold

COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).

ACNB PE vs Financial Services Sector

MetricACNBSector medianRelative
PE12x13x5.8% below
PE %766313 pts above

ACNB is trading at 12x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.

COIN PE vs Financial Services Sector

MetricCOINSector medianRelative
PEN/A13xโ€”

COIN has no meaningful PE right now: it lost money over the past year.

ACNB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$64.63.7% above
20 week MA$63.94.8% above
50 week MA$56.319% above
100 week MA$49.435% above
200 week MA$43.155% above

ACNB has the edge over COIN on trend strength, trading above more of its moving averages.

COIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$163.020% below
20 week MA$165.621% below
50 week MA$184.429% below
100 week MA$232.844% below
200 week MA$190.331% below

COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

ACNB Yearly ROI

YearStart priceEnd priceROI
2020$37.4$25.1-33%
2021$25.1$30.3+21%
2022$30.3$40.3+33%
2023$40.3$44.8+11%
2024$44.8$39.6-11%
2025$39.6$49.4+25%
2026 YTD$49.4$66.9+35%

ACNB has the edge over COIN on returns for 2026, with the stronger performance.

COIN Yearly ROI

YearStart priceEnd priceROI
2021$342.0$268.2-22%
2022$268.2$35.5-87%
2023$35.5$173.9+390%
2024$173.9$265.7+53%
2025$265.7$236.9-11%
2026 YTD$236.9$130.7-45%

COIN's yearly returns have swung widely, from +390% in 2023 to โˆ’87% in 2022. It's down 45% so far in 2026.

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