ACNB
ACNB Corporation
ACNB has the edge over BLK overall, supported by stronger valuation and stronger fundamentals.
BLK
BlackRock, Inc.
BLK trails on the overall score without a compensating advantage in the available component scores.
ACNB Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
ACNB's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like ACNB.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
ACNB PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.3x | $45.14 | -33% |
| Fair | 11x | $58.42 | -13% |
| Current | 12x | $66.92 | — |
| Forward | 12x | $66.92 | — |
| Expensive | 13x | $72.83 | +8.8% |
Historical ranges are pointers, not guarantees.
ACNB has the edge over BLK in the historical PE scenario, which offers more potential upside but is not a forecast.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK's PE is in its expensive range at 28x.
ACNB Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Stable | |
| Improving | |
| Limited | |
| High |
Analysts expect ACNB's earnings to grow and its profitability to improve, with its revenue holding steady.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
ACNB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $5.73 | +4.9% |
| Q3 2026 | $5.46 | +67% |
| Q2 2026 | $5.33 | +98% |
| Q1 2026 | $4.95 | +71% |
| Q4 2025 | $3.60 | -3.5% |
| Q3 2025 | $3.27 | -4.7% |
| Q2 2025 | $2.69 | -26% |
| Q1 2025 | $2.90 | -16% |
| Q4 2024 | $3.73 | +0.5% |
ACNB earned $5.46 per share over the past year, up 67% from the year before. Its recent earnings include one-off gains.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK has the edge over ACNB on earnings, with stronger typical year-over-year growth.
ACNB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $54M | +6.1% |
| Q2 2026 | $52.5M | +4.5% |
| Q1 2026 | $50.5M | +16% |
| Q4 2025 | $47.2M | +42% |
| Q3 2025 | $50.9M | +49% |
| Q2 2025 | $50.3M | +83% |
| Q1 2025 | $43.5M | +66% |
| Q4 2024 | $33.2M | +48% |
ACNB has the edge over BLK on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 36% | -0.7 points |
| Q2 2026 | 37% | +7 points |
| Q1 2026 | 34% | +35 points |
| Q4 2025 | 28% | +3.1 points |
| Q3 2025 | 37% | +9.5 points |
| Q2 2025 | 30% | -22 points |
| Q1 2025 | -1.3% | -34 points |
| Q4 2024 | 25% | +3.7 points |
ACNB has the edge over BLK on profitability, with a higher operating margin.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK's revenue has grown year over year for 13 quarters in a row: $7.8B last quarter, up 19% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK's operating margin was 30% last quarter, about level with the same quarter a year ago, near the bottom of its range since 2019.
ACNB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $46.6M | +105% |
| Q2 2026 | -$4M | -122% |
| Q1 2026 | $24M | +$24.7M |
| Q4 2025 | $12.6M | +136% |
| Q3 2025 | $22.8M | +71% |
| Q2 2025 | $17.9M | +91% |
| Q1 2025 | -$730K | -107% |
| Q4 2024 | $5.3M | -30% |
ACNB's free cash flow was $79M over the past year, up 75% from the year before. Free cash flow isn't a meaningful measure for financial services companies like ACNB.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK's free cash flow was $4.8B over the past year, up 22% from the year before. Free cash flow isn't a meaningful measure for financial services companies like BLK.
ACNB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -44.4K shares |
| 1 year | -2.8% | -288K shares |
| 3 years | +19% | +1.6M shares |
| 5 years | +17% | +1.4M shares |
| Available history | +44% | +3.1M shares |
ACNB has the edge over BLK on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $742,000 |
| Q2 2026 | $9.2M |
| Q1 2026 | $3.6M |
| Q4 2025 | $2.5M |
| Q3 2025 | $2.7M |
| Q2 2025 | $2.9M |
| Q1 2025 | $3.1M |
| Q4 2024 | — |
ACNB spent $16M buying back its own shares over the past year, up 84% from the year before.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has 165M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
ACNB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 3.2x | Elevated |
| Q2 2026 | 3.2x | Elevated |
| Q1 2026 | 2.6x | Moderate |
| Q4 2025 | 4.8x | High |
ACNB's net debt is about 3.2 years of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like ACNB.
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has the edge over ACNB on leverage, with a lower net debt burden relative to earnings.
ACNB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 70.6 | Overbought |
| Stochastic | 67.0 | Neutral |
ACNB's weekly RSI is 71 (overbought) and its Stochastic is 67 (neutral).
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
ACNB PE vs Financial Services Sector
| Metric | ACNB | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 5.8% below |
| PE % | 76 | 63 | 13 pts above |
ACNB has the edge over BLK on valuation relative to its sector.
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
ACNB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $64.6 | 3.7% above |
| 20 week MA | $63.9 | 4.8% above |
| 50 week MA | $56.3 | 19% above |
| 100 week MA | $49.4 | 35% above |
| 200 week MA | $43.1 | 55% above |
ACNB is in an uptrend: it's above all five of its weekly moving averages, and 55% above its 200-week average.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK is in an uptrend: it's above all five of its weekly moving averages, and 33% above its 200-week average.
ACNB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $37.4 | $25.1 | -33% |
| 2021 | $25.1 | $30.3 | +21% |
| 2022 | $30.3 | $40.3 | +33% |
| 2023 | $40.3 | $44.8 | +11% |
| 2024 | $44.8 | $39.6 | -11% |
| 2025 | $39.6 | $49.4 | +25% |
| 2026 YTD | $49.4 | $66.9 | +35% |
ACNB has the edge over BLK on returns for 2026, with the stronger performance.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has finished higher in five of the last six years. It's up 12% so far in 2026.