ACIW
ACI Worldwide, Inc.
ACIW's outlook is improving, though it still trails on the overall score.
PLTR
Palantir Technologies Inc.
PLTR has the edge over ACIW overall, supported by stronger fundamentals and stronger modeled upside.
ACIW Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| Strong | |
| Healthy |
ACIW's cash flow and balance sheet are currently healthy, and its revenue and profitability are stable.
PLTR Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
PLTR's revenue, profitability, cash flow and balance sheet are all currently strong.
ACIW PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 20x | $31.80 | -48% |
| Forward | 22x | $61.26 | — |
| Fair | 29x | $46.13 | -25% |
| Current | 38x | $61.26 | — |
| Expensive | 46x | $74.84 | +22% |
Historical ranges are pointers, not guarantees.
ACIW's PE is in its fair range at 38x. If earnings grow as analysts expect, today's price would be 22x next year's earnings, in its cheap range.
PLTR PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 75x | $172 | — |
| Current | 120x | $172 | — |
| Cheap | 165x | $236 | +37% |
| Fair | 251x | $359 | +109% |
| Expensive | 452x | $646 | +277% |
Historical ranges are pointers, not guarantees.
PLTR has the edge over ACIW in the historical PE scenario, which offers more potential upside but is not a forecast.
ACIW Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for ACIW, with profitability improving.
PLTR Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Moderate |
Analysts expect strong earnings and revenue growth for PLTR, with profitability improving.
ACIW Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.82 | +75% |
| Q3 2026 | $1.61 | -35% |
| Q2 2026 | $2.17 | -8.1% |
| Q1 2026 | $1.98 | -22% |
| Q4 2025 | $2.16 | +13% |
| Q3 2025 | $2.47 | +17% |
| Q2 2025 | $2.36 | +39% |
| Q1 2025 | $2.53 | +87% |
| Q4 2024 | $1.91 | +71% |
ACIW's earnings per share have fallen from their peak: $1.61 over the past year, against $2.53 in early 2025.
PLTR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.30 | +61% |
| Q3 2026 | $1.43 | +240% |
| Q2 2026 | $1.17 | +290% |
| Q1 2026 | $0.89 | +287% |
| Q4 2025 | $0.63 | +232% |
| Q3 2025 | $0.42 | +110% |
| Q2 2025 | $0.30 | +76% |
| Q1 2025 | $0.23 | +92% |
| Q4 2024 | $0.19 | +111% |
PLTR has the edge over ACIW on earnings, with more consistent year-over-year improvement.
ACIW Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $426.8M | -12% |
| Q2 2026 | $430.4M | +7.3% |
| Q1 2026 | $425.7M | +7.9% |
| Q4 2025 | $481.6M | +6.3% |
| Q3 2025 | $482.4M | +6.8% |
| Q2 2025 | $401.3M | +7.4% |
| Q1 2025 | $394.6M | +25% |
| Q4 2024 | $453M | -4.9% |
ACIW's revenue has held roughly level: $427M last quarter, down 12% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 12% | -14 points |
| Q2 2026 | 10% | +1.7 points |
| Q1 2026 | 14% | -1.3 points |
| Q4 2025 | 23% | -4.4 points |
| Q3 2025 | 26% | -0.7 points |
| Q2 2025 | 8.7% | -5.7 points |
| Q1 2025 | 15% | +12 points |
| Q4 2024 | 27% | -9.2 points |
ACIW's operating margin was 12% last quarter, down 14 points from the same quarter a year ago.
PLTR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $2.3B | +96% |
| Q2 2026 | $1.9B | +93% |
| Q1 2026 | $1.6B | +85% |
| Q4 2025 | $1.4B | +70% |
| Q3 2025 | $1.2B | +63% |
| Q2 2025 | $1B | +48% |
| Q1 2025 | $883.9M | +39% |
| Q4 2024 | $827.5M | +36% |
PLTR has the edge over ACIW on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 47% | +14 points |
| Q2 2026 | 47% | +20 points |
| Q1 2026 | 46% | +26 points |
| Q4 2025 | 41% | +40 points |
| Q3 2025 | 33% | +18 points |
| Q2 2025 | 27% | +11 points |
| Q1 2025 | 20% | +7.2 points |
| Q4 2024 | 1.3% | -9.5 points |
PLTR has the edge over ACIW on profitability, with a higher operating margin.
ACIW Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $116.3M | +67% |
| Q2 2026 | $63.9M | +34% |
| Q1 2026 | $61.2M | -19% |
| Q4 2025 | $116.6M | -2.5% |
| Q3 2025 | $69.6M | +38% |
| Q2 2025 | $47.6M | -11% |
| Q1 2025 | $76.1M | -37% |
| Q4 2024 | $119.5M | +41% |
ACIW's free cash flow has been positive every quarter for seven years: $358M over the past year, up 14% from the year before.
PLTR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +139% |
| Q2 2026 | $1.2B | +126% |
| Q1 2026 | $891.8M | +193% |
| Q4 2025 | $764M | +67% |
| Q3 2025 | $500.9M | +20% |
| Q2 2025 | $531.6M | +276% |
| Q1 2025 | $304.1M | +140% |
| Q4 2024 | $457.2M | +54% |
PLTR has the edge over ACIW on cash flow, with more consistent year-over-year improvement.
ACIW Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -360K shares |
| 1 year | -2.5% | -2.6M shares |
| 3 years | -7% | -7.6M shares |
| 5 years | -15% | -17.2M shares |
| Available history | -15% | -17.3M shares |
ACIW has the edge over PLTR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $50M |
| Q2 2026 | $41.5M |
| Q1 2026 | $65.3M |
| Q4 2025 | $52.6M |
| Q3 2025 | $16.3M |
| Q2 2025 | $119.4M |
| Q1 2025 | $14.4M |
| Q4 2024 | — |
ACIW spent $209M buying back its own shares over the past year, up 40% from the year before.
PLTR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +5.2M shares |
| 1 year | +0.1% | +2.9M shares |
| 3 years | +11% | +248M shares |
| 5 years | +31% | +610M shares |
| Available history | +184% | +1.7B shares |
PLTR has 2.6B diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q4 2025 | $19.2M |
| Q3 2025 | $19.2M |
| Q2 2025 | $18.6M |
| Q1 2025 | $18M |
| Q4 2024 | $18.6M |
| Q3 2024 | $18.9M |
| Q2 2024 | $17.7M |
| Q1 2024 | $9M |
ACIW Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.7x | Healthy |
| Q2 2026 | 1.5x | Healthy |
| Q1 2026 | 1.5x | Healthy |
| Q4 2025 | 1.5x | Healthy |
| Q3 2025 | 1.5x | Healthy |
| Q2 2025 | 1.6x | Healthy |
| Q1 2025 | 1.3x | Healthy |
| Q4 2024 | 1.7x | Healthy |
ACIW's net debt is about 1.7 years of its operating earnings (EBITDA), about the same as a year ago.
PLTR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.1x | Net Cash |
| Q2 2026 | -0.8x | Net Cash |
| Q1 2026 | -1.1x | Net Cash |
| Q4 2025 | -1.0x | Net Cash |
| Q3 2025 | -1.9x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -2.3x | Net Cash |
| Q4 2024 | -6.1x | Net Cash |
PLTR has the edge over ACIW on leverage, with a lower net debt burden relative to earnings.
ACIW Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 70.0 | Neutral |
| Stochastic | 77.4 | Neutral |
ACIW's weekly RSI is 70 (neutral) and its Stochastic is 77 (neutral).
PLTR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 51.4 | Neutral |
| Stochastic | 47.4 | Neutral |
PLTR's weekly RSI is 51 (neutral) and its Stochastic is 47 (neutral).
ACIW PE vs Technology Sector
| Metric | ACIW | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 28x | 37% above |
| PE % | 65 | 35 | 30 pts above |
ACIW has the edge over PLTR on valuation relative to its sector.
PLTR PE vs Technology Sector
| Metric | PLTR | Sector median | Relative |
|---|---|---|---|
| PE | 120x | 28x | 331% above |
| PE % | 1 | 38 | 37 pts below |
PLTR is trading at 120x earnings, a 331% premium to the Technology sector's median of 28x.
ACIW Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $54.6 | 12% above |
| 20 week MA | $54.4 | 13% above |
| 50 week MA | $47.9 | 28% above |
| 100 week MA | $48.7 | 26% above |
| 200 week MA | $40.8 | 50% above |
ACIW has the edge over PLTR on trend strength, trading above more of its moving averages.
PLTR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $185.8 | 7.6% below |
| 20 week MA | $167.6 | 2.4% above |
| 50 week MA | $157.1 | 9.2% above |
| 100 week MA | $143.8 | 19% above |
| 200 week MA | $83.3 | 106% above |
PLTR's trend is up, with a small recent dip: it's below only its 8-week average, and 106% above its 200-week average.
ACIW Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $37.7 | $38.5 | +2.1% |
| 2021 | $38.5 | $34.9 | -9.4% |
| 2022 | $34.9 | $22.0 | -37% |
| 2023 | $22.0 | $30.6 | +39% |
| 2024 | $30.6 | $51.9 | +70% |
| 2025 | $51.9 | $48.7 | -6.1% |
| 2026 YTD | $48.7 | $61.3 | +26% |
ACIW has the edge over PLTR on returns for 2026, with the stronger performance.
PLTR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.20 | $27.8 | +202% |
| 2021 | $27.8 | $18.9 | -32% |
| 2022 | $18.9 | $6.29 | -67% |
| 2023 | $6.29 | $17.2 | +173% |
| 2024 | $17.2 | $79.1 | +361% |
| 2025 | $79.1 | $188.7 | +139% |
| 2026 YTD | $188.7 | $171.6 | -9.1% |
PLTR's yearly returns have swung widely, from +361% in 2024 to −67% in 2022. It's down 9.1% so far in 2026.