ACIW
ACI Worldwide, Inc.
ACIW has lower modeled downside risk, despite its lower overall score.
INTC
Intel Corporation
INTC has the edge over ACIW overall, supported by stronger modeled upside and stronger fundamentals.
ACIW Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| Strong | |
| Healthy |
ACIW's cash flow and balance sheet are currently healthy, and its revenue and profitability are stable.
INTC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Under pressure | |
| Healthy | |
| Healthy |
INTC's revenue, cash flow and balance sheet are currently healthy, but its profitability is under pressure.
ACIW PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 20x | $31.80 | -48% |
| Forward | 22x | $61.26 | — |
| Fair | 29x | $46.13 | -25% |
| Current | 38x | $61.26 | — |
| Expensive | 46x | $74.84 | +22% |
Historical ranges are pointers, not guarantees.
ACIW's PE is in its fair range at 38x. If earnings grow as analysts expect, today's price would be 22x next year's earnings, in its cheap range.
INTC PE Valuation
INTC has no meaningful PE right now: it lost money over the past year.
ACIW Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for ACIW, with profitability improving.
INTC Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Broad | |
| Low |
Analysts expect earnings and revenue growth for INTC, with profitability improving. However, they disagree widely on these estimates.
ACIW Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.82 | +75% |
| Q3 2026 | $1.61 | -35% |
| Q2 2026 | $2.17 | -8.1% |
| Q1 2026 | $1.98 | -22% |
| Q4 2025 | $2.16 | +13% |
| Q3 2025 | $2.47 | +17% |
| Q2 2025 | $2.36 | +39% |
| Q1 2025 | $2.53 | +87% |
| Q4 2024 | $1.91 | +71% |
ACIW has the edge over INTC on earnings quality, reporting a profit while its opponent remains loss making.
INTC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.41 | — |
| Q3 2026 | -$2.39 | -24000% |
| Q2 2026 | -$2.09 | +$2.68 |
| Q1 2026 | -$0.60 | +$3.88 |
| Q4 2025 | -$0.06 | +$4.32 |
| Q3 2025 | $0.01 | +$3.72 |
| Q2 2025 | -$4.77 | -2088% |
| Q1 2025 | -$4.48 | -562% |
| Q4 2024 | -$4.38 | -1195% |
INTC has swung to a loss: it lost $2.39 per share over the past year, after a profit the year before.
ACIW Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $426.8M | -12% |
| Q2 2026 | $430.4M | +7.3% |
| Q1 2026 | $425.7M | +7.9% |
| Q4 2025 | $481.6M | +6.3% |
| Q3 2025 | $482.4M | +6.8% |
| Q2 2025 | $401.3M | +7.4% |
| Q1 2025 | $394.6M | +25% |
| Q4 2024 | $453M | -4.9% |
ACIW has the edge over INTC on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 12% | -14 points |
| Q2 2026 | 10% | +1.7 points |
| Q1 2026 | 14% | -1.3 points |
| Q4 2025 | 23% | -4.4 points |
| Q3 2025 | 26% | -0.7 points |
| Q2 2025 | 8.7% | -5.7 points |
| Q1 2025 | 15% | +12 points |
| Q4 2024 | 27% | -9.2 points |
ACIW's operating margin was 12% last quarter, down 14 points from the same quarter a year ago.
INTC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $16.5B | +21% |
| Q2 2026 | $16.1B | +25% |
| Q1 2026 | $13.6B | +7.2% |
| Q4 2025 | $13.7B | -4.1% |
| Q3 2025 | $13.7B | +2.8% |
| Q2 2025 | $12.9B | +0.2% |
| Q1 2025 | $12.7B | -0.4% |
| Q4 2024 | $14.3B | -7.4% |
INTC's revenue is recovering but still below its 2021 peak: $16.5B last quarter, up 21% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 15% | +10 points |
| Q2 2026 | 11% | +36 points |
| Q1 2026 | -23% | -21 points |
| Q4 2025 | 4.2% | +1.4 points |
| Q3 2025 | 5% | +73 points |
| Q2 2025 | -25% | -9.4 points |
| Q1 2025 | -2.4% | +6 points |
| Q4 2024 | 2.9% | -14 points |
INTC has the edge over ACIW on profitability, with a higher operating margin.
ACIW Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $116.3M | +67% |
| Q2 2026 | $63.9M | +34% |
| Q1 2026 | $61.2M | -19% |
| Q4 2025 | $116.6M | -2.5% |
| Q3 2025 | $69.6M | +38% |
| Q2 2025 | $47.6M | -11% |
| Q1 2025 | $76.1M | -37% |
| Q4 2024 | $119.5M | +41% |
ACIW's free cash flow has been positive every quarter for seven years: $358M over the past year, up 14% from the year before.
INTC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.1B | +774% |
| Q2 2026 | $4.5B | +$6B |
| Q1 2026 | -$2.5B | +$1.8B |
| Q4 2025 | $800M | +$3.5B |
| Q3 2025 | $121M | +$2.5B |
| Q2 2025 | -$1.5B | +$1.9B |
| Q1 2025 | -$4.4B | +$2.8B |
| Q4 2024 | -$2.7B | -$597M |
INTC has the edge over ACIW on cash flow, with more consistent year-over-year improvement.
ACIW Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -360K shares |
| 1 year | -2.5% | -2.6M shares |
| 3 years | -7% | -7.6M shares |
| 5 years | -15% | -17.2M shares |
| Available history | -15% | -17.3M shares |
ACIW has the edge over INTC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $50M |
| Q2 2026 | $41.5M |
| Q1 2026 | $65.3M |
| Q4 2025 | $52.6M |
| Q3 2025 | $16.3M |
| Q2 2025 | $119.4M |
| Q1 2025 | $14.4M |
| Q4 2024 | — |
ACIW spent $209M buying back its own shares over the past year, up 40% from the year before.
INTC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +4% | +203M shares |
| 1 year | +17% | +776M shares |
| 3 years | +25% | +1.1B shares |
| 5 years | +30% | +1.2B shares |
| Available history | +19% | +834M shares |
INTC has 5.3B diluted shares, up 17% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | — |
| Q2 2021 | $114M |
| Q1 2021 | $2.3B |
ACIW Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.7x | Healthy |
| Q2 2026 | 1.5x | Healthy |
| Q1 2026 | 1.5x | Healthy |
| Q4 2025 | 1.5x | Healthy |
| Q3 2025 | 1.5x | Healthy |
| Q2 2025 | 1.6x | Healthy |
| Q1 2025 | 1.3x | Healthy |
| Q4 2024 | 1.7x | Healthy |
ACIW has the edge over INTC on leverage, with a lower net debt burden relative to earnings.
INTC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 2.0x | Healthy |
| Q2 2026 | 3.1x | Elevated |
| Q1 2026 | 3.9x | Elevated |
| Q4 2025 | 3.4x | Elevated |
| Q3 2025 | 4.0x | Elevated |
| Q1 2025 | 69.6x | High |
| Q3 2024 | 23.8x | High |
| Q2 2024 | 4.3x | High |
INTC's net debt is about 2.0 years of its operating earnings (EBITDA), down from 4.0 years a year ago.
ACIW Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 70.0 | Neutral |
| Stochastic | 77.4 | Neutral |
ACIW's weekly RSI is 70 (neutral) and its Stochastic is 77 (neutral).
INTC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 38.1 | Neutral |
| Stochastic | 7.7 | Oversold |
INTC's weekly RSI is 38 (neutral) and its Stochastic is 8 (oversold).
ACIW PE vs Technology Sector
| Metric | ACIW | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 28x | 37% above |
| PE % | 65 | 35 | 30 pts above |
ACIW is trading at 38x earnings, a 37% premium to the Technology sector's median of 28x.
INTC PE vs Technology Sector
| Metric | INTC | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 28x | — |
INTC has no meaningful PE right now: it lost money over the past year.
ACIW Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $54.6 | 12% above |
| 20 week MA | $54.4 | 13% above |
| 50 week MA | $47.9 | 28% above |
| 100 week MA | $48.7 | 26% above |
| 200 week MA | $40.8 | 50% above |
ACIW has the edge over INTC on trend strength, trading above more of its moving averages.
INTC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $88.4 | 31% below |
| 20 week MA | $95.3 | 36% below |
| 50 week MA | $79.3 | 23% below |
| 100 week MA | $52.1 | 18% above |
| 200 week MA | $42.5 | 44% above |
INTC has pulled back, but its long-term trend is still up: it's below its 8-, 20- and 50-week averages, but 44% above its 200-week average.
ACIW Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $37.7 | $38.5 | +2.1% |
| 2021 | $38.5 | $34.9 | -9.4% |
| 2022 | $34.9 | $22.0 | -37% |
| 2023 | $22.0 | $30.6 | +39% |
| 2024 | $30.6 | $51.9 | +70% |
| 2025 | $51.9 | $48.7 | -6.1% |
| 2026 YTD | $48.7 | $61.3 | +26% |
ACIW has finished lower in three of the last six years. It's up 26% so far in 2026.
INTC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $60.1 | $47.1 | -22% |
| 2021 | $47.1 | $51.3 | +9% |
| 2022 | $51.3 | $26.1 | -49% |
| 2023 | $26.1 | $50.3 | +93% |
| 2024 | $50.3 | $20.3 | -60% |
| 2025 | $20.3 | $36.2 | +78% |
| 2026 YTD | $36.2 | $61.2 | +69% |
INTC has the edge over ACIW on returns for 2026, with the stronger performance.