ACIC
American Coastal Insurance Corporation
ACIC trails on the overall score without a compensating advantage in the available component scores.
BLK
BlackRock, Inc.
BLK has the edge over ACIC overall, supported by stronger modeled upside and lower modeled downside.
ACIC Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Strong | |
| N/A | |
| N/A |
ACIC's profitability is currently strong, but its revenue is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like ACIC.
BLK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
BLK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like BLK.
ACIC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 5x | $8.85 | -14% |
| Current | 5.8x | $10.34 | — |
| Fair | 7.1x | $12.55 | +21% |
| Expensive | 8.2x | $14.58 | +41% |
| Forward | 12x | $10.34 | — |
Historical ranges are pointers, not guarantees.
ACIC's PE is in its cheap range at 5.8x. Analysts expect earnings to fall, which would put today's price at 12x next year's earnings, in its expensive range.
BLK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 19x | $848 | -30% |
| Fair | 22x | $973 | -20% |
| Expensive | 26x | $1,149 | -5.5% |
| Current | 28x | $1,217 | — |
Historical ranges are pointers, not guarantees.
BLK has the edge over ACIC in the historical PE scenario, which offers more potential upside but is not a forecast.
ACIC Forward outlook
| Metric | Outlook |
|---|---|
| Strongly deteriorating | |
| Strong decline | |
| Decline | |
| Strongly weakening | |
| Limited | |
| High |
Analysts expect ACIC's earnings and revenue to decline, with profitability weakening.
BLK Forward outlook
There aren't enough analyst estimates for BLK to show an outlook.
ACIC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.89 | -50% |
| Q3 2026 | $1.77 | +3.5% |
| Q2 2026 | $2.02 | +24% |
| Q1 2026 | $2.11 | +42% |
| Q4 2025 | $2.15 | +40% |
| Q3 2025 | $1.71 | +4.9% |
| Q2 2025 | $1.63 | +25% |
| Q1 2025 | $1.49 | +13% |
| Q4 2024 | $1.54 | -78% |
ACIC has the edge over BLK on earnings, with more consistent year-over-year improvement.
BLK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $43.87 | +11% |
| Q2 2026 | $41.73 | -0.4% |
| Q1 2026 | $39.73 | -4.7% |
| Q4 2025 | $35.31 | -17% |
| Q3 2025 | $39.42 | -2.7% |
| Q2 2025 | $41.89 | +4% |
| Q1 2025 | $41.69 | +5.9% |
| Q4 2024 | $42.53 | +16% |
BLK earned $43.87 per share over the past year, up 11% from the year before.
ACIC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $70.7M | -22% |
| Q2 2026 | $82.6M | -4.5% |
| Q1 2026 | $71.2M | -1.4% |
| Q4 2025 | $86.4M | +9% |
| Q3 2025 | $90.4M | +10% |
| Q2 2025 | $86.5M | +26% |
| Q1 2025 | $72.2M | -1.4% |
| Q1 2024 | $73.2M | -19% |
ACIC's revenue has slid since its 2020 peak: $71M last quarter, down 22% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | -9.3 points |
| Q2 2026 | 34% | -7.4 points |
| Q1 2026 | 36% | +1.1 points |
| Q4 2025 | 43% | +32 points |
| Q3 2025 | 46% | +2.2 points |
| Q2 2025 | 42% | +6.8 points |
| Q1 2025 | 35% | -6.7 points |
| Q4 2024 | 11% | N/A |
ACIC has the edge over BLK on profitability, with a higher operating margin.
BLK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $7.8B | +19% |
| Q2 2026 | $7.1B | +31% |
| Q1 2026 | $6.7B | +27% |
| Q4 2025 | $7B | +23% |
| Q3 2025 | $6.5B | +25% |
| Q2 2025 | $5.4B | +13% |
| Q1 2025 | $5.3B | +12% |
| Q4 2024 | $5.7B | +23% |
BLK has the edge over ACIC on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 30% | 0 points |
| Q2 2026 | 35% | +2.8 points |
| Q1 2026 | 42% | +9.8 points |
| Q4 2025 | 24% | -13 points |
| Q3 2025 | 30% | -8.6 points |
| Q2 2025 | 32% | -5.5 points |
| Q1 2025 | 32% | -3.6 points |
| Q4 2024 | 37% | +2.3 points |
BLK's operating margin was 30% last quarter, about level with the same quarter a year ago, near the bottom of its range since 2019.
ACIC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $64.4M | +$100M |
| Q2 2026 | $58.3M | -54% |
| Q1 2026 | -$5.9M | -122% |
| Q4 2025 | -$47.8M | -3105% |
| Q3 2025 | -$35.6M | -$26.6M |
| Q2 2025 | $127.9M | +1.2% |
| Q1 2025 | $26.3M | -79% |
| Q4 2024 | $1.6M | -97% |
ACIC's free cash flow was $69M over the past year, down 43% from the year before. Free cash flow isn't a meaningful measure for financial services companies like ACIC.
BLK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +95% |
| Q2 2026 | $1.1B | -12% |
| Q1 2026 | -$1.1B | +$120M |
| Q4 2025 | $2.1B | -15% |
| Q2 2025 | $1.3B | -6.1% |
| Q1 2025 | -$1.2B | -$734M |
| Q4 2024 | $2.5B | +35% |
| Q2 2024 | $1.4B | +47% |
BLK has the edge over ACIC on cash flow, with more consistent year-over-year improvement.
ACIC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.8% | -893K shares |
| 1 year | -3% | -1.5M shares |
| 3 years | +9.7% | +4.3M shares |
| 5 years | +13% | +5.4M shares |
| Available history | +13% | +5.6M shares |
ACIC has the edge over BLK on shareholder dilution, with a more favorable share count trend.
BLK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -148K shares |
| 1 year | -0.4% | -677K shares |
| 3 years | +9.3% | +14M shares |
| 5 years | +6.2% | +9.6M shares |
| Available history | +4.4% | +7M shares |
BLK has 165M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q2 2025 | $396M |
| Q1 2025 | $657M |
| Q4 2024 | $386M |
| Q2 2024 | $519M |
| Q1 2024 | $634M |
| Q4 2023 | $384M |
| Q3 2023 | $396M |
| Q2 2023 | $383M |
ACIC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.2x | Net Cash |
| Q2 2026 | -0.5x | Net Cash |
| Q1 2026 | 0.2x | Very low |
| Q4 2025 | -0.3x | Net Cash |
| Q3 2025 | -1.0x | Net Cash |
| Q2 2025 | -1.5x | Net Cash |
| Q1 2025 | -0.2x | Net Cash |
| Q4 2024 | -0.7x | Net Cash |
ACIC has the edge over BLK on leverage, with a lower net debt burden relative to earnings.
BLK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.0x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.2x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2024 | 0.2x | Very low |
| Q1 2024 | 0.3x | Very low |
| Q4 2023 | 0.1x | Very low |
BLK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like BLK.
ACIC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 49.8 | Neutral |
| Stochastic | 57.6 | Neutral |
ACIC's weekly RSI is 50 (neutral) and its Stochastic is 58 (neutral).
BLK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 79.0 | Neutral |
BLK's weekly RSI is 64 (neutral) and its Stochastic is 79 (neutral).
ACIC PE vs Financial Services Sector
| Metric | ACIC | Sector median | Relative |
|---|---|---|---|
| PE | 5.8x | 13x | 55% below |
| PE % | 31 | 63 | 32 pts below |
ACIC has the edge over BLK on valuation relative to its sector.
BLK PE vs Financial Services Sector
| Metric | BLK | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 113% above |
| PE % | 97 | 63 | 34 pts above |
BLK is trading at 28x earnings, a 113% premium to the Financial Services sector's median of 13x.
ACIC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.3 | 0.9% above |
| 20 week MA | $10.1 | 2% above |
| 50 week MA | $10.8 | 4.6% below |
| 100 week MA | $11.2 | 7.3% below |
| 200 week MA | $9.81 | 5.4% above |
ACIC's trend is mixed: it's above three of its five weekly moving averages, and 5.4% above its 200-week average.
BLK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,128.0 | 7.9% above |
| 20 week MA | $1,108.9 | 9.7% above |
| 50 week MA | $1,071.6 | 14% above |
| 100 week MA | $1,051.1 | 16% above |
| 200 week MA | $914.1 | 33% above |
BLK has the edge over ACIC on trend strength, trading above more of its moving averages.
ACIC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $12.4 | $6.08 | -51% |
| 2021 | $6.08 | $4.33 | -29% |
| 2022 | $4.33 | $0.88 | -80% |
| 2023 | $0.88 | $9.46 | +975% |
| 2024 | $9.46 | $13.4 | +41% |
| 2025 | $13.4 | $12.5 | -6.3% |
| 2026 YTD | $12.5 | $10.3 | -18% |
ACIC's yearly returns have swung widely, from +975% in 2023 to −80% in 2022. It's down 18% so far in 2026.
BLK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $503.0 | $707.2 | +41% |
| 2021 | $707.2 | $913.9 | +29% |
| 2022 | $913.9 | $703.9 | -23% |
| 2023 | $703.9 | $811.8 | +15% |
| 2024 | $811.8 | $1,044.2 | +29% |
| 2025 | $1,044.2 | $1,088.1 | +4.2% |
| 2026 YTD | $1,088.1 | $1,216.6 | +12% |
BLK has the edge over ACIC on returns for 2026, with the stronger performance.