ABCB
Ameris Bancorp
ABCB has lower modeled downside risk, despite its lower overall score.
HOOD
Robinhood Markets, Inc.
HOOD has the edge over ABCB overall, supported by stronger valuation and stronger modeled upside.
ABCB Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
ABCB's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like ABCB.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
ABCB PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.8x | $50.20 | -39% |
| Fair | 11x | $65.46 | -21% |
| Forward | 12x | $82.50 | — |
| Expensive | 14x | $79.44 | -3.7% |
| Current | 14x | $82.50 | — |
Historical ranges are pointers, not guarantees.
ABCB's PE is in its expensive range at 14x. If earnings grow as analysts expect, today's price would be 12x next year's earnings, in its fair range.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over ABCB in the historical PE scenario, which offers more potential upside but is not a forecast.
ABCB Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Stable | |
| Improving | |
| Limited | |
| High |
Analysts expect ABCB's earnings to grow and its profitability to improve, with its revenue holding steady.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over ABCB on the outlook, with more favorable revenue expectations.
ABCB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $6.84 | +20% |
| Q3 2026 | $5.72 | -0.7% |
| Q2 2026 | $5.53 | -2.3% |
| Q1 2026 | $6.36 | +18% |
| Q4 2025 | $6.00 | +16% |
| Q3 2025 | $5.76 | +20% |
| Q2 2025 | $5.66 | +25% |
| Q1 2025 | $5.38 | +31% |
| Q4 2024 | $5.19 | +33% |
ABCB earned $5.72 per share over the past year, about the same as the year before.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over ABCB on earnings, with more consistent year-over-year improvement.
ABCB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $321.8M | +2.4% |
| Q2 2026 | $326M | +8.4% |
| Q1 2026 | $314.4M | +10% |
| Q4 2025 | $307.1M | +5.6% |
| Q3 2025 | $314.2M | +11% |
| Q2 2025 | $300.7M | 0% |
| Q1 2025 | $285.9M | +7% |
| Q4 2024 | $290.8M | +11% |
ABCB's revenue has grown year over year for 10 quarters in a row: $322M last quarter, up 2.4% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 47% | +3.2 points |
| Q2 2026 | 20% | -27 points |
| Q1 2026 | 45% | +5.3 points |
| Q4 2025 | 46% | +2.6 points |
| Q3 2025 | 44% | -0.8 points |
| Q2 2025 | 47% | +5.4 points |
| Q1 2025 | 40% | +3 points |
| Q4 2024 | 43% | +8.9 points |
ABCB has the edge over HOOD on profitability, with a higher operating margin.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over ABCB on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD's operating margin was 44% last quarter, down 5.9 points from the same quarter a year ago.
ABCB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $213.8M | +113% |
| Q2 2026 | $70.8M | +32% |
| Q1 2026 | $249.4M | +118% |
| Q4 2025 | $101.2M | -20% |
| Q3 2025 | $100.5M | +0.8% |
| Q2 2025 | $53.7M | +$154.1M |
| Q1 2025 | $114.2M | +654% |
| Q4 2024 | $126.1M | -39% |
ABCB has the edge over HOOD on cash flow, with more consistent year-over-year improvement.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
ABCB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -75.3K shares |
| 1 year | -2.4% | -1.6M shares |
| 3 years | -2.9% | -2M shares |
| 5 years | -3.9% | -2.7M shares |
| Available history | +14% | +8.4M shares |
ABCB has the edge over HOOD on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $38,000 |
| Q2 2026 | $19.7M |
| Q1 2026 | $83.6M |
| Q4 2025 | $40.8M |
| Q3 2025 | $8.5M |
| Q2 2025 | $12.9M |
| Q1 2025 | $20.7M |
| Q4 2024 | $103,000 |
ABCB spent $144M buying back its own shares over the past year, about three times what it spent the year before.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
ABCB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.6x | Healthy |
| Q2 2026 | 2.3x | Moderate |
| Q1 2026 | 1.3x | Healthy |
| Q4 2025 | 0.8x | Very low |
| Q3 2025 | 0.5x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.3x | Very low |
| Q4 2024 | 0.4x | Very low |
ABCB's net debt is about 1.6 years of its operating earnings (EBITDA), up from less than a year a year ago. Net leverage isn't a meaningful measure for financial services companies like ABCB.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over ABCB on leverage, with a lower net debt burden relative to earnings.
ABCB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 47.4 | Neutral |
| Stochastic | 39.0 | Neutral |
ABCB's weekly RSI is 47 (neutral) and its Stochastic is 39 (neutral).
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
ABCB PE vs Financial Services Sector
| Metric | ABCB | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 11% above |
| PE % | 90 | 63 | 27 pts above |
ABCB has the edge over HOOD on valuation relative to its sector.
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
ABCB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $81.5 | 1.3% above |
| 20 week MA | $85.2 | 3.1% below |
| 50 week MA | $82.9 | 0.5% below |
| 100 week MA | $74.2 | 11% above |
| 200 week MA | $60.9 | 35% above |
ABCB has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
ABCB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $42.7 | $37.5 | -12% |
| 2021 | $37.5 | $49.2 | +31% |
| 2022 | $49.2 | $47.9 | -2.7% |
| 2023 | $47.9 | $53.1 | +11% |
| 2024 | $53.1 | $63.1 | +19% |
| 2025 | $63.1 | $76.0 | +21% |
| 2026 YTD | $76.0 | $82.5 | +8.6% |
ABCB has the edge over HOOD on returns for 2026, with the stronger performance.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.