AAPL
Apple Inc.
AAPL has the edge over TTEC overall, supported by stronger fundamentals and lower modeled downside.
TTEC
TTEC Holdings, Inc.
TTEC offers stronger valuation, but that advantage does not outweigh its weaker overall profile.
AAPL Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| Strong | |
| Strong |
AAPL's revenue, profitability, cash flow and balance sheet are all currently healthy.
TTEC Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Weak | |
| Stable | |
| Weak |
TTEC's cash flow is currently stable, but its revenue, profitability and balance sheet are under pressure.
AAPL PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 26x | $230 | -35% |
| Fair | 31x | $279 | -21% |
| Expensive | 37x | $328 | -7.5% |
| Forward | 38x | $355 | — |
| Current | 40x | $355 | — |
Historical ranges are pointers, not guarantees.
AAPL's PE is in its expensive range at 40x. If earnings grow as analysts expect, today's price would be 38x next year's earnings.
TTEC PE Valuation
TTEC has no meaningful PE right now: it lost money over the past year.
AAPL Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Weakening | |
| Moderate | |
| Moderate |
Analysts expect earnings and revenue growth for AAPL, but weaker profitability.
TTEC Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Stable | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect TTEC's earnings to grow and its profitability to improve, with its revenue holding steady.
AAPL Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $9.28 | +3.3% |
| Q3 2026 | $8.98 | +20% |
| Q2 2026 | $8.71 | +32% |
| Q1 2026 | $8.26 | +29% |
| Q4 2025 | $7.90 | +25% |
| Q3 2025 | $7.46 | +23% |
| Q2 2025 | $6.59 | +0.2% |
| Q1 2025 | $6.42 | -0.3% |
| Q4 2024 | $6.30 | -2% |
AAPL has the edge over TTEC on earnings quality, reporting a profit while its opponent remains loss making.
TTEC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.22 | — |
| Q3 2026 | -$4.14 | -$3.76 |
| Q2 2026 | -$4.32 | -$3.78 |
| Q1 2026 | -$4.18 | +$2.48 |
| Q4 2025 | -$3.99 | +$2.75 |
| Q3 2025 | -$0.38 | +$6.61 |
| Q2 2025 | -$0.54 | +$6.04 |
| Q1 2025 | -$6.66 | -$6.40 |
| Q4 2024 | -$6.74 | -3844% |
TTEC is still losing money, but less than at its worst: $4.14 per share over the past year, against $6.99 at its worst in late 2024.
AAPL Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $114.5B | +12% |
| Q2 2026 | $109.4B | +16% |
| Q1 2026 | $111.2B | +17% |
| Q4 2025 | $143.8B | +16% |
| Q3 2025 | $102.5B | +7.9% |
| Q2 2025 | $94B | +9.6% |
| Q1 2025 | $95.4B | +5.1% |
| Q4 2024 | $124.3B | +4% |
AAPL has the edge over TTEC on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 31% | -0.5 points |
| Q2 2026 | 33% | +2.6 points |
| Q1 2026 | 32% | +1.3 points |
| Q4 2025 | 35% | +0.9 points |
| Q3 2025 | 32% | +0.5 points |
| Q2 2025 | 30% | +0.4 points |
| Q1 2025 | 31% | +0.3 points |
| Q4 2024 | 34% | +0.7 points |
AAPL has the edge over TTEC on profitability, with a higher operating margin.
TTEC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $492.2M | -5.2% |
| Q2 2026 | $455.5M | -11% |
| Q1 2026 | $496.2M | -7.1% |
| Q4 2025 | $570M | +0.4% |
| Q3 2025 | $519.1M | -1.9% |
| Q2 2025 | $513.6M | -3.8% |
| Q1 2025 | $534.2M | -7.4% |
| Q4 2024 | $567.4M | -9.4% |
TTEC's revenue has slid since its 2022 peak: $492M last quarter, down 5.2% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 4.7% | +2.4 points |
| Q2 2026 | 2.4% | -1.3 points |
| Q1 2026 | 3.7% | -0.8 points |
| Q4 2025 | -30% | -33 points |
| Q3 2025 | 2.4% | -0.1 points |
| Q2 2025 | 3.7% | +46 points |
| Q1 2025 | 4.5% | +0.6 points |
| Q4 2024 | 2.7% | 0 points |
TTEC's operating margin was 4.7% last quarter, up 2.4 points from the same quarter a year ago.
AAPL Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $25.9B | -2.4% |
| Q2 2026 | $31.9B | +31% |
| Q1 2026 | $26.7B | +28% |
| Q4 2025 | $51.6B | +91% |
| Q3 2025 | $26.5B | +11% |
| Q2 2025 | $24.4B | -8.6% |
| Q1 2025 | $20.9B | +0.9% |
| Q4 2024 | $27B | -28% |
AAPL's free cash flow has been positive every quarter for seven years: $136B over the past year, up 38% from the year before.
TTEC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $27.9M | +$37.5M |
| Q2 2026 | $38.7M | -55% |
| Q1 2026 | $21.1M | +31% |
| Q4 2025 | -$9.2M | +$636K |
| Q3 2025 | -$9.6M | +$90.6M |
| Q2 2025 | $85.5M | +144% |
| Q1 2025 | $16.2M | +$45.3M |
| Q4 2024 | -$9.8M | -153% |
TTEC has the edge over AAPL on cash flow, with more consistent year-over-year improvement.
AAPL Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | +5.6M shares |
| 1 year | -1.9% | -284M shares |
| 3 years | -6.9% | -1.1B shares |
| 5 years | -13% | -2.1B shares |
| Available history | -17% | -3.1B shares |
AAPL has the edge over TTEC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $24.3B |
| Q2 2026 | $25.1B |
| Q1 2026 | $12.3B |
| Q4 2025 | $24.7B |
| Q3 2025 | $20.1B |
| Q2 2025 | $21.1B |
| Q1 2025 | $25.9B |
| Q4 2024 | $23.6B |
AAPL spent $86.4B buying back its own shares over the past year, down 4.8% from the year before.
TTEC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.9% | +419K shares |
| 1 year | +1.7% | +833K shares |
| 3 years | +3.8% | +1.8M shares |
| 5 years | +4.1% | +1.9M shares |
| Available history | +5.3% | +2.5M shares |
TTEC has 49M diluted shares, up 1.7% from a year ago.
AAPL Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.3x | Very low |
| Q2 2026 | 0.3x | Very low |
| Q1 2026 | 0.2x | Very low |
| Q4 2025 | 0.3x | Very low |
| Q3 2025 | 0.4x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.5x | Very low |
AAPL's net debt is less than a year of its operating earnings (EBITDA).
TTEC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | 5.0x | High |
| Q2 2025 | 4.9x | High |
| Q1 2024 | 4.4x | High |
| Q4 2023 | 3.8x | Elevated |
| Q3 2023 | 3.2x | Elevated |
| Q2 2023 | 3.0x | Moderate |
| Q1 2023 | 2.8x | Moderate |
| Q4 2022 | 2.9x | Moderate |
TTEC's net debt is about 5.0 years of its operating earnings (EBITDA), up from 3.1 years a year ago.
AAPL Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 68.1 | Neutral |
| Stochastic | 85.0 | Overbought |
AAPL's weekly RSI is 68 (neutral) and its Stochastic is 85 (overbought).
TTEC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.4 | Neutral |
| Stochastic | 44.8 | Neutral |
TTEC's weekly RSI is 64 (neutral) and its Stochastic is 45 (neutral).
AAPL PE vs Technology Sector
| Metric | AAPL | Sector median | Relative |
|---|---|---|---|
| PE | 40x | 28x | 42% above |
| PE % | 96 | 35 | 61 pts above |
AAPL is trading at 40x earnings, a 42% premium to the Technology sector's median of 28x.
TTEC PE vs Technology Sector
| Metric | TTEC | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 28x | — |
TTEC has no meaningful PE right now: it lost money over the past year.
AAPL Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $343.1 | 3.4% above |
| 20 week MA | $329.0 | 7.9% above |
| 50 week MA | $295.6 | 20% above |
| 100 week MA | $262.4 | 35% above |
| 200 week MA | $226.3 | 57% above |
AAPL has the edge over TTEC on trend strength, trading above more of its moving averages.
TTEC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1.64 | 80% above |
| 20 week MA | $1.75 | 69% above |
| 50 week MA | $2.42 | 22% above |
| 100 week MA | $3.22 | 8.1% below |
| 200 week MA | $11.7 | 75% below |
TTEC has bounced recently, but its long-term trend is still down: it's above its 8-, 20- and 50-week averages, but 75% below its 200-week average.
AAPL Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $72.5 | $132.0 | +82% |
| 2021 | $132.0 | $176.3 | +34% |
| 2022 | $176.3 | $131.9 | -25% |
| 2023 | $131.9 | $192.5 | +46% |
| 2024 | $192.5 | $255.6 | +33% |
| 2025 | $255.6 | $273.4 | +7% |
| 2026 YTD | $273.4 | $354.9 | +30% |
AAPL has the edge over TTEC on returns for 2026, with the stronger performance.
TTEC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $38.2 | $77.0 | +101% |
| 2021 | $77.0 | $92.1 | +20% |
| 2022 | $92.1 | $44.0 | -52% |
| 2023 | $44.0 | $21.7 | -51% |
| 2024 | $21.7 | $4.90 | -77% |
| 2025 | $4.90 | $3.57 | -27% |
| 2026 YTD | $3.57 | $2.96 | -17% |
TTEC has finished four years in a row lower, and it's down 17% so far in 2026.