AAPL
Apple Inc.
AAPL has lower modeled downside risk, despite its lower overall score.
OSPN
OneSpan Inc.
OSPN has the edge over AAPL overall, supported by stronger valuation.
AAPL Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| Strong | |
| Strong |
AAPL's revenue, profitability, cash flow and balance sheet are all currently healthy.
OSPN Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| Healthy | |
| Strong |
OSPN's profitability, cash flow and balance sheet are currently healthy, and its revenue is stable.
AAPL PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 26x | $230 | -35% |
| Fair | 31x | $279 | -21% |
| Expensive | 37x | $328 | -7.5% |
| Forward | 38x | $355 | — |
| Current | 40x | $355 | — |
Historical ranges are pointers, not guarantees.
AAPL has the edge over OSPN in the historical PE scenario, which offers more potential upside but is not a forecast.
OSPN PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.3x | $15.07 | -33% |
| Current | 12x | $22.43 | — |
| Forward | 17x | $22.43 | — |
| Fair | 23x | $40.90 | +82% |
| Expensive | 80x | $146 | +549% |
Historical ranges are pointers, not guarantees.
OSPN's PE is in its fair range at 12x. On analysts' estimates for next year's earnings, today's price would be 17x.
AAPL Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Weakening | |
| Moderate | |
| Moderate |
Analysts expect earnings and revenue growth for AAPL, but weaker profitability.
OSPN Forward outlook
| Metric | Outlook |
|---|---|
| Strongly deteriorating | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for OSPN, with profitability improving.
AAPL Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $9.28 | +3.3% |
| Q3 2026 | $8.98 | +20% |
| Q2 2026 | $8.71 | +32% |
| Q1 2026 | $8.26 | +29% |
| Q4 2025 | $7.90 | +25% |
| Q3 2025 | $7.46 | +23% |
| Q2 2025 | $6.59 | +0.2% |
| Q1 2025 | $6.42 | -0.3% |
| Q4 2024 | $6.30 | -2% |
AAPL earned $8.98 per share over the past year, up 20% from the year before.
OSPN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.34 | -26% |
| Q3 2026 | $1.81 | +22% |
| Q2 2026 | $1.78 | +17% |
| Q1 2026 | $1.81 | +22% |
| Q4 2025 | $1.88 | +29% |
| Q3 2025 | $1.48 | +100% |
| Q2 2025 | $1.52 | +253% |
| Q1 2025 | $1.48 | +$1.66 |
| Q4 2024 | $1.46 | +$2.20 |
OSPN has the edge over AAPL on earnings, with more consistent year-over-year improvement.
AAPL Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $114.5B | +12% |
| Q2 2026 | $109.4B | +16% |
| Q1 2026 | $111.2B | +17% |
| Q4 2025 | $143.8B | +16% |
| Q3 2025 | $102.5B | +7.9% |
| Q2 2025 | $94B | +9.6% |
| Q1 2025 | $95.4B | +5.1% |
| Q4 2024 | $124.3B | +4% |
AAPL has the edge over OSPN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 31% | -0.5 points |
| Q2 2026 | 33% | +2.6 points |
| Q1 2026 | 32% | +1.3 points |
| Q4 2025 | 35% | +0.9 points |
| Q3 2025 | 32% | +0.5 points |
| Q2 2025 | 30% | +0.4 points |
| Q1 2025 | 31% | +0.3 points |
| Q4 2024 | 34% | +0.7 points |
AAPL has the edge over OSPN on profitability, with a higher operating margin.
OSPN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $63.9M | +12% |
| Q2 2026 | $60.5M | +1% |
| Q1 2026 | $65.9M | +4.1% |
| Q4 2025 | $62.9M | +2.9% |
| Q3 2025 | $57.1M | +1.4% |
| Q2 2025 | $59.8M | -1.8% |
| Q1 2025 | $63.4M | -2.3% |
| Q4 2024 | $61.2M | -2.8% |
OSPN's revenue has grown year over year for five quarters in a row: $64M last quarter, up 12% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 14% | +0.1 points |
| Q2 2026 | 14% | -3.1 points |
| Q1 2026 | 22% | -4.7 points |
| Q4 2025 | 20% | +0.6 points |
| Q3 2025 | 14% | -5.6 points |
| Q2 2025 | 18% | +5 points |
| Q1 2025 | 27% | +5.4 points |
| Q4 2024 | 19% | +16 points |
OSPN's operating margin was 14% last quarter, about level with the same quarter a year ago.
AAPL Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $25.9B | -2.4% |
| Q2 2026 | $31.9B | +31% |
| Q1 2026 | $26.7B | +28% |
| Q4 2025 | $51.6B | +91% |
| Q3 2025 | $26.5B | +11% |
| Q2 2025 | $24.4B | -8.6% |
| Q1 2025 | $20.9B | +0.9% |
| Q4 2024 | $27B | -28% |
AAPL has the edge over OSPN on cash flow, with more consistent year-over-year improvement.
OSPN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $13.3M | +51% |
| Q2 2026 | -$3.3M | -175% |
| Q1 2026 | $25.1M | -9.7% |
| Q4 2025 | $9.6M | -7.9% |
| Q3 2025 | $8.8M | -27% |
| Q2 2025 | $4.4M | +16669% |
| Q1 2025 | $27.7M | +16% |
| Q4 2024 | $10.5M | +$10.8M |
OSPN generated $45M in free cash flow over the past year, down 13% from the year before.
AAPL Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | +5.6M shares |
| 1 year | -1.9% | -284M shares |
| 3 years | -6.9% | -1.1B shares |
| 5 years | -13% | -2.1B shares |
| Available history | -17% | -3.1B shares |
AAPL has the edge over OSPN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $24.3B |
| Q2 2026 | $25.1B |
| Q1 2026 | $12.3B |
| Q4 2025 | $24.7B |
| Q3 2025 | $20.1B |
| Q2 2025 | $21.1B |
| Q1 2025 | $25.9B |
| Q4 2024 | $23.6B |
AAPL spent $86.4B buying back its own shares over the past year, down 4.8% from the year before.
OSPN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +2.4% | +897K shares |
| 1 year | +0.7% | +271K shares |
| 3 years | -3.5% | -1.4M shares |
| 5 years | -2.5% | -989K shares |
OSPN has 39M diluted shares, up 0.7% from a year ago, despite $15M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | $2.9M |
| Q1 2026 | $5.4M |
| Q4 2025 | $6.8M |
| Q4 2024 | $3,000 |
| Q4 2023 | $25.6M |
| Q3 2023 | $3.5M |
| Q4 2022 | — |
OSPN spent $15M buying back its own shares over the past year.
AAPL Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.3x | Very low |
| Q2 2026 | 0.3x | Very low |
| Q1 2026 | 0.2x | Very low |
| Q4 2025 | 0.3x | Very low |
| Q3 2025 | 0.4x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.5x | Very low |
AAPL's net debt is less than a year of its operating earnings (EBITDA).
OSPN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.8x | Net Cash |
| Q2 2026 | -0.7x | Net Cash |
| Q1 2026 | -0.9x | Net Cash |
| Q4 2025 | -1.2x | Net Cash |
| Q3 2025 | -1.5x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.9x | Net Cash |
| Q4 2024 | -1.6x | Net Cash |
OSPN has the edge over AAPL on leverage, with a lower net debt burden relative to earnings.
AAPL Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 68.1 | Neutral |
| Stochastic | 85.0 | Overbought |
AAPL's weekly RSI is 68 (neutral) and its Stochastic is 85 (overbought).
OSPN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 66.7 | Neutral |
| Stochastic | 65.9 | Neutral |
OSPN's weekly RSI is 67 (neutral) and its Stochastic is 66 (neutral).
AAPL PE vs Technology Sector
| Metric | AAPL | Sector median | Relative |
|---|---|---|---|
| PE | 40x | 28x | 42% above |
| PE % | 96 | 35 | 61 pts above |
AAPL is trading at 40x earnings, a 42% premium to the Technology sector's median of 28x.
OSPN PE vs Technology Sector
| Metric | OSPN | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 28x | 56% below |
| PE % | 48 | 35 | 13 pts above |
OSPN has the edge over AAPL on valuation relative to its sector.
AAPL Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $343.1 | 3.4% above |
| 20 week MA | $329.0 | 7.9% above |
| 50 week MA | $295.6 | 20% above |
| 100 week MA | $262.4 | 35% above |
| 200 week MA | $226.3 | 57% above |
AAPL is in an uptrend: it's above all five of its weekly moving averages, and 57% above its 200-week average.
OSPN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $20.2 | 11% above |
| 20 week MA | $17.7 | 27% above |
| 50 week MA | $14.3 | 57% above |
| 100 week MA | $15.1 | 49% above |
| 200 week MA | $14.2 | 58% above |
OSPN is in an uptrend: it's above all five of its weekly moving averages, and 58% above its 200-week average.
AAPL Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $72.5 | $132.0 | +82% |
| 2021 | $132.0 | $176.3 | +34% |
| 2022 | $176.3 | $131.9 | -25% |
| 2023 | $131.9 | $192.5 | +46% |
| 2024 | $192.5 | $255.6 | +33% |
| 2025 | $255.6 | $273.4 | +7% |
| 2026 YTD | $273.4 | $354.9 | +30% |
AAPL has finished higher in five of the last six years. It's up 30% so far in 2026.
OSPN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $17.2 | $21.3 | +24% |
| 2021 | $21.3 | $16.9 | -21% |
| 2022 | $16.9 | $11.5 | -32% |
| 2023 | $11.5 | $10.7 | -7% |
| 2024 | $10.7 | $18.8 | +75% |
| 2025 | $18.8 | $12.9 | -31% |
| 2026 YTD | $12.9 | $22.4 | +74% |
OSPN has the edge over AAPL on returns for 2026, with the stronger performance.