AAPL

Apple Inc.

59
Fundamentals75/ 100
Valuation33/ 100
Upside potential54/ 100
Risk potential15/ 100

AAPL's fundamentals are strong, but it looks expensive: trading at 40x earnings, above its usual 31x. Analysts expect earnings growth.

JFU

9F Inc.

There isn't enough reported data to score JFU yet.

AAPL Fundamentals

MetricStatus
Healthy
Strong
Strong
Strong

AAPL's revenue, profitability, cash flow and balance sheet are all currently healthy.

JFU Fundamentals

MetricStatus
Unavailable
Strong
Unavailable
Strong

JFU's profitability and balance sheet are currently strong. There isn't enough data to rate its revenue and cash flow.

AAPL PE Valuation

CHEAPFAIREXPENSIVE11x22x33x44x
CHEAPFAIREXPENSIVE11x22x33x44x
LevelPEPriceVs current
Cheap26x$230-35%
Fair31x$279-21%
Expensive37x$328-7.5%
Forward38x$355โ€”
Current40x$355โ€”

Historical ranges are pointers, not guarantees.

AAPL has the edge over JFU in the historical PE scenario, which offers more potential upside but is not a forecast.

JFU PE Valuation

CHEAPFAIREXPENSIVE3.2x6.4x9.6x13x
CHEAPFAIREXPENSIVE3.2x6.4x9.6x13x
LevelPEPriceVs current
Current0.9x$1.95โ€”
Cheap1.2x$0.13-93%
Fair4.3x$0.47-76%
Expensive8.2x$0.90-54%

Historical ranges are pointers, not guarantees.

JFU's PE is 0.9x, but its earnings don't support one, so it isn't a reliable read right now.

AAPL Forward outlook

MetricOutlook
Stable
Growth
Growth
Weakening
Moderate
Moderate

Analysts expect earnings and revenue growth for AAPL, but weaker profitability.

JFU Forward outlook

There aren't enough analyst estimates for JFU to show an outlook.

AAPL Risk to reward

ScenarioChangePrice
Upside+17%$416.94
Downside-15%$301.30

Calculated from the latest close: $354.88 on Nov 12.

There is not enough scenario data to compare AAPL and JFU's risk to reward.

JFU Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $1.95 on Nov 12.

There is not enough scenario data to compare AAPL and JFU's risk to reward.

AAPL Earnings Per Share

Q4 2023: $6.43Q1 2024: $6.44Q2 2024: $6.58Q3 2024: $6.08Q4 2024: $6.30Q1 2025: $6.42Q2 2025: $6.59Q3 2025: $7.46Q4 2025: $7.90Q1 2026: $8.26Q2 2026: $8.71Q3 2026: $8.98Forward: $9.28
Q4 2023: $6.43Q1 2024: $6.44Q2 2024: $6.58Q3 2024: $6.08Q4 2024: $6.30Q1 2025: $6.42Q2 2025: $6.59Q3 2025: $7.46Q4 2025: $7.90Q1 2026: $8.26Q2 2026: $8.71Q3 2026: $8.98Forward: $9.28
QuarterTTM EPSYoY
Forward$9.28+3.3%
Q3 2026$8.98+20%
Q2 2026$8.71+32%
Q1 2026$8.26+29%
Q4 2025$7.90+25%
Q3 2025$7.46+23%
Q2 2025$6.59+0.2%
Q1 2025$6.42-0.3%
Q4 2024$6.30-2%

AAPL has the edge over JFU in the latest year-over-year earnings comparison.

JFU Earnings Per Share

Q3 2018: $0.64Q4 2018: $24.01Q4 2019: $-37.31Q4 2020: $-34.13Q4 2021: $-3.30Q4 2022: $-7.65Q4 2023: $-0.09Q4 2024: $0.03Q4 2025: $0.11
Q3 2018: $0.64Q4 2018: $24.01Q4 2019: $-37.31Q4 2020: $-34.13Q4 2021: $-3.30Q4 2022: $-7.65Q4 2023: $-0.09Q4 2024: $0.03Q4 2025: $0.11
QuarterTTM EPSYoY
Q4 2025$0.11+267%
Q4 2024$0.03+$0.12
Q4 2023-$0.09+$7.56
Q4 2022-$7.65-$4.35
Q4 2021-$3.30+$30.83
Q4 2020-$34.13+$3.18
Q4 2019-$37.31-255%

JFU has returned to profit: it earned $0.11 per share over the past year, after losing money the year before.

AAPL Quarterly Revenue

Q4 2023: $120BQ1 2024: $90.8BQ2 2024: $85.8BQ3 2024: $94.9BQ4 2024: $124BQ1 2025: $95.4BQ2 2025: $94BQ3 2025: $102BQ4 2025: $144BQ1 2026: $111BQ2 2026: $109BQ3 2026: $114B
Q4 2023: $120BQ1 2024: $90.8BQ2 2024: $85.8BQ3 2024: $94.9BQ4 2024: $124BQ1 2025: $95.4BQ2 2025: $94BQ3 2025: $102BQ4 2025: $144BQ1 2026: $111BQ2 2026: $109BQ3 2026: $114B
QuarterRevenueYoY
Q3 2026$114.5B+12%
Q2 2026$109.4B+16%
Q1 2026$111.2B+17%
Q4 2025$143.8B+16%
Q3 2025$102.5B+7.9%
Q2 2025$94B+9.6%
Q1 2025$95.4B+5.1%
Q4 2024$124.3B+4%

AAPL has the edge over JFU in the latest year-over-year revenue comparison.

JFU Quarterly Revenue

Q4 2017: $251MQ1 2018: $164MQ2 2018: $374MQ3 2018: $142MQ4 2018: $154MQ4 2019: $664MQ4 2020: $188MQ4 2021: $114MQ4 2022: $84MQ4 2023: $62MQ4 2024: $19MQ4 2025: $20M
Q4 2017: $251MQ1 2018: $164MQ2 2018: $374MQ3 2018: $142MQ4 2018: $154MQ4 2019: $664MQ4 2020: $188MQ4 2021: $114MQ4 2022: $84MQ4 2023: $62MQ4 2024: $19MQ4 2025: $20M
QuarterRevenueYoY
Q4 2025$20.2M+7.5%
Q4 2024$18.8M-70%
Q4 2023$61.9M-27%
Q4 2022$84.3M-26%
Q4 2021$114.3M-39%
Q4 2020$188.5M-72%
Q4 2019$664.1M+331%
Q4 2018$154.2M-39%

JFU's revenue has slid since its 2019 peak: $20M last quarter, down 82% from the same quarter a year ago.

AAPL Free Cash Flow

Q4 2023: $37.5BQ1 2024: $20.7BQ2 2024: $26.7BQ3 2024: $23.9BQ4 2024: $27BQ1 2025: $20.9BQ2 2025: $24.4BQ3 2025: $26.5BQ4 2025: $51.6BQ1 2026: $26.7BQ2 2026: $31.9BQ3 2026: $25.9B
Q4 2023: $37.5BQ1 2024: $20.7BQ2 2024: $26.7BQ3 2024: $23.9BQ4 2024: $27BQ1 2025: $20.9BQ2 2025: $24.4BQ3 2025: $26.5BQ4 2025: $51.6BQ1 2026: $26.7BQ2 2026: $31.9BQ3 2026: $25.9B
QuarterFree cash flowYoY
Q3 2026$25.9B-2.4%
Q2 2026$31.9B+31%
Q1 2026$26.7B+28%
Q4 2025$51.6B+91%
Q3 2025$26.5B+11%
Q2 2025$24.4B-8.6%
Q1 2025$20.9B+0.9%
Q4 2024$27B-28%

AAPL's free cash flow has been positive every quarter for seven years: $136B over the past year, up 38% from the year before.

JFU Free Cash Flow

Q4 2017: --Q1 2018: $64MQ2 2018: --Q3 2018: --Q4 2018: $54MQ4 2019: โˆ’$73MQ4 2020: --Q4 2021: โˆ’$36MQ4 2022: $3MQ4 2023: $9MQ4 2024: $7MQ4 2025: $31M
Q4 2017: --Q1 2018: $64MQ2 2018: --Q3 2018: --Q4 2018: $54MQ4 2019: โˆ’$73MQ4 2020: --Q4 2021: โˆ’$36MQ4 2022: $3MQ4 2023: $9MQ4 2024: $7MQ4 2025: $31M
QuarterFree cash flowYoY
Q4 2025$30.8M+352%
Q4 2024$6.8M-20%
Q4 2023$8.5M+207%
Q4 2022$2.8M+$38.4M
Q4 2019-$72.9M-235%

JFU generated $49M in free cash flow over the past year, about five times what it generated the year before.

AAPL Total Shares

Q4 2023: 15.6BQ1 2024: 15.5BQ2 2024: 15.3BQ3 2024: 15.4BQ4 2024: 15.2BQ1 2025: 15.1BQ2 2025: 14.9BQ3 2025: 15BQ4 2025: 14.8BQ1 2026: 14.7BQ2 2026: 14.7BQ3 2026: 14.7B
Q4 2023: 15.6BQ1 2024: 15.5BQ2 2024: 15.3BQ3 2024: 15.4BQ4 2024: 15.2BQ1 2025: 15.1BQ2 2025: 14.9BQ3 2025: 15BQ4 2025: 14.8BQ1 2026: 14.7BQ2 2026: 14.7BQ3 2026: 14.7B
PeriodChange %Net change
Quarterly0%+5.6M shares
1 year-1.9%-284M shares
3 years-6.9%-1.1B shares
5 years-13%-2.1B shares
Available history-17%-3.1B shares

AAPL has the edge over JFU on shareholder dilution, with a more favorable share count trend.

JFU Total Shares

Q4 2017: 10MQ1 2018: 10MQ2 2018: 10MQ3 2018: 10MQ4 2018: 10MQ4 2019: 9MQ4 2020: 10MQ4 2021: 11MQ4 2022: 12MQ4 2023: 235MQ4 2024: 236MQ4 2025: 236M
Q4 2017: 10MQ1 2018: 10MQ2 2018: 10MQ3 2018: 10MQ4 2018: 10MQ4 2019: 9MQ4 2020: 10MQ4 2021: 11MQ4 2022: 12MQ4 2023: 235MQ4 2024: 236MQ4 2025: 236M
PeriodChange %Net change
Quarterly0%+24.1K shares
1 year+2109%+225M shares

JFU has 236M diluted shares, up 2109% from a year ago.

AAPL Net Leverage

Q4 2023: 0.5xQ1 2024: 0.6xQ2 2024: 0.6xQ3 2024: 0.6xQ4 2024: 0.5xQ1 2025: 0.5xQ2 2025: 0.5xQ3 2025: 0.4xQ4 2025: 0.3xQ1 2026: 0.2xQ2 2026: 0.3xQ3 2026: 0.3x
Q4 2023: 0.5xQ1 2024: 0.6xQ2 2024: 0.6xQ3 2024: 0.6xQ4 2024: 0.5xQ1 2025: 0.5xQ2 2025: 0.5xQ3 2025: 0.4xQ4 2025: 0.3xQ1 2026: 0.2xQ2 2026: 0.3xQ3 2026: 0.3x
QuarterNet LeverageStatus
Q3 20260.3xVery low
Q2 20260.3xVery low
Q1 20260.2xVery low
Q4 20250.3xVery low
Q3 20250.4xVery low
Q2 20250.5xVery low
Q1 20250.5xVery low
Q4 20240.5xVery low

AAPL's net debt is less than a year of its operating earnings (EBITDA).

JFU Net Leverage

Q3 2018: -12.7xQ4 2018: -2.5x
Q3 2018: -12.7xQ4 2018: -2.5x
QuarterNet LeverageStatus
Q4 2018-2.5xNet Cash
Q3 2018-12.7xNet Cash

JFU has more cash than debt.

AAPL Weekly Momentum

MetricValueStatus
RSI68.1Neutral
Stochastic85.0Overbought

AAPL's weekly RSI is 68 (neutral) and its Stochastic is 85 (overbought).

JFU Weekly Momentum

MetricValueStatus
RSI36.7Neutral
Stochastic13.5Oversold

JFU's weekly RSI is 37 (neutral) and its Stochastic is 13 (oversold).

AAPL PE vs Technology Sector

MetricAAPLSector medianRelative
PE40x28x42% above
PE %963561 pts above

AAPL is trading at 40x earnings, a 42% premium to the Technology sector's median of 28x.

JFU PE vs Technology Sector

MetricJFUSector medianRelative
PE0.9x28x97% below
PE %03535 pts below

JFU has the edge over AAPL on valuation relative to its sector.

AAPL Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$343.13.4% above
20 week MA$329.07.9% above
50 week MA$295.620% above
100 week MA$262.435% above
200 week MA$226.357% above

AAPL has the edge over JFU on trend strength, trading above more of its moving averages.

JFU Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$2.4621% below
20 week MA$2.4721% below
50 week MA$3.6046% below
100 week MA$2.8632% below
200 week MA$2.8632% below

JFU is in a downtrend: it's below all five of its weekly moving averages, and 32% below its 200-week average.

AAPL Yearly ROI

YearStart priceEnd priceROI
2020$72.5$132.0+82%
2021$132.0$176.3+34%
2022$176.3$131.9-25%
2023$131.9$192.5+46%
2024$192.5$255.6+33%
2025$255.6$273.4+7%
2026 YTD$273.4$354.9+30%

AAPL has the edge over JFU on returns for 2026, with the stronger performance.

JFU Yearly ROI

YearStart priceEnd priceROI
2020$190.0$24.0-87%
2021$24.0$22.8-5%
2022$22.8$3.50-85%
2023$3.50$3.43-2%
2024$3.43$1.52-56%
2025$1.52$7.40+387%
2026 YTD$7.40$1.95-74%

JFU's yearly returns have swung widely, from +387% in 2025 to โˆ’87% in 2020. It's down 74% so far in 2026.

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