AAPL
Apple Inc.
AAPL has slightly lower modeled downside risk, despite its lower overall score.
EEFT
Euronet Worldwide, Inc.
EEFT has the edge over AAPL overall, supported by stronger valuation and stronger modeled upside.
AAPL Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| Strong | |
| Strong |
AAPL's revenue, profitability, cash flow and balance sheet are all currently healthy.
EEFT Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| Stable | |
| Stable |
EEFT's revenue, profitability, cash flow and balance sheet are all currently stable.
AAPL PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 26x | $230 | -35% |
| Fair | 31x | $279 | -21% |
| Expensive | 37x | $328 | -7.5% |
| Forward | 38x | $355 | — |
| Current | 40x | $355 | — |
Historical ranges are pointers, not guarantees.
AAPL's PE is in its expensive range at 40x. If earnings grow as analysts expect, today's price would be 38x next year's earnings.
EEFT PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 6.2x | $70.09 | — |
| Cheap | 11x | $68.47 | -2.3% |
| Current | 12x | $70.09 | — |
| Fair | 16x | $98.98 | +41% |
| Expensive | 43x | $261 | +272% |
Historical ranges are pointers, not guarantees.
EEFT has the edge over AAPL in the historical PE scenario, which offers more potential upside but is not a forecast.
AAPL Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Weakening | |
| Moderate | |
| Moderate |
Analysts expect earnings and revenue growth for AAPL, but weaker profitability.
EEFT Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Stable | |
| Improving | |
| Limited | |
| High |
Analysts expect EEFT's earnings to grow and its profitability to improve, with its revenue holding steady.
AAPL Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $9.28 | +3.3% |
| Q3 2026 | $8.98 | +20% |
| Q2 2026 | $8.71 | +32% |
| Q1 2026 | $8.26 | +29% |
| Q4 2025 | $7.90 | +25% |
| Q3 2025 | $7.46 | +23% |
| Q2 2025 | $6.59 | +0.2% |
| Q1 2025 | $6.42 | -0.3% |
| Q4 2024 | $6.30 | -2% |
AAPL has the edge over EEFT on earnings, with more consistent year-over-year improvement.
EEFT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $11.36 | +88% |
| Q3 2026 | $6.04 | -12% |
| Q2 2026 | $6.26 | -14% |
| Q1 2026 | $6.82 | +1% |
| Q4 2025 | $6.84 | +6% |
| Q3 2025 | $6.83 | -1% |
| Q2 2025 | $7.29 | +27% |
| Q1 2025 | $6.75 | +19% |
| Q4 2024 | $6.45 | +17% |
EEFT earned $6.04 per share over the past year, down 12% from the year before.
AAPL Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $114.5B | +12% |
| Q2 2026 | $109.4B | +16% |
| Q1 2026 | $111.2B | +17% |
| Q4 2025 | $143.8B | +16% |
| Q3 2025 | $102.5B | +7.9% |
| Q2 2025 | $94B | +9.6% |
| Q1 2025 | $95.4B | +5.1% |
| Q4 2024 | $124.3B | +4% |
AAPL has the edge over EEFT on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 31% | -0.5 points |
| Q2 2026 | 33% | +2.6 points |
| Q1 2026 | 32% | +1.3 points |
| Q4 2025 | 35% | +0.9 points |
| Q3 2025 | 32% | +0.5 points |
| Q2 2025 | 30% | +0.4 points |
| Q1 2025 | 31% | +0.3 points |
| Q4 2024 | 34% | +0.7 points |
AAPL has the edge over EEFT on profitability, with a higher operating margin.
EEFT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +1.3% |
| Q2 2026 | $1.1B | +3.2% |
| Q1 2026 | $1B | +11% |
| Q4 2025 | $1.1B | +5.9% |
| Q3 2025 | $1.1B | +4.2% |
| Q2 2025 | $1.1B | +8.9% |
| Q1 2025 | $915.5M | +6.8% |
| Q4 2024 | $1B | +9.4% |
EEFT's revenue has grown year over year every quarter since late 2020: $1.2B last quarter, up 1.3% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 15% | -2.2 points |
| Q2 2026 | 12% | -2.4 points |
| Q1 2026 | 7.1% | -1.1 points |
| Q4 2025 | 9.1% | -2.6 points |
| Q3 2025 | 17% | +0.4 points |
| Q2 2025 | 15% | +1.1 points |
| Q1 2025 | 8.2% | +0.7 points |
| Q4 2024 | 12% | +1.6 points |
EEFT's operating margin was 15% last quarter, down 2.2 points from the same quarter a year ago.
AAPL Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $25.9B | -2.4% |
| Q2 2026 | $31.9B | +31% |
| Q1 2026 | $26.7B | +28% |
| Q4 2025 | $51.6B | +91% |
| Q3 2025 | $26.5B | +11% |
| Q2 2025 | $24.4B | -8.6% |
| Q1 2025 | $20.9B | +0.9% |
| Q4 2024 | $27B | -28% |
AAPL has the edge over EEFT on cash flow, with more consistent year-over-year improvement.
EEFT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $199.4M | +24% |
| Q2 2026 | $111.9M | -25% |
| Q1 2026 | -$150.5M | -$129M |
| Q4 2025 | $146.3M | +217% |
| Q3 2025 | $161.2M | -61% |
| Q2 2025 | $148.3M | -0.3% |
| Q1 2025 | -$21.5M | -447% |
| Q4 2024 | $46.1M | -58% |
EEFT still generates free cash flow, though less than at its 2024 peak: $307M over the past year.
AAPL Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | +5.6M shares |
| 1 year | -1.9% | -284M shares |
| 3 years | -6.9% | -1.1B shares |
| 5 years | -13% | -2.1B shares |
| Available history | -17% | -3.1B shares |
AAPL has the edge over EEFT on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $24.3B |
| Q2 2026 | $25.1B |
| Q1 2026 | $12.3B |
| Q4 2025 | $24.7B |
| Q3 2025 | $20.1B |
| Q2 2025 | $21.1B |
| Q1 2025 | $25.9B |
| Q4 2024 | $23.6B |
AAPL spent $86.4B buying back its own shares over the past year, down 4.8% from the year before.
EEFT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.9% | -415K shares |
| 1 year | +2.1% | +952K shares |
| 3 years | -11% | -5.7M shares |
| 5 years | -15% | -8.1M shares |
| Available history | -17% | -9.2M shares |
EEFT has 46M diluted shares, up 2.1% from a year ago, despite $426M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $50M |
| Q2 2026 | $47.6M |
| Q1 2026 | $102.4M |
| Q4 2025 | $225.8M |
| Q3 2025 | $131.3M |
| Q2 2025 | $247.4M |
| Q1 2025 | $63.2M |
| Q4 2024 | $51M |
EEFT spent $426M buying back its own shares over the past year, down 14% from the year before.
AAPL Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.3x | Very low |
| Q2 2026 | 0.3x | Very low |
| Q1 2026 | 0.2x | Very low |
| Q4 2025 | 0.3x | Very low |
| Q3 2025 | 0.4x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.5x | Very low |
AAPL has the edge over EEFT on leverage, with a lower net debt burden relative to earnings.
EEFT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.9x | Healthy |
| Q2 2026 | 2.2x | Moderate |
| Q1 2026 | 2.0x | Healthy |
| Q4 2025 | 1.5x | Healthy |
| Q3 2025 | 1.7x | Healthy |
| Q2 2025 | 1.7x | Healthy |
| Q1 2025 | 1.3x | Healthy |
| Q4 2024 | 1.1x | Healthy |
EEFT's net debt is about 1.9 years of its operating earnings (EBITDA), up from 1.6 years a year ago.
AAPL Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 68.1 | Neutral |
| Stochastic | 85.0 | Overbought |
AAPL's weekly RSI is 68 (neutral) and its Stochastic is 85 (overbought).
EEFT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 50.6 | Neutral |
| Stochastic | 53.4 | Neutral |
EEFT's weekly RSI is 51 (neutral) and its Stochastic is 53 (neutral).
AAPL PE vs Technology Sector
| Metric | AAPL | Sector median | Relative |
|---|---|---|---|
| PE | 40x | 28x | 42% above |
| PE % | 96 | 35 | 61 pts above |
AAPL is trading at 40x earnings, a 42% premium to the Technology sector's median of 28x.
EEFT PE vs Technology Sector
| Metric | EEFT | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 28x | 58% below |
| PE % | 19 | 35 | 16 pts below |
EEFT has the edge over AAPL on valuation relative to its sector.
AAPL Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $343.1 | 3.4% above |
| 20 week MA | $329.0 | 7.9% above |
| 50 week MA | $295.6 | 20% above |
| 100 week MA | $262.4 | 35% above |
| 200 week MA | $226.3 | 57% above |
AAPL has the edge over EEFT on trend strength, trading above more of its moving averages.
EEFT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $66.1 | 6.1% above |
| 20 week MA | $70.6 | 0.7% below |
| 50 week MA | $71.0 | 1.3% below |
| 100 week MA | $83.7 | 16% below |
| 200 week MA | $92.9 | 25% below |
EEFT has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 25% below its 200-week average.
AAPL Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $72.5 | $132.0 | +82% |
| 2021 | $132.0 | $176.3 | +34% |
| 2022 | $176.3 | $131.9 | -25% |
| 2023 | $131.9 | $192.5 | +46% |
| 2024 | $192.5 | $255.6 | +33% |
| 2025 | $255.6 | $273.4 | +7% |
| 2026 YTD | $273.4 | $354.9 | +30% |
AAPL has the edge over EEFT on returns for 2026, with the stronger performance.
EEFT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $158.4 | $143.0 | -9.7% |
| 2021 | $143.0 | $118.6 | -17% |
| 2022 | $118.6 | $92.9 | -22% |
| 2023 | $92.9 | $101.5 | +9.2% |
| 2024 | $101.5 | $104.6 | +3.1% |
| 2025 | $104.6 | $76.6 | -27% |
| 2026 YTD | $76.6 | $70.1 | -8.5% |
EEFT has finished lower in four of the last six years. It's down 8.5% so far in 2026.