AAPL
Apple Inc.
AAPL has slightly lower modeled downside risk, despite its lower overall score.
BSY
Bentley Systems, Incorporated
BSY has the edge over AAPL overall, supported by stronger valuation and stronger modeled upside.
AAPL Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| Strong | |
| Strong |
AAPL's revenue, profitability, cash flow and balance sheet are all currently healthy.
BSY Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| Strong | |
| Stable |
BSY's revenue, profitability and cash flow are currently healthy, and its balance sheet is stable.
AAPL PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 26x | $230 | -35% |
| Fair | 31x | $279 | -21% |
| Expensive | 37x | $328 | -7.5% |
| Forward | 38x | $355 | — |
| Current | 40x | $355 | — |
Historical ranges are pointers, not guarantees.
AAPL's PE is in its expensive range at 40x. If earnings grow as analysts expect, today's price would be 38x next year's earnings.
BSY PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $44.19 | — |
| Cheap | 43x | $43.18 | -2.3% |
| Current | 44x | $44.19 | — |
| Fair | 69x | $69.78 | +58% |
| Expensive | 116x | $117 | +165% |
Historical ranges are pointers, not guarantees.
BSY has the edge over AAPL in the historical PE scenario, which offers more potential upside but is not a forecast.
AAPL Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Weakening | |
| Moderate | |
| Moderate |
Analysts expect earnings and revenue growth for AAPL, but weaker profitability.
BSY Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
BSY has the edge over AAPL on the outlook, with more favorable valuation and profitability expectations.
AAPL Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $9.28 | +3.3% |
| Q3 2026 | $8.98 | +20% |
| Q2 2026 | $8.71 | +32% |
| Q1 2026 | $8.26 | +29% |
| Q4 2025 | $7.90 | +25% |
| Q3 2025 | $7.46 | +23% |
| Q2 2025 | $6.59 | +0.2% |
| Q1 2025 | $6.42 | -0.3% |
| Q4 2024 | $6.30 | -2% |
AAPL has the edge over BSY on earnings, with more consistent year-over-year improvement.
BSY Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.48 | +46% |
| Q3 2026 | $1.01 | +22% |
| Q2 2026 | $0.90 | +15% |
| Q1 2026 | $0.87 | +12% |
| Q4 2025 | $0.85 | +18% |
| Q3 2025 | $0.83 | -26% |
| Q2 2025 | $0.78 | -32% |
| Q1 2025 | $0.78 | -28% |
| Q4 2024 | $0.72 | -28% |
BSY earned $1.01 per share over the past year, up 22% from the year before.
AAPL Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $114.5B | +12% |
| Q2 2026 | $109.4B | +16% |
| Q1 2026 | $111.2B | +17% |
| Q4 2025 | $143.8B | +16% |
| Q3 2025 | $102.5B | +7.9% |
| Q2 2025 | $94B | +9.6% |
| Q1 2025 | $95.4B | +5.1% |
| Q4 2024 | $124.3B | +4% |
AAPL's revenue has grown year over year for 10 quarters in a row: $114B last quarter, up 12% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 31% | -0.5 points |
| Q2 2026 | 33% | +2.6 points |
| Q1 2026 | 32% | +1.3 points |
| Q4 2025 | 35% | +0.9 points |
| Q3 2025 | 32% | +0.5 points |
| Q2 2025 | 30% | +0.4 points |
| Q1 2025 | 31% | +0.3 points |
| Q4 2024 | 34% | +0.7 points |
AAPL has the edge over BSY on profitability, with a higher operating margin.
BSY Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $421.5M | +12% |
| Q2 2026 | $410.7M | +13% |
| Q1 2026 | $424.2M | +14% |
| Q4 2025 | $391.6M | +12% |
| Q3 2025 | $375.5M | +12% |
| Q2 2025 | $364.1M | +10% |
| Q1 2025 | $370.5M | +9.7% |
| Q4 2024 | $349.8M | +13% |
BSY has the edge over AAPL on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 29% | +6.6 points |
| Q2 2026 | 22% | -1.6 points |
| Q1 2026 | 30% | -1.3 points |
| Q4 2025 | 20% | +2.5 points |
| Q3 2025 | 23% | +2 points |
| Q2 2025 | 23% | -1.1 points |
| Q1 2025 | 31% | +3.9 points |
| Q4 2024 | 18% | +5.4 points |
BSY's operating margin was 29% last quarter, up 6.6 points from the same quarter a year ago.
AAPL Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $25.9B | -2.4% |
| Q2 2026 | $31.9B | +31% |
| Q1 2026 | $26.7B | +28% |
| Q4 2025 | $51.6B | +91% |
| Q3 2025 | $26.5B | +11% |
| Q2 2025 | $24.4B | -8.6% |
| Q1 2025 | $20.9B | +0.9% |
| Q4 2024 | $27B | -28% |
AAPL has the edge over BSY on cash flow, with more consistent year-over-year improvement.
BSY Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $101.4M | -8.3% |
| Q2 2026 | $63.8M | +12% |
| Q1 2026 | $187.9M | -13% |
| Q4 2025 | $136.2M | +79% |
| Q3 2025 | $110.7M | +31% |
| Q2 2025 | $57M | -4.2% |
| Q1 2025 | $216.4M | +7.4% |
| Q4 2024 | $76.1M | -6% |
BSY's free cash flow has been positive every quarter for six years: $489M over the past year, up 6.3% from the year before.
AAPL Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | +5.6M shares |
| 1 year | -1.9% | -284M shares |
| 3 years | -6.9% | -1.1B shares |
| 5 years | -13% | -2.1B shares |
| Available history | -17% | -3.1B shares |
AAPL has 14.7B diluted shares, down 1.9% from a year ago, with $86.4B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $24.3B |
| Q2 2026 | $25.1B |
| Q1 2026 | $12.3B |
| Q4 2025 | $24.7B |
| Q3 2025 | $20.1B |
| Q2 2025 | $21.1B |
| Q1 2025 | $25.9B |
| Q4 2024 | $23.6B |
AAPL spent $86.4B buying back its own shares over the past year, down 4.8% from the year before.
BSY Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -1.3M shares |
| 1 year | -4.7% | -15.6M shares |
| 3 years | -4.5% | -15.1M shares |
| 5 years | +3.1% | +9.5M shares |
| Available history | +22% | +56.5M shares |
BSY has the edge over AAPL on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $10M |
| Q2 2026 | $85.1M |
| Q1 2026 | $40M |
| Q4 2025 | $60M |
| Q3 2025 | $15M |
| Q2 2025 | $20M |
| Q1 2025 | $30M |
| Q4 2024 | $18.6M |
BSY spent $195M buying back its own shares over the past year, up 133% from the year before.
AAPL Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.3x | Very low |
| Q2 2026 | 0.3x | Very low |
| Q1 2026 | 0.2x | Very low |
| Q4 2025 | 0.3x | Very low |
| Q3 2025 | 0.4x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.5x | Very low |
AAPL has the edge over BSY on leverage, with a lower net debt burden relative to earnings.
BSY Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 2.1x | Moderate |
| Q2 2026 | 2.5x | Moderate |
| Q1 2026 | 2.4x | Moderate |
| Q4 2025 | 2.7x | Moderate |
| Q3 2025 | 2.7x | Moderate |
| Q2 2025 | 3.0x | Moderate |
| Q1 2025 | 3.0x | Elevated |
| Q4 2024 | 3.7x | Elevated |
BSY's net debt is about 2.1 years of its operating earnings (EBITDA), down from 2.7 years a year ago.
AAPL Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 68.1 | Neutral |
| Stochastic | 85.0 | Overbought |
AAPL's weekly RSI is 68 (neutral) and its Stochastic is 85 (overbought).
BSY Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 67.7 | Neutral |
| Stochastic | 85.8 | Overbought |
BSY's weekly RSI is 68 (neutral) and its Stochastic is 86 (overbought).
AAPL PE vs Technology Sector
| Metric | AAPL | Sector median | Relative |
|---|---|---|---|
| PE | 40x | 28x | 42% above |
| PE % | 96 | 35 | 61 pts above |
AAPL has the edge over BSY on valuation relative to its sector.
BSY PE vs Technology Sector
| Metric | BSY | Sector median | Relative |
|---|---|---|---|
| PE | 44x | 28x | 57% above |
| PE % | 20 | 38 | 18 pts below |
BSY is trading at 44x earnings, a 57% premium to the Technology sector's median of 28x.
AAPL Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $343.1 | 3.4% above |
| 20 week MA | $329.0 | 7.9% above |
| 50 week MA | $295.6 | 20% above |
| 100 week MA | $262.4 | 35% above |
| 200 week MA | $226.3 | 57% above |
AAPL has the edge over BSY on trend strength, trading above more of its moving averages.
BSY Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $37.9 | 17% above |
| 20 week MA | $35.5 | 25% above |
| 50 week MA | $35.5 | 25% above |
| 100 week MA | $42.0 | 5.3% above |
| 200 week MA | $45.4 | 2.7% below |
BSY has bounced recently, but its long-term trend is still down: it's above its 8-, 20-, 50- and 100-week averages, but 2.7% below its 200-week average.
AAPL Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $72.5 | $132.0 | +82% |
| 2021 | $132.0 | $176.3 | +34% |
| 2022 | $176.3 | $131.9 | -25% |
| 2023 | $131.9 | $192.5 | +46% |
| 2024 | $192.5 | $255.6 | +33% |
| 2025 | $255.6 | $273.4 | +7% |
| 2026 YTD | $273.4 | $354.9 | +30% |
AAPL has the edge over BSY on returns for 2026, with the stronger performance.
BSY Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $34.8 | $38.5 | +11% |
| 2021 | $38.5 | $49.8 | +29% |
| 2022 | $49.8 | $36.8 | -26% |
| 2023 | $36.8 | $52.2 | +42% |
| 2024 | $52.2 | $47.6 | -8.8% |
| 2025 | $47.6 | $39.0 | -18% |
| 2026 YTD | $39.0 | $44.2 | +13% |
BSY has finished lower in three of the last six years. It's up 13% so far in 2026.