AAME
Atlantic American Corporation
There isn't enough reported data to score AAME yet.
SOFI
SoFi Technologies, Inc.
SOFI's fundamentals are strong and it looks cheap: trading at 28x earnings, below its usual 43x. Analysts expect strong earnings growth.
AAME Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
AAME's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like AAME.
SOFI Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
SOFI's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SOFI.
AAME PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Current | 4.3x | $1.19 | — |
| Cheap | 5.4x | $1.51 | +27% |
| Fair | 14x | $3.87 | +225% |
| Expensive | 34x | $9.41 | +690% |
Historical ranges are pointers, not guarantees.
AAME's PE is 4.3x, but its earnings don't support one, so it isn't a reliable read right now.
SOFI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 19x | $15.63 | — |
| Current | 28x | $15.63 | — |
| Cheap | 33x | $18.24 | +17% |
| Fair | 43x | $23.82 | +52% |
| Expensive | 53x | $29.74 | +90% |
Historical ranges are pointers, not guarantees.
SOFI has the edge over AAME in the historical PE scenario, which offers more potential upside but is not a forecast.
AAME Forward outlook
There aren't enough analyst estimates for AAME to show an outlook.
SOFI Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Moderate |
Analysts expect strong earnings and revenue growth for SOFI, with profitability improving.
AAME Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q4 2025 | $0.28 | +$0.51 |
| Q3 2025 | $0.21 | +$0.56 |
| Q2 2025 | $0.09 | +$0.26 |
| Q1 2025 | -$0.10 | -$0.05 |
| Q4 2024 | -$0.23 | -$0.20 |
| Q3 2024 | -$0.35 | -350% |
| Q2 2024 | -$0.17 | -950% |
| Q1 2024 | -$0.05 | +$0.10 |
AAME has the stronger earnings trend. Trailing diluted EPS is up 22% for AAME versus SOFI flat.
SOFI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.82 | +47% |
| Q3 2026 | $0.56 | 0% |
| Q2 2026 | $0.49 | -2% |
| Q1 2026 | $0.45 | +4.7% |
| Q4 2025 | $0.39 | 0% |
| Q3 2025 | $0.56 | +367% |
| Q2 2025 | $0.50 | +$0.72 |
| Q1 2025 | $0.43 | +$0.72 |
| Q4 2024 | $0.39 | +$0.75 |
SOFI earned $0.56 per share over the past year, about the same as the year before.
AAME Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q4 2025 | $51.3M | +4.5% |
| Q3 2025 | $53.8M | +21% |
| Q2 2025 | $55.3M | +16% |
| Q1 2025 | $50.1M | +6.7% |
| Q4 2024 | $49M | +4.9% |
| Q3 2024 | $44.5M | -0.2% |
| Q2 2024 | $47.7M | -3.1% |
| Q1 2024 | $47M | +1.6% |
SOFI has the stronger quarterly revenue trend. Revenue is up 4.5% for AAME versus up 44% for SOFI.
| Quarter | Margin | YoY |
|---|---|---|
| Q4 2025 | 3.3% | +2.2 points |
| Q3 2025 | 1.4% | +6.9 points |
| Q2 2025 | 7.6% | +9.4 points |
| Q1 2025 | 2.1% | +7.4 points |
| Q4 2024 | 1.1% | +7.8 points |
| Q3 2024 | -5.5% | -10 points |
| Q2 2024 | -1.8% | -6.3 points |
| Q1 2024 | -5.3% | -1.4 points |
AAME's operating margin was 3.3% last quarter, up 2.2 points from the same quarter a year ago.
SOFI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +44% |
| Q2 2026 | $1.2B | +43% |
| Q1 2026 | $1.1B | +43% |
| Q4 2025 | $1B | +40% |
| Q3 2025 | $961.6M | +38% |
| Q2 2025 | $854.9M | +43% |
| Q1 2025 | $771.8M | +20% |
| Q4 2024 | $734.1M | +19% |
SOFI's revenue has grown year over year every quarter since mid-2022: $1.4B last quarter, up 44% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 23% | +7.5 points |
| Q2 2026 | 17% | +3.6 points |
| Q1 2026 | 18% | +7.8 points |
| Q4 2025 | 18% | +9.9 points |
| Q3 2025 | 15% | +6.3 points |
| Q2 2025 | 13% | +11 points |
| Q1 2025 | 10% | -4.3 points |
| Q4 2024 | 8.2% | -0.2 points |
SOFI's operating margin was 23% last quarter, up 7.5 points from the same quarter a year ago, near the top of its range since 2021.
AAME Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q4 2025 | $17.7M | +86% |
| Q3 2025 | $6.6M | +11298% |
| Q2 2025 | $9.1M | +2423% |
| Q1 2025 | -$986K | +$4.4M |
| Q4 2024 | $9.5M | +54% |
| Q3 2024 | $58K | -96% |
| Q2 2024 | $361K | -95% |
| Q1 2024 | -$5.4M | +$6.3M |
AAME has the stronger cash trend. Its trailing FCF is up 504% versus its history, compared with SOFI at down 107%.
SOFI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$3.1B | -$1.7B |
| Q2 2026 | -$4B | -$2.5B |
| Q1 2026 | -$2.4B | -$2.4B |
| Q4 2025 | -$1.1B | -$815.2M |
| Q3 2025 | -$1.4B | -$149M |
| Q2 2025 | -$1.5B | -$1B |
| Q1 2025 | -$31.1M | -104% |
| Q4 2024 | -$242.4M | +$39.9M |
SOFI's free cash flow was −$10.5B over the past year, against −$3.2B the year before. Free cash flow isn't a meaningful measure for financial services companies like SOFI.
AAME Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | +1K shares |
| 1 year | 0% | -2K shares |
| 3 years | 0% | +8K shares |
| 5 years | -6.5% | -1.4M shares |
| Available history | -5.3% | -1.1M shares |
AAME has the edge over SOFI on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | — |
| Q3 2019 | — |
| Q2 2019 | $22,000 |
| Q1 2019 | $49,000 |
SOFI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.4% | +5.8M shares |
| 1 year | +5.2% | +66.8M shares |
| 3 years | +43% | +407M shares |
| 5 years | +272% | +993M shares |
SOFI has 1.4B diluted shares, up 5.2% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | — |
AAME Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q4 2025 | -4.7x | Net Cash |
| Q3 2025 | -4.4x | Net Cash |
| Q2 2025 | -11.6x | Net Cash |
| Q4 2023 | -290.6x | Net Cash |
| Q3 2023 | -4.5x | Net Cash |
| Q2 2023 | -13.3x | Net Cash |
| Q4 2022 | -9.0x | Net Cash |
| Q3 2022 | -4.1x | Net Cash |
AAME has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like AAME.
SOFI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.4x | Net Cash |
| Q2 2026 | -3.1x | Net Cash |
| Q1 2026 | -3.8x | Net Cash |
| Q4 2025 | -6.5x | Net Cash |
| Q3 2025 | -5.2x | Net Cash |
| Q2 2025 | -4.0x | Net Cash |
| Q1 2025 | -4.9x | Net Cash |
| Q4 2024 | -5.8x | Net Cash |
SOFI has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like SOFI.
AAME Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 37.3 | Neutral |
| Stochastic | 16.6 | Oversold |
AAME's weekly RSI is 37 (neutral) and its Stochastic is 17 (oversold).
SOFI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.1 | Neutral |
| Stochastic | 41.5 | Neutral |
SOFI's weekly RSI is 43 (neutral) and its Stochastic is 41 (neutral).
AAME PE vs Financial Services Sector
| Metric | AAME | Sector median | Relative |
|---|---|---|---|
| PE | 4.3x | 13x | 67% below |
| PE % | 5 | 63 | 58 pts below |
AAME has the edge over SOFI on valuation relative to its sector.
SOFI PE vs Financial Services Sector
| Metric | SOFI | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 114% above |
| PE % | 2 | 61 | 59 pts below |
SOFI is trading at 28x earnings, a 114% premium to the Financial Services sector's median of 13x.
AAME Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1.18 | 0.8% above |
| 20 week MA | $1.36 | 13% below |
| 50 week MA | $2.04 | 42% below |
| 100 week MA | $2.08 | 43% below |
| 200 week MA | $2.05 | 42% below |
AAME has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 42% below its 200-week average.
SOFI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $15.7 | 0.7% below |
| 20 week MA | $17.0 | 7.8% below |
| 50 week MA | $18.9 | 17% below |
| 100 week MA | $18.9 | 17% below |
| 200 week MA | $13.5 | 16% above |
SOFI has fallen below most of its moving averages, though it's still 16% above its 200-week average.
AAME Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $1.85 | $2.08 | +12% |
| 2021 | $2.08 | $3.21 | +54% |
| 2022 | $3.21 | $2.42 | -25% |
| 2023 | $2.42 | $2.45 | +1.2% |
| 2024 | $2.45 | $1.48 | -40% |
| 2025 | $1.48 | $2.55 | +72% |
| 2026 YTD | $2.55 | $1.19 | -53% |
AAME is down 53% so far in 2026, after finishing higher in four of the previous six years.
SOFI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10.4 | $12.4 | +19% |
| 2021 | $12.4 | $15.1 | +22% |
| 2022 | $15.1 | $4.61 | -69% |
| 2023 | $4.61 | $9.95 | +116% |
| 2024 | $9.95 | $16.0 | +61% |
| 2025 | $16.0 | $27.1 | +69% |
| 2026 YTD | $27.1 | $15.6 | -42% |
SOFI has the edge over AAME on returns for 2026, with the stronger performance.